Compare Mechanic Falls, ME Car Insurance Rates (2021)

Car insurance in Mechanic Falls, ME averages $222 a month. Mechanic Falls, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Mechanic Falls car insurance rates, compare quotes from the top car insurance companies in Mechanic Falls, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mechanic Falls, ME are $2,669/year
  • Average car insurance rates in Mechanic Falls, ME after a DUI are $3,157/year
  • The cheapest car insurance company in Mechanic Falls is USAA

If you need to buy Mechanic Falls, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Mechanic Falls, ME is right here.

You’ll find Mechanic Falls car insurance rates, the cheapest Mechanic Falls, ME car insurance companies, and information on Maine car insurance laws. You can also compare Mechanic Falls, Maine car insurance rates to Portland car insurance rates, Westbrook car insurance rates, and Sanford car insurance rates.

Ready to find affordable Mechanic Falls, ME car insurance today? Enter your ZIP code for fast, free Mechanic Falls car insurance quotes.

Cheapest Mechanic Falls, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mechanic Falls, ME car insurance rates? Every Mechanic Falls, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mechanic Falls, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,836 $1,884 $1,656 $1,792 $4,680 $6,262 $1,988 $2,216
Farmers $1,686 $1,702 $1,584 $1,697 $5,439 $5,995 $1,991 $2,061
GEICO $1,106 $1,146 $1,106 $1,106 $2,717 $3,532 $1,207 $1,288
Liberty Mutual $3,014 $3,014 $2,871 $2,871 $6,390 $9,557 $3,014 $4,240
Progressive $1,916 $1,878 $1,916 $1,878 $8,022 $9,013 $2,231 $2,520
State Farm $1,434 $1,434 $1,357 $1,357 $4,622 $5,769 $1,603 $1,754
Travelers $1,125 $1,163 $1,019 $1,043 $4,563 $6,156 $1,113 $1,277
USAA $890 $877 $886 $865 $2,945 $3,247 $1,132 $1,188

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Minimum Car Insurance in Mechanic Falls, ME

Every driver must carry the minimum car insurance in Mechanic Falls, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Mechanic Falls, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mechanic Falls, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mechanic Falls, ME. Compare credit history car insurance rates in Mechanic Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mechanic Falls, Maine

Insurance Company Poor Fair Good
Allstate $3,509 $2,672 $2,187
Farmers $3,224 $2,646 $2,438
GEICO $2,222 $1,474 $1,257
Liberty Mutual $6,086 $3,944 $3,084
Progressive $4,148 $3,560 $3,307
State Farm $3,519 $2,102 $1,627
Travelers $2,569 $2,104 $1,874
USAA $1,972 $1,358 $1,182

Cheapest Mechanic Falls, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mechanic Falls, ME to rates for a clean record with top companies.

Annual Mechanic Falls, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,268 $3,090 $3,229 $2,569
Farmers $2,421 $3,086 $2,677 $2,893
GEICO $1,201 $1,690 $2,513 $1,201
Liberty Mutual $3,368 $3,956 $6,500 $3,662
Progressive $2,941 $4,975 $3,276 $3,496
State Farm $2,190 $2,642 $2,416 $2,416
Travelers $1,819 $2,021 $2,534 $2,356
USAA $1,141 $1,505 $2,114 $1,255

Cheapest Mechanic Falls, ME Car Insurance for Teen Drivers

Teen car insurance in Mechanic Falls, ME can be expensive. Take a look at rates from the top car insurance companies in Mechanic Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mechanic Falls, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,680 $6,262
Farmers $5,439 $5,995
GEICO $2,717 $3,532
Liberty Mutual $6,390 $9,557
Progressive $8,022 $9,013
State Farm $4,622 $5,769
Travelers $4,563 $6,156
USAA $2,945 $3,247

Cheapest Mechanic Falls, ME Car Insurance for Seniors

Take a look at Mechanic Falls, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mechanic Falls, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,656 $1,792
Farmers $1,584 $1,697
GEICO $1,106 $1,106
Liberty Mutual $2,871 $2,871
Progressive $1,916 $1,878
State Farm $1,357 $1,357
Travelers $1,019 $1,043
USAA $886 $865

Cheapest Mechanic Falls, ME Car Insurance Rates After a DUI

A DUI in Mechanic Falls, ME increases car insurance rates. Compare Mechanic Falls, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mechanic Falls, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,229
Farmers $2,677
GEICO $2,513
Liberty Mutual $6,500
Progressive $3,276
State Farm $2,416
Travelers $2,534
USAA $2,114

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Cheapest Mechanic Falls, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mechanic Falls, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mechanic Falls, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,789 $2,789
Farmers $2,769 $2,769
GEICO $1,624 $1,678
Liberty Mutual $4,282 $4,461
Progressive $3,672 $3,672
State Farm $2,337 $2,495
Travelers $2,182 $2,182
USAA $1,462 $1,546

The Best Cheap Car Insurance Companies in Mechanic Falls, ME

Take a look at a side-by-side comparison of the top car insurance companies in Mechanic Falls, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mechanic Falls, Maine

Insurance Company Average Annual Rates
Allstate $2,789
Farmers $2,769
GEICO $1,651
Liberty Mutual $4,371
Progressive $3,672
State Farm $2,416
Travelers $2,182
USAA $1,504

Category Winners: Cheapest Car Insurance in Mechanic Falls, Maine

Find the cheapest car insurance companies in Mechanic Falls, ME for each category right here.

Best Annual Car Insurance Rates by Company in Mechanic Falls, Maine

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Mechanic Falls, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mechanic Falls car insurance rates. Find the cheapest Mechanic Falls, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mechanic Falls, Maine

Insurance Company Low Medium High
Allstate $2,748 $2,749 $2,871
Farmers $2,657 $2,675 $2,977
GEICO $1,619 $1,629 $1,706
Liberty Mutual $4,317 $4,317 $4,481
Progressive $3,593 $3,601 $3,821
State Farm $2,351 $2,390 $2,507
Travelers $2,145 $2,149 $2,253
USAA $1,474 $1,485 $1,552

What affects car insurance rates in Mechanic Falls, Maine?

What factors can have an impact on Mechanic Falls, ME car insurance? There are several reasons why Mechanic Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mechanic Falls, Maine.

Commute Time in Mechanic Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in Mechanic Falls, ME is 21.5 minutes according to City-Data.

Compare Car Insurance Quotes in Mechanic Falls, ME

Ready to find affordable Mechanic Falls, Maine car insurance today? Enter your ZIP code for fast, free Mechanic Falls, ME car insurance quotes.

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