Compare Mc Dowell, KY Car Insurance Rates (2021)

Car insurance in Mc Dowell, KY averages $575 a month. Mc Dowell, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mc Dowell car insurance rates, compare quotes from the top car insurance companies in Mc Dowell, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mc Dowell, KY are $6,900/year
  • The cheapest car insurance company in Mc Dowell is USAA
  • The cheapest car insurance company in Mc Dowell for teen drivers is USAA

If you need to buy Mc Dowell, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Mc Dowell, KY is right here.

You’ll find Mc Dowell car insurance rates, the cheapest Mc Dowell, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Mc Dowell, Kentucky car insurance rates to Frankfort car insurance rates, Hopkinsville car insurance rates, and Covington car insurance rates.

Ready to find affordable Mc Dowell, KY car insurance today? Enter your ZIP code for fast, free Mc Dowell car insurance quotes.

Cheapest Mc Dowell, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mc Dowell, KY car insurance rates? Every Mc Dowell, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mc Dowell, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,476 $4,876 $3,757 $4,239 $19,429 $21,616 $4,675 $4,878
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,638 $3,425 $3,306 $3,296 $18,853 $21,423 $4,524 $4,570
State Farm $2,437 $2,437 $2,159 $2,159 $6,532 $8,295 $2,700 $2,975
Travelers $3,912 $3,985 $3,851 $3,859 $19,996 $32,496 $4,089 $4,734
USAA $2,046 $2,062 $1,848 $1,893 $5,350 $5,640 $2,593 $2,854

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Minimum Car Insurance in Mc Dowell, KY

Every driver must carry the minimum car insurance in Mc Dowell, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Mc Dowell, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mc Dowell, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mc Dowell, KY. Compare credit history car insurance rates in Mc Dowell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mc Dowell, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,223 $7,434 $5,822
Nationwide $9,520 $7,384 $6,351
Progressive $8,772 $7,689 $7,177
State Farm $5,319 $3,254 $2,562
Travelers $10,741 $9,067 $9,038
USAA $4,520 $2,528 $2,059

Cheapest Mc Dowell, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mc Dowell, KY to rates for a clean record with top companies.

Annual Mc Dowell, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,049 $10,944 $8,468 $7,511
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $6,488 $9,743 $7,395 $7,892
State Farm $3,435 $3,988 $3,712 $3,712
Travelers $8,356 $8,602 $12,529 $8,974
USAA $2,290 $3,241 $3,858 $2,753

Cheapest Mc Dowell, KY Car Insurance for Teen Drivers

Teen car insurance in Mc Dowell, KY can be expensive. Take a look at rates from the top car insurance companies in Mc Dowell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mc Dowell, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $19,429 $21,616
Nationwide $12,492 $15,331
Progressive $18,853 $21,423
State Farm $6,532 $8,295
Travelers $19,996 $32,496
USAA $5,350 $5,640

Cheapest Mc Dowell, KY Car Insurance for Seniors

Take a look at Mc Dowell, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mc Dowell, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $3,757 $4,239
Nationwide $5,035 $5,213
Progressive $3,306 $3,296
State Farm $2,159 $2,159
Travelers $3,851 $3,859
USAA $1,848 $1,893

Cheapest Mc Dowell, KY Car Insurance Rates After a DUI

A DUI in Mc Dowell, KY increases car insurance rates. Compare Mc Dowell, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mc Dowell, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $8,468
Nationwide $10,149
Progressive $7,395
State Farm $3,712
Travelers $12,529
USAA $3,858

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Cheapest Mc Dowell, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mc Dowell, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mc Dowell, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,493 $8,493
Nationwide $7,752 $7,752
Progressive $7,879 $7,879
State Farm $3,622 $3,801
Travelers $9,615 $9,615
USAA $2,919 $3,153

The Best Cheap Car Insurance Companies in Mc Dowell, KY

Take a look at a side-by-side comparison of the top car insurance companies in Mc Dowell, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mc Dowell, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,493
Nationwide $7,752
Progressive $7,879
State Farm $3,712
Travelers $9,615
USAA $3,036

Category Winners: Cheapest Car Insurance in Mc Dowell, Kentucky

Find the cheapest car insurance companies in Mc Dowell, KY for each category right here.

Best Annual Car Insurance Rates by Company in Mc Dowell, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Mc Dowell, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mc Dowell car insurance rates. Find the cheapest Mc Dowell, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mc Dowell, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,948 $8,426 $9,106
Nationwide $7,743 $7,625 $7,887
Progressive $7,050 $7,696 $8,893
State Farm $3,470 $3,699 $3,966
Travelers $9,076 $9,643 $10,127
USAA $2,877 $3,027 $3,203

Compare Car Insurance Quotes in Mc Dowell, KY

Ready to find affordable Mc Dowell, Kentucky car insurance today? Enter your ZIP code for fast, free Mc Dowell, KY car insurance quotes.

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