Compare Mcgregor, MN Car Insurance Rates (2021)

Car insurance in Mcgregor, MN averages $403 a month. Mcgregor, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Mcgregor car insurance rates, compare quotes from the top car insurance companies in Mcgregor, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in McGregor is State Farm
  • Average car insurance rates in McGregor, MN after a DUI are $6,571/year
  • The cheapest car insurance company in McGregor for teen drivers is State Farm

If you need to buy McGregor, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in McGregor, MN is right here.

You’ll find McGregor car insurance rates, the cheapest McGregor, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare McGregor, Minnesota car insurance rates to St. Paul car insurance rates, Rochester car insurance rates, and Duluth car insurance rates.

Ready to find affordable McGregor, MN car insurance today? Enter your ZIP code for fast, free McGregor car insurance quotes.

Cheapest McGregor, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect McGregor, MN car insurance rates? Every McGregor, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in McGregor, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,033 $3,033 $2,913 $2,913 $6,839 $9,906 $3,686 $3,874
American Family $2,382 $2,382 $2,158 $2,158 $6,524 $9,440 $2,382 $2,682
Farmers $2,037 $2,032 $1,967 $2,066 $5,678 $5,698 $2,650 $2,599
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $1,988 $2,010 $1,764 $1,882 $4,955 $6,067 $2,319 $2,425
State Farm $1,672 $1,672 $1,475 $1,475 $3,469 $4,264 $1,929 $1,605
USAA $2,080 $2,064 $1,892 $1,895 $5,503 $6,025 $2,718 $2,894

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Minimum Car Insurance in McGregor, MN

Every driver must carry the minimum car insurance in McGregor, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in McGregor, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest McGregor, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in McGregor, MN. Compare credit history car insurance rates in McGregor from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in McGregor, Minnesota

Insurance Company Poor Fair Good
Allstate $6,654 $3,589 $3,331
American Family $5,174 $3,396 $2,721
Farmers $3,870 $2,793 $2,610
GEICO $4,627 $3,778 $3,150
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,482 $2,804 $2,493
State Farm $3,202 $1,957 $1,427
USAA $4,924 $2,398 $2,080

Cheapest McGregor, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in McGregor, MN to rates for a clean record with top companies.

Annual McGregor, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,326 $4,776 $5,677 $4,320
American Family $2,537 $4,518 $5,123 $2,876
Farmers $2,641 $3,335 $3,383 $3,004
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,312 $3,084 $3,559 $2,750
State Farm $2,032 $2,359 $2,195 $2,195
USAA $2,329 $2,962 $4,468 $2,776

Cheapest McGregor, MN Car Insurance for Teen Drivers

Teen car insurance in McGregor, MN can be expensive. Take a look at rates from the top car insurance companies in McGregor for teenagers.

Annual Car Insurance Rates for Teen Drivers in McGregor, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,839 $9,906
American Family $6,524 $9,440
Farmers $5,678 $5,698
GEICO $5,955 $7,614
Liberty Mutual $21,303 $32,066
Nationwide $4,955 $6,067
State Farm $3,469 $4,264
USAA $5,503 $6,025

Cheapest McGregor, MN Car Insurance for Seniors

Take a look at McGregor, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in McGregor, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,913 $2,913
American Family $2,158 $2,158
Farmers $1,967 $2,066
GEICO $2,860 $2,780
Liberty Mutual $10,624 $10,624
Nationwide $1,764 $1,882
State Farm $1,475 $1,475
USAA $1,892 $1,895

Cheapest McGregor, MN Car Insurance Rates After a DUI

A DUI in McGregor, MN increases car insurance rates. Compare McGregor, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in McGregor, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,677
American Family $5,123
Farmers $3,383
GEICO $6,102
Liberty Mutual $22,059
Nationwide $3,559
State Farm $2,195
USAA $4,468

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Cheapest McGregor, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in McGregor, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in McGregor, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,525 $4,525
American Family $3,719 $3,808
Farmers $3,091 $3,091
GEICO $3,803 $3,901
Liberty Mutual $14,776 $15,681
Nationwide $2,926 $2,926
State Farm $2,137 $2,254
USAA $3,093 $3,175

The Best Cheap Car Insurance Companies in McGregor, MN

Take a look at a side-by-side comparison of the top car insurance companies in McGregor, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in McGregor, Minnesota

Insurance Company Average Annual Rates
Allstate $4,525
American Family $3,764
Farmers $3,091
GEICO $3,852
Liberty Mutual $15,229
Nationwide $2,926
State Farm $2,195
USAA $3,134

Category Winners: Cheapest Car Insurance in McGregor, Minnesota

Find the cheapest car insurance companies in McGregor, MN for each category right here.

Best Annual Car Insurance Rates by Company in McGregor, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest McGregor, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your McGregor car insurance rates. Find the cheapest McGregor, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in McGregor, Minnesota

Insurance Company Low Medium High
Allstate $4,455 $4,521 $4,598
American Family $3,752 $3,867 $3,672
Farmers $2,981 $3,102 $3,190
GEICO $3,762 $3,850 $3,944
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,778 $2,945 $3,055
State Farm $2,119 $2,202 $2,265
USAA $3,046 $3,131 $3,225

What affects car insurance rates in McGregor, Minnesota?

What factors can have an impact on McGregor, MN car insurance? There are several reasons why McGregor car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in McGregor, Minnesota.

Commute Time in McGregor

The more time you spend in your car the higher the risk of an accident. The average commute length in McGregor, MN is 23.4 minutes according to City-Data.

Compare Car Insurance Quotes in McGregor, MN

Ready to find affordable McGregor, Minnesota car insurance today? Enter your ZIP code for fast, free McGregor, MN car insurance quotes.

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