Compare Mclain, MS Car Insurance Rates (2021)

Car insurance in Mclain, MS averages $308 a month. Mclain, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mclain car insurance rates, compare quotes from the top car insurance companies in Mclain, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in McLain is USAA
  • Average car insurance rates in McLain, MS after a DUI are $4,476/year
  • The cheapest car insurance company in McLain for teen drivers is USAA

If you need to buy McLain, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in McLain, MS is right here.

You’ll find McLain car insurance rates, the cheapest McLain, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare McLain, Mississippi car insurance rates to Biloxi car insurance rates, Tupelo car insurance rates, and Jackson car insurance rates.

Ready to find affordable McLain, MS car insurance today? Enter your ZIP code for fast, free McLain car insurance quotes.

Cheapest McLain, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect McLain, MS car insurance rates? Every McLain, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in McLain, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,845 $2,715 $2,526 $2,583 $11,548 $12,330 $3,251 $3,346
GEICO $3,240 $3,071 $2,958 $2,749 $7,862 $7,470 $5,278 $2,622
Liberty Mutual $2,694 $2,917 $2,166 $2,429 $9,659 $10,735 $2,864 $3,016
Nationwide $2,142 $2,203 $1,919 $2,035 $4,311 $5,491 $2,431 $2,633
Progressive $2,204 $2,066 $1,810 $1,759 $8,069 $9,024 $2,272 $2,372
State Farm $1,938 $1,938 $1,723 $1,723 $5,481 $6,879 $2,157 $2,462
Travelers $1,730 $1,764 $1,635 $1,639 $7,543 $11,903 $1,809 $2,122
USAA $1,406 $1,393 $1,308 $1,325 $3,485 $4,145 $1,716 $1,893

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Minimum Car Insurance in McLain, MS

Every driver must carry the minimum car insurance in McLain, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in McLain, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest McLain, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in McLain, MS. Compare credit history car insurance rates in McLain from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in McLain, Mississippi

Insurance Company Poor Fair Good
Allstate $5,950 $5,272 $4,207
GEICO $6,643 $3,763 $2,812
Liberty Mutual $6,541 $3,998 $3,141
Nationwide $3,407 $2,765 $2,516
Progressive $4,191 $3,576 $3,324
State Farm $4,383 $2,654 $2,075
Travelers $4,284 $3,488 $3,533
USAA $2,855 $1,853 $1,544

Cheapest McLain, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in McLain, MS to rates for a clean record with top companies.

Annual McLain, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,335 $5,116 $6,195 $4,925
GEICO $2,717 $4,150 $6,358 $4,401
Liberty Mutual $3,237 $5,163 $5,291 $4,549
Nationwide $2,310 $2,952 $3,762 $2,559
Progressive $3,167 $4,254 $3,647 $3,720
State Farm $2,770 $3,364 $3,008 $3,008
Travelers $3,296 $3,452 $4,724 $3,600
USAA $1,627 $2,076 $2,822 $1,809

Cheapest McLain, MS Car Insurance for Teen Drivers

Teen car insurance in McLain, MS can be expensive. Take a look at rates from the top car insurance companies in McLain for teenagers.

Annual Car Insurance Rates for Teen Drivers in McLain, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,548 $12,330
GEICO $7,862 $7,470
Liberty Mutual $9,659 $10,735
Nationwide $4,311 $5,491
Progressive $8,069 $9,024
State Farm $5,481 $6,879
Travelers $7,543 $11,903
USAA $3,485 $4,145

Cheapest McLain, MS Car Insurance for Seniors

Take a look at McLain, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in McLain, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,526 $2,583
GEICO $2,958 $2,749
Liberty Mutual $2,166 $2,429
Nationwide $1,919 $2,035
Progressive $1,810 $1,759
State Farm $1,723 $1,723
Travelers $1,635 $1,639
USAA $1,308 $1,325

Cheapest McLain, MS Car Insurance Rates After a DUI

A DUI in McLain, MS increases car insurance rates. Compare McLain, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in McLain, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,195
GEICO $6,358
Liberty Mutual $5,291
Nationwide $3,762
Progressive $3,647
State Farm $3,008
Travelers $4,724
USAA $2,822

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Cheapest McLain, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in McLain, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in McLain, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,143 $5,143
GEICO $4,395 $4,418
Liberty Mutual $4,560 $4,560
Nationwide $2,896 $2,896
Progressive $3,697 $3,697
State Farm $2,967 $3,108
Travelers $3,768 $3,768
USAA $2,020 $2,148

The Best Cheap Car Insurance Companies in McLain, MS

Take a look at a side-by-side comparison of the top car insurance companies in McLain, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in McLain, Mississippi

Insurance Company Average Annual Rates
Allstate $5,143
GEICO $4,406
Liberty Mutual $4,560
Nationwide $2,896
Progressive $3,697
State Farm $3,038
Travelers $3,768
USAA $2,084

Category Winners: Cheapest Car Insurance in McLain, Mississippi

Find the cheapest car insurance companies in McLain, MS for each category right here.

Best Annual Car Insurance Rates by Company in McLain, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest McLain, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your McLain car insurance rates. Find the cheapest McLain, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in McLain, Mississippi

Insurance Company Low Medium High
Allstate $4,971 $5,140 $5,317
GEICO $4,200 $4,432 $4,587
Liberty Mutual $4,283 $4,540 $4,857
Nationwide $2,750 $2,887 $3,050
Progressive $3,340 $3,740 $4,011
State Farm $2,893 $3,025 $3,195
Travelers $3,591 $3,791 $3,922
USAA $1,956 $2,073 $2,222

What affects car insurance rates in McLain, Mississippi?

What factors can have an impact on McLain, MS car insurance? There are several reasons why McLain car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in McLain, Mississippi.

Commute Time in McLain

The more time you spend in your car the higher the risk of an accident. The average commute length in McLain, MS is 38.9 minutes according to City-Data.

Compare Car Insurance Quotes in McLain, MS

Ready to find affordable McLain, Mississippi car insurance today? Enter your ZIP code for fast, free McLain, MS car insurance quotes.

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