Compare Mccook, NE Car Insurance Rates (2021)

Car insurance in Mccook, NE averages $294 a month. Mccook, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mccook car insurance rates, compare quotes from the top car insurance companies in Mccook, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in McCook, NE are $3,524/year
  • Average car insurance rates in McCook, NE after a DUI are $4,097/year
  • The cheapest car insurance company in McCook is American Family

If you need to buy McCook, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in McCook, NE is right here.

You’ll find McCook car insurance rates, the cheapest McCook, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare McCook, Nebraska car insurance rates to Bellevue car insurance rates, Norfolk car insurance rates, and Lincoln car insurance rates.

Ready to find affordable McCook, NE car insurance today? Enter your ZIP code for fast, free McCook car insurance quotes.

Cheapest McCook, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect McCook, NE car insurance rates? Every McCook, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in McCook, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,716 $1,716 $1,559 $1,559 $2,837 $4,125 $1,678 $1,809
Farmers $2,412 $2,409 $2,170 $2,271 $8,636 $8,916 $2,721 $2,869
GEICO $3,271 $3,213 $3,200 $3,079 $6,485 $8,525 $2,940 $2,860
Liberty Mutual $3,449 $3,747 $2,719 $3,306 $14,424 $16,203 $3,639 $4,044
Nationwide $1,852 $1,922 $1,652 $1,778 $4,054 $5,100 $2,106 $2,286
Progressive $2,179 $2,120 $1,788 $1,849 $8,018 $9,067 $2,615 $2,796
State Farm $1,764 $1,764 $1,519 $1,519 $4,436 $5,710 $1,939 $2,199
USAA $1,509 $1,513 $1,359 $1,415 $4,567 $5,506 $1,972 $2,217

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Minimum Car Insurance in McCook, NE

Every driver must carry the minimum car insurance in McCook, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in McCook, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest McCook, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in McCook, NE. Compare credit history car insurance rates in McCook from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in McCook, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,841 $1,950 $1,584
Farmers $4,659 $3,836 $3,656
GEICO $4,804 $4,162 $3,624
Liberty Mutual $9,321 $5,599 $4,404
Nationwide $3,133 $2,470 $2,178
Progressive $4,386 $3,659 $3,367
State Farm $3,788 $2,270 $1,761
USAA $3,357 $2,256 $1,908

Cheapest McCook, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in McCook, NE to rates for a clean record with top companies.

Annual McCook, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,079 $2,263 $2,079 $2,079
Farmers $3,441 $4,378 $4,270 $4,113
GEICO $2,666 $3,862 $5,866 $4,392
Liberty Mutual $5,534 $6,494 $7,063 $6,674
Nationwide $1,820 $2,655 $3,827 $2,074
Progressive $3,241 $4,721 $3,621 $3,632
State Farm $2,448 $2,765 $2,606 $2,606
USAA $1,906 $2,389 $3,574 $2,159

Cheapest McCook, NE Car Insurance for Teen Drivers

Teen car insurance in McCook, NE can be expensive. Take a look at rates from the top car insurance companies in McCook for teenagers.

Annual Car Insurance Rates for Teen Drivers in McCook, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,837 $4,125
Farmers $8,636 $8,916
GEICO $6,485 $8,525
Liberty Mutual $14,424 $16,203
Nationwide $4,054 $5,100
Progressive $8,018 $9,067
State Farm $4,436 $5,710
USAA $4,567 $5,506

Cheapest McCook, NE Car Insurance for Seniors

Take a look at McCook, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in McCook, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,559 $1,559
Farmers $2,170 $2,271
GEICO $3,200 $3,079
Liberty Mutual $2,719 $3,306
Nationwide $1,652 $1,778
Progressive $1,788 $1,849
State Farm $1,519 $1,519
USAA $1,359 $1,415

Cheapest McCook, NE Car Insurance Rates After a DUI

A DUI in McCook, NE increases car insurance rates. Compare McCook, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in McCook, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,079
Farmers $4,270
GEICO $5,866
Liberty Mutual $7,063
Nationwide $3,827
Progressive $3,621
State Farm $2,606
USAA $3,574

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Cheapest McCook, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in McCook, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in McCook, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,107 $2,142
Farmers $4,050 $4,050
GEICO $4,131 $4,262
Liberty Mutual $6,441 $6,441
Nationwide $2,594 $2,594
Progressive $3,804 $3,804
State Farm $2,540 $2,673
USAA $2,478 $2,537

The Best Cheap Car Insurance Companies in McCook, NE

Take a look at a side-by-side comparison of the top car insurance companies in McCook, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in McCook, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,125
Farmers $4,050
GEICO $4,197
Liberty Mutual $6,441
Nationwide $2,594
Progressive $3,804
State Farm $2,606
USAA $2,507

Category Winners: Cheapest Car Insurance in McCook, Nebraska

Find the cheapest car insurance companies in McCook, NE for each category right here.

Best Annual Car Insurance Rates by Company in McCook, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest McCook, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your McCook car insurance rates. Find the cheapest McCook, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in McCook, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,118 $2,188 $2,068
Farmers $3,911 $4,004 $4,236
GEICO $4,116 $4,193 $4,280
Liberty Mutual $6,291 $6,412 $6,621
Nationwide $2,669 $2,579 $2,534
Progressive $3,648 $3,795 $3,968
State Farm $2,528 $2,603 $2,689
USAA $2,436 $2,504 $2,582

What affects car insurance rates in McCook, Nebraska?

What factors can have an impact on McCook, NE car insurance? There are several reasons why McCook car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in McCook, Nebraska.

Commute Time in McCook

The more time you spend in your car the higher the risk of an accident. The average commute length in McCook, NE is 11.8 minutes according to City-Data.

Compare Car Insurance Quotes in McCook, NE

Ready to find affordable McCook, Nebraska car insurance today? Enter your ZIP code for fast, free McCook, NE car insurance quotes.

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