Compare Mcsherrystown, PA Car Insurance Rates (2021)

Car insurance in Mcsherrystown, PA averages $291 a month. Mcsherrystown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Mcsherrystown car insurance rates, compare quotes from the top car insurance companies in Mcsherrystown, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in McSherrystown is USAA
  • Average car insurance rates in McSherrystown, PA are $3,492/year
  • Average car insurance rates in McSherrystown, PA after a DUI are $3,832/year

If you need to buy McSherrystown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in McSherrystown, PA is right here.

You’ll find McSherrystown car insurance rates, the cheapest McSherrystown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare McSherrystown, Pennsylvania car insurance rates to Altoona car insurance rates, Philadelphia car insurance rates, and Reading car insurance rates.

Ready to find affordable McSherrystown, PA car insurance today? Enter your ZIP code for fast, free McSherrystown car insurance quotes.

Cheapest McSherrystown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect McSherrystown, PA car insurance rates? Every McSherrystown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in McSherrystown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,141 $2,141 $1,986 $1,986 $7,238 $7,238 $2,343 $2,343
GEICO $1,686 $1,461 $1,598 $1,386 $4,250 $3,689 $1,693 $1,468
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,704 $1,704 $1,617 $1,617 $4,877 $4,877 $1,916 $1,916
Progressive $2,455 $2,455 $2,193 $2,193 $8,113 $8,113 $3,148 $3,148
State Farm $1,439 $1,439 $1,274 $1,274 $5,237 $5,237 $1,591 $1,591
Travelers $1,607 $1,607 $1,735 $1,735 $23,079 $23,079 $1,933 $1,933
USAA $988 $988 $894 $894 $2,977 $2,977 $1,304 $1,304

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Minimum Car Insurance in McSherrystown, PA

Every driver must carry the minimum car insurance in McSherrystown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in McSherrystown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest McSherrystown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in McSherrystown, PA. Compare credit history car insurance rates in McSherrystown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in McSherrystown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,382 $3,266 $2,633
GEICO $3,224 $1,824 $1,414
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $2,961 $2,445 $2,180
Progressive $5,258 $3,700 $2,974
State Farm $3,396 $2,102 $1,658
Travelers $7,707 $6,967 $6,593
USAA $1,914 $1,434 $1,275

Cheapest McSherrystown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in McSherrystown, PA to rates for a clean record with top companies.

Annual McSherrystown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,281 $3,866 $3,281 $3,281
GEICO $1,587 $2,728 $2,115 $2,185
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,830 $2,449 $3,397 $2,439
Progressive $3,600 $5,004 $3,703 $3,602
State Farm $2,176 $2,595 $2,385 $2,385
Travelers $5,020 $7,162 $9,012 $7,162
USAA $1,242 $1,712 $1,823 $1,386

Cheapest McSherrystown, PA Car Insurance for Teen Drivers

Teen car insurance in McSherrystown, PA can be expensive. Take a look at rates from the top car insurance companies in McSherrystown for teenagers.

Annual Car Insurance Rates for Teen Drivers in McSherrystown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,238 $7,238
GEICO $4,250 $3,689
Liberty Mutual $9,227 $9,227
Nationwide $4,877 $4,877
Progressive $8,113 $8,113
State Farm $5,237 $5,237
Travelers $23,079 $23,079
USAA $2,977 $2,977

Cheapest McSherrystown, PA Car Insurance for Seniors

Take a look at McSherrystown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in McSherrystown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,986 $1,986
GEICO $1,598 $1,386
Liberty Mutual $2,912 $2,912
Nationwide $1,617 $1,617
Progressive $2,193 $2,193
State Farm $1,274 $1,274
Travelers $1,735 $1,735
USAA $894 $894

Cheapest McSherrystown, PA Car Insurance Rates After a DUI

A DUI in McSherrystown, PA increases car insurance rates. Compare McSherrystown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in McSherrystown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,281
GEICO $2,115
Liberty Mutual $4,938
Nationwide $3,397
Progressive $3,703
State Farm $2,385
Travelers $9,012
USAA $1,823

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Cheapest McSherrystown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in McSherrystown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in McSherrystown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,358 $3,496
GEICO $2,120 $2,187
Liberty Mutual $4,712 $4,958
Nationwide $2,529 $2,529
Progressive $3,977 $3,977
State Farm $2,315 $2,455
Travelers $7,089 $7,089
USAA $1,497 $1,584

The Best Cheap Car Insurance Companies in McSherrystown, PA

Take a look at a side-by-side comparison of the top car insurance companies in McSherrystown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in McSherrystown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,427
GEICO $2,154
Liberty Mutual $4,835
Nationwide $2,529
Progressive $3,977
State Farm $2,385
Travelers $7,089
USAA $1,541

Category Winners: Cheapest Car Insurance in McSherrystown, Pennsylvania

Find the cheapest car insurance companies in McSherrystown, PA for each category right here.

Best Annual Car Insurance Rates by Company in McSherrystown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest McSherrystown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your McSherrystown car insurance rates. Find the cheapest McSherrystown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in McSherrystown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,265 $3,450 $3,566
GEICO $1,963 $2,175 $2,323
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,535 $2,565 $2,487
Progressive $3,645 $4,012 $4,276
State Farm $2,221 $2,420 $2,514
Travelers $7,227 $7,084 $6,955
USAA $1,434 $1,555 $1,634

What affects car insurance rates in McSherrystown, Pennsylvania?

What factors can have an impact on McSherrystown, PA car insurance? There are several reasons why McSherrystown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in McSherrystown, Pennsylvania.

Commute Time in McSherrystown

The more time you spend in your car the higher the risk of an accident. The average commute length in McSherrystown, PA is 25.0 minutes according to City-Data.

Compare Car Insurance Quotes in McSherrystown, PA

Ready to find affordable McSherrystown, Pennsylvania car insurance today? Enter your ZIP code for fast, free McSherrystown, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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