Compare Mead, CO Car Insurance Rates (2021)

Car insurance in Mead, CO averages $298 a month. Mead, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Mead car insurance rates, compare quotes from the top car insurance companies in Mead, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mead, CO after a DUI are $4,266/year
  • Average car insurance rates in Mead, CO are $3,570/year
  • The cheapest car insurance company in Mead for teen drivers is Liberty Mutual

If you need to buy Mead, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Mead, CO is right here.

You’ll find Mead car insurance rates, the cheapest Mead, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Mead, Colorado car insurance rates to Arvada car insurance rates, Greeley car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Mead, CO car insurance today? Enter your ZIP code for fast, free Mead car insurance quotes.

Cheapest Mead, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mead, CO car insurance rates? Every Mead, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mead, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,979 $2,777 $2,710 $2,734 $10,667 $11,193 $3,232 $3,226
American Family $2,398 $2,398 $2,168 $2,168 $5,790 $7,798 $2,398 $2,927
Farmers $2,863 $2,830 $2,587 $2,791 $11,138 $11,236 $3,160 $3,192
GEICO $1,719 $1,903 $1,886 $2,187 $5,556 $5,844 $1,561 $1,563
Liberty Mutual $1,649 $1,574 $1,413 $1,557 $5,224 $5,691 $1,663 $1,662
Nationwide $2,438 $2,478 $2,185 $2,305 $6,181 $7,890 $2,807 $3,028
Progressive $2,162 $2,018 $1,921 $1,906 $7,644 $8,526 $2,424 $2,349
State Farm $1,894 $1,894 $1,720 $1,720 $5,630 $7,097 $2,126 $2,523
USAA $2,006 $1,988 $1,931 $1,917 $5,147 $5,873 $2,568 $2,770

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Minimum Car Insurance in Mead, CO

Every driver must carry the minimum car insurance in Mead, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Mead, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Mead, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mead, CO. Compare credit history car insurance rates in Mead from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mead, Colorado

Insurance Company Poor Fair Good
Allstate $6,299 $4,856 $3,664
American Family $4,535 $3,250 $2,732
Farmers $5,754 $4,702 $4,467
GEICO $3,337 $2,778 $2,219
Liberty Mutual $3,635 $2,243 $1,784
Nationwide $4,426 $3,509 $3,057
Progressive $4,100 $3,517 $3,239
State Farm $4,265 $2,745 $2,216
USAA $4,449 $2,563 $2,063

Cheapest Mead, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mead, CO to rates for a clean record with top companies.

Annual Mead, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,188 $4,844 $5,960 $4,767
American Family $2,593 $3,685 $4,804 $2,939
Farmers $4,193 $5,407 $5,333 $4,965
GEICO $1,931 $3,051 $3,633 $2,496
Liberty Mutual $2,248 $2,625 $2,706 $2,638
Nationwide $2,824 $3,850 $4,877 $3,105
Progressive $3,126 $4,425 $3,295 $3,628
State Farm $2,815 $3,335 $3,075 $3,075
USAA $2,205 $2,702 $4,713 $2,480

Cheapest Mead, CO Car Insurance for Teen Drivers

Teen car insurance in Mead, CO can be expensive. Take a look at rates from the top car insurance companies in Mead for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mead, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,667 $11,193
American Family $5,790 $7,798
Farmers $11,138 $11,236
GEICO $5,556 $5,844
Liberty Mutual $5,224 $5,691
Nationwide $6,181 $7,890
Progressive $7,644 $8,526
State Farm $5,630 $7,097
USAA $5,147 $5,873

Cheapest Mead, CO Car Insurance for Seniors

Take a look at Mead, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mead, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,710 $2,734
American Family $2,168 $2,168
Farmers $2,587 $2,791
GEICO $1,886 $2,187
Liberty Mutual $1,413 $1,557
Nationwide $2,185 $2,305
Progressive $1,921 $1,906
State Farm $1,720 $1,720
USAA $1,931 $1,917

Cheapest Mead, CO Car Insurance Rates After a DUI

A DUI in Mead, CO increases car insurance rates. Compare Mead, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mead, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,960
American Family $4,804
Farmers $5,333
GEICO $3,633
Liberty Mutual $2,706
Nationwide $4,877
Progressive $3,295
State Farm $3,075
USAA $4,713

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Cheapest Mead, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mead, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mead, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,940 $4,940
American Family $3,430 $3,581
Farmers $4,974 $4,974
GEICO $2,724 $2,831
Liberty Mutual $2,554 $2,554
Nationwide $3,664 $3,664
Progressive $3,619 $3,619
State Farm $2,999 $3,151
USAA $2,940 $3,110

The Best Cheap Car Insurance Companies in Mead, CO

Take a look at a side-by-side comparison of the top car insurance companies in Mead, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mead, Colorado

Insurance Company Average Annual Rates
Allstate $4,940
American Family $3,505
Farmers $4,974
GEICO $2,778
Liberty Mutual $2,554
Nationwide $3,664
Progressive $3,619
State Farm $3,075
USAA $3,025

Category Winners: Cheapest Car Insurance in Mead, Colorado

Find the cheapest car insurance companies in Mead, CO for each category right here.

Best Annual Car Insurance Rates by Company in Mead, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Mead, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mead car insurance rates. Find the cheapest Mead, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mead, Colorado

Insurance Company Low Medium High
Allstate $4,606 $4,920 $5,294
American Family $3,306 $3,579 $3,632
Farmers $4,383 $4,908 $5,632
GEICO $2,421 $2,711 $3,201
Liberty Mutual $2,386 $2,543 $2,733
Nationwide $3,642 $3,667 $3,682
Progressive $3,290 $3,632 $3,934
State Farm $2,847 $3,077 $3,302
USAA $2,867 $3,025 $3,183

What affects car insurance rates in Mead, Colorado?

What factors can have an impact on Mead, CO car insurance? There are several reasons why Mead car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mead, Colorado.

Commute Time in Mead

The more time you spend in your car the higher the risk of an accident. The average commute length in Mead, CO is 32.3 minutes according to City-Data.

Compare Car Insurance Quotes in Mead, CO

Ready to find affordable Mead, Colorado car insurance today? Enter your ZIP code for fast, free Mead, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State