Compare Mc Kinney, KY Car Insurance Rates (2021)

Car insurance in Mc Kinney, KY averages $383 a month. Mc Kinney, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mc Kinney car insurance rates, compare quotes from the top car insurance companies in Mc Kinney, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mc Kinney is State Farm
  • Average car insurance rates in Mc Kinney, KY after a DUI are $5,556/year
  • The cheapest car insurance company in Mc Kinney for teen drivers is USAA

If you need to buy Mc Kinney, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Mc Kinney, KY is right here.

You’ll find Mc Kinney car insurance rates, the cheapest Mc Kinney, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Mc Kinney, Kentucky car insurance rates to Bowling Green car insurance rates, Frankfort car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Mc Kinney, KY car insurance today? Enter your ZIP code for fast, free Mc Kinney car insurance quotes.

Cheapest Mc Kinney, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mc Kinney, KY car insurance rates? Every Mc Kinney, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mc Kinney, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,128 $3,087 $2,834 $3,021 $11,798 $13,248 $3,448 $3,637
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,560 $2,769 $2,168 $2,420 $11,126 $12,315 $2,676 $2,784
Nationwide $3,534 $3,521 $3,188 $3,325 $7,948 $9,875 $4,012 $4,192
Progressive $2,206 $2,091 $1,987 $1,991 $10,930 $12,380 $2,736 $2,790
State Farm $1,938 $1,938 $1,731 $1,731 $5,355 $6,645 $2,160 $2,374
Travelers $2,543 $2,592 $2,484 $2,491 $12,066 $19,320 $2,653 $3,100
USAA $2,085 $2,080 $1,884 $1,906 $5,707 $5,992 $2,630 $2,871

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Minimum Car Insurance in Mc Kinney, KY

Every driver must carry the minimum car insurance in Mc Kinney, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Mc Kinney, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mc Kinney, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mc Kinney, KY. Compare credit history car insurance rates in Mc Kinney from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mc Kinney, Kentucky

Insurance Company Poor Fair Good
Allstate $7,309 $5,057 $4,210
GEICO $7,842 $3,915 $2,550
Liberty Mutual $6,922 $4,270 $3,365
Nationwide $6,028 $4,724 $4,097
Progressive $5,172 $4,524 $4,221
State Farm $4,302 $2,609 $2,041
Travelers $6,601 $5,571 $5,547
USAA $4,670 $2,624 $2,139

Cheapest Mc Kinney, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mc Kinney, KY to rates for a clean record with top companies.

Annual Mc Kinney, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,565 $5,979 $6,394 $5,163
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,041 $6,229 $4,841 $4,298
Nationwide $3,914 $5,093 $6,470 $4,320
Progressive $3,834 $5,693 $4,372 $4,657
State Farm $2,736 $3,233 $2,984 $2,984
Travelers $5,147 $5,299 $7,652 $5,526
USAA $2,363 $3,346 $4,020 $2,849

Cheapest Mc Kinney, KY Car Insurance for Teen Drivers

Teen car insurance in Mc Kinney, KY can be expensive. Take a look at rates from the top car insurance companies in Mc Kinney for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mc Kinney, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,798 $13,248
GEICO $7,942 $9,404
Liberty Mutual $11,126 $12,315
Nationwide $7,948 $9,875
Progressive $10,930 $12,380
State Farm $5,355 $6,645
Travelers $12,066 $19,320
USAA $5,707 $5,992

Cheapest Mc Kinney, KY Car Insurance for Seniors

Take a look at Mc Kinney, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mc Kinney, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $3,021
GEICO $4,003 $3,626
Liberty Mutual $2,168 $2,420
Nationwide $3,188 $3,325
Progressive $1,987 $1,991
State Farm $1,731 $1,731
Travelers $2,484 $2,491
USAA $1,884 $1,906

Cheapest Mc Kinney, KY Car Insurance Rates After a DUI

A DUI in Mc Kinney, KY increases car insurance rates. Compare Mc Kinney, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mc Kinney, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,394
GEICO $7,717
Liberty Mutual $4,841
Nationwide $6,470
Progressive $4,372
State Farm $2,984
Travelers $7,652
USAA $4,020

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Cheapest Mc Kinney, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mc Kinney, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mc Kinney, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,525 $5,525
GEICO $4,724 $4,814
Liberty Mutual $4,852 $4,852
Nationwide $4,949 $4,949
Progressive $4,639 $4,639
State Farm $2,908 $3,060
Travelers $5,906 $5,906
USAA $3,029 $3,260

The Best Cheap Car Insurance Companies in Mc Kinney, KY

Take a look at a side-by-side comparison of the top car insurance companies in Mc Kinney, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mc Kinney, Kentucky

Insurance Company Average Annual Rates
Allstate $5,525
GEICO $4,769
Liberty Mutual $4,852
Nationwide $4,949
Progressive $4,639
State Farm $2,984
Travelers $5,906
USAA $3,145

Category Winners: Cheapest Car Insurance in Mc Kinney, Kentucky

Find the cheapest car insurance companies in Mc Kinney, KY for each category right here.

Best Annual Car Insurance Rates by Company in Mc Kinney, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Mc Kinney, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mc Kinney car insurance rates. Find the cheapest Mc Kinney, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mc Kinney, Kentucky

Insurance Company Low Medium High
Allstate $5,132 $5,503 $5,940
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,621 $4,823 $5,114
Nationwide $5,017 $4,889 $4,942
Progressive $4,259 $4,573 $5,084
State Farm $2,819 $2,978 $3,154
Travelers $5,637 $5,935 $6,146
USAA $2,998 $3,137 $3,299

Compare Car Insurance Quotes in Mc Kinney, KY

Ready to find affordable Mc Kinney, Kentucky car insurance today? Enter your ZIP code for fast, free Mc Kinney, KY car insurance quotes.

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