Compare Mclean, TX Car Insurance Rates (2021)

Car insurance in Mclean, TX averages $334 a month. Mclean, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Mclean car insurance rates, compare quotes from the top car insurance companies in Mclean, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in McLean, TX are $4,012/year
  • Average car insurance rates in McLean, TX after a DUI are $4,526/year
  • The cheapest car insurance company in McLean is USAA

If you need to buy McLean, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in McLean, TX is right here.

You’ll find McLean car insurance rates, the cheapest McLean, TX car insurance companies, and information on Texas car insurance laws. You can also compare McLean, Texas car insurance rates to Fort Worth car insurance rates, El Paso car insurance rates, and San Antonio car insurance rates.

Ready to find affordable McLean, TX car insurance today? Enter your ZIP code for fast, free McLean car insurance quotes.

Cheapest McLean, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect McLean, TX car insurance rates? Every McLean, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in McLean, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,598 $3,655 $3,557 $3,557 $9,242 $11,251 $4,483 $4,714
American Family $3,787 $4,139 $3,215 $3,627 $8,075 $10,746 $5,088 $5,783
GEICO $2,553 $2,689 $2,335 $2,532 $5,282 $5,604 $2,767 $2,844
Nationwide $2,471 $2,522 $2,179 $2,317 $6,871 $8,867 $2,888 $3,134
Progressive $2,560 $2,443 $2,265 $2,315 $10,385 $11,580 $3,034 $3,080
State Farm $1,910 $1,910 $1,686 $1,686 $4,368 $5,533 $2,062 $2,134
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in McLean, TX

Every driver must carry the minimum car insurance in McLean, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in McLean, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest McLean, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in McLean, TX. Compare credit history car insurance rates in McLean from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in McLean, Texas

Insurance Company Poor Fair Good
Allstate $7,024 $5,124 $4,373
American Family $7,923 $4,690 $4,060
GEICO $5,135 $2,905 $1,937
Nationwide $4,700 $3,754 $3,264
Progressive $5,326 $4,572 $4,225
State Farm $3,774 $2,344 $1,865
USAA $3,624 $2,022 $1,606

Cheapest McLean, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in McLean, TX to rates for a clean record with top companies.

Annual McLean, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,351 $6,538 $6,788 $4,351
American Family $5,111 $6,391 $5,618 $5,111
GEICO $2,823 $3,637 $3,181 $3,661
Nationwide $3,381 $3,381 $5,037 $3,826
Progressive $4,106 $5,286 $4,805 $4,633
State Farm $2,387 $2,708 $3,161 $2,387
USAA $1,833 $2,638 $3,094 $2,103

Cheapest McLean, TX Car Insurance for Teen Drivers

Teen car insurance in McLean, TX can be expensive. Take a look at rates from the top car insurance companies in McLean for teenagers.

Annual Car Insurance Rates for Teen Drivers in McLean, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,242 $11,251
American Family $8,075 $10,746
GEICO $5,282 $5,604
Nationwide $6,871 $8,867
Progressive $10,385 $11,580
State Farm $4,368 $5,533
USAA $4,047 $4,518

Cheapest McLean, TX Car Insurance for Seniors

Take a look at McLean, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in McLean, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,557 $3,557
American Family $3,215 $3,627
GEICO $2,335 $2,532
Nationwide $2,179 $2,317
Progressive $2,265 $2,315
State Farm $1,686 $1,686
USAA $1,497 $1,531

Cheapest McLean, TX Car Insurance Rates After a DUI

A DUI in McLean, TX increases car insurance rates. Compare McLean, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in McLean, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,788
American Family $5,618
GEICO $3,181
Nationwide $5,037
Progressive $4,805
State Farm $3,161
USAA $3,094

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest McLean, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in McLean, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in McLean, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,382 $5,632
American Family $5,557 $5,557
GEICO $3,254 $3,397
Nationwide $3,906 $3,906
Progressive $4,708 $4,708
State Farm $2,661 $2,661
USAA $2,385 $2,449

The Best Cheap Car Insurance Companies in McLean, TX

Take a look at a side-by-side comparison of the top car insurance companies in McLean, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in McLean, Texas

Insurance Company Average Annual Rates
Allstate $5,507
American Family $5,557
GEICO $3,326
Nationwide $3,906
Progressive $4,708
State Farm $2,661
USAA $2,417

Category Winners: Cheapest Car Insurance in McLean, Texas

Find the cheapest car insurance companies in McLean, TX for each category right here.

Best Annual Car Insurance Rates by Company in McLean, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest McLean, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your McLean car insurance rates. Find the cheapest McLean, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in McLean, Texas

Insurance Company Low Medium High
Allstate $5,414 $5,472 $5,635
American Family $5,312 $5,431 $5,930
GEICO $3,231 $3,306 $3,440
Nationwide $4,229 $3,737 $3,753
Progressive $4,466 $4,685 $4,972
State Farm $2,547 $2,655 $2,781
USAA $2,364 $2,412 $2,475

What affects car insurance rates in McLean, Texas?

What factors can have an impact on McLean, TX car insurance? There are several reasons why McLean car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in McLean, Texas.

Commute Time in McLean

The more time you spend in your car the higher the risk of an accident. The average commute length in McLean, TX is 28.7 minutes according to City-Data.

Compare Car Insurance Quotes in McLean, TX

Ready to find affordable McLean, Texas car insurance today? Enter your ZIP code for fast, free McLean, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption