Compare Mechanicsville, PA Car Insurance Rates (2021)

Car insurance in Mechanicsville, PA averages $375 a month. Mechanicsville, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Mechanicsville car insurance rates, compare quotes from the top car insurance companies in Mechanicsville, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mechanicsville, PA are $4,498/year
  • Average car insurance rates in Mechanicsville, PA after a DUI are $4,950/year
  • The cheapest car insurance company in Mechanicsville for teen drivers is USAA

If you need to buy Mechanicsville, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Mechanicsville, PA is right here.

You’ll find Mechanicsville car insurance rates, the cheapest Mechanicsville, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Mechanicsville, Pennsylvania car insurance rates to Philadelphia car insurance rates, Reading car insurance rates, and Erie car insurance rates.

Ready to find affordable Mechanicsville, PA car insurance today? Enter your ZIP code for fast, free Mechanicsville car insurance quotes.

Cheapest Mechanicsville, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mechanicsville, PA car insurance rates? Every Mechanicsville, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mechanicsville, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,852 $2,852 $2,674 $2,674 $10,146 $10,146 $3,088 $3,088
GEICO $2,301 $1,989 $2,187 $1,891 $5,930 $5,141 $2,310 $1,996
Liberty Mutual $4,182 $4,182 $3,835 $3,835 $12,125 $12,125 $5,297 $5,297
Nationwide $2,183 $2,183 $2,078 $2,078 $6,140 $6,140 $2,451 $2,451
Progressive $2,860 $2,860 $2,570 $2,570 $9,294 $9,294 $3,621 $3,621
State Farm $1,730 $1,730 $1,534 $1,534 $6,300 $6,300 $1,916 $1,916
Travelers $2,079 $2,079 $2,257 $2,257 $30,807 $30,807 $2,493 $2,493
USAA $1,199 $1,199 $1,088 $1,088 $3,681 $3,681 $1,590 $1,590

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Minimum Car Insurance in Mechanicsville, PA

Every driver must carry the minimum car insurance in Mechanicsville, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Mechanicsville, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Mechanicsville, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mechanicsville, PA. Compare credit history car insurance rates in Mechanicsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mechanicsville, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,980 $4,484 $3,606
GEICO $4,465 $2,507 $1,933
Liberty Mutual $8,113 $5,823 $5,144
Nationwide $3,767 $3,105 $2,768
Progressive $6,055 $4,269 $3,434
State Farm $4,086 $2,529 $1,995
Travelers $10,236 $9,248 $8,743
USAA $2,365 $1,753 $1,551

Cheapest Mechanicsville, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mechanicsville, PA to rates for a clean record with top companies.

Annual Mechanicsville, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,477 $5,329 $4,477 $4,477
GEICO $2,173 $3,794 $2,906 $3,000
Liberty Mutual $5,778 $6,672 $6,495 $6,495
Nationwide $2,328 $3,121 $4,319 $3,085
Progressive $4,151 $5,759 $4,274 $4,160
State Farm $2,615 $3,125 $2,870 $2,870
Travelers $6,634 $9,497 $12,010 $9,497
USAA $1,516 $2,104 $2,245 $1,694

Cheapest Mechanicsville, PA Car Insurance for Teen Drivers

Teen car insurance in Mechanicsville, PA can be expensive. Take a look at rates from the top car insurance companies in Mechanicsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mechanicsville, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,146 $10,146
GEICO $5,930 $5,141
Liberty Mutual $12,125 $12,125
Nationwide $6,140 $6,140
Progressive $9,294 $9,294
State Farm $6,300 $6,300
Travelers $30,807 $30,807
USAA $3,681 $3,681

Cheapest Mechanicsville, PA Car Insurance for Seniors

Take a look at Mechanicsville, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mechanicsville, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,674 $2,674
GEICO $2,187 $1,891
Liberty Mutual $3,835 $3,835
Nationwide $2,078 $2,078
Progressive $2,570 $2,570
State Farm $1,534 $1,534
Travelers $2,257 $2,257
USAA $1,088 $1,088

Cheapest Mechanicsville, PA Car Insurance Rates After a DUI

A DUI in Mechanicsville, PA increases car insurance rates. Compare Mechanicsville, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mechanicsville, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,477
GEICO $2,906
Liberty Mutual $6,495
Nationwide $4,319
Progressive $4,274
State Farm $2,870
Travelers $12,010
USAA $2,245

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Cheapest Mechanicsville, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mechanicsville, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mechanicsville, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,590 $4,790
GEICO $2,922 $3,014
Liberty Mutual $6,198 $6,522
Nationwide $3,213 $3,213
Progressive $4,586 $4,586
State Farm $2,784 $2,955
Travelers $9,409 $9,409
USAA $1,836 $1,944

The Best Cheap Car Insurance Companies in Mechanicsville, PA

Take a look at a side-by-side comparison of the top car insurance companies in Mechanicsville, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mechanicsville, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,690
GEICO $2,968
Liberty Mutual $6,360
Nationwide $3,213
Progressive $4,586
State Farm $2,870
Travelers $9,409
USAA $1,890

Category Winners: Cheapest Car Insurance in Mechanicsville, Pennsylvania

Find the cheapest car insurance companies in Mechanicsville, PA for each category right here.

Best Annual Car Insurance Rates by Company in Mechanicsville, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Mechanicsville, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mechanicsville car insurance rates. Find the cheapest Mechanicsville, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mechanicsville, Pennsylvania

Insurance Company Low Medium High
Allstate $4,391 $4,732 $4,947
GEICO $2,696 $3,003 $3,206
Liberty Mutual $5,978 $6,417 $6,684
Nationwide $3,185 $3,267 $3,187
Progressive $4,123 $4,633 $5,002
State Farm $2,655 $2,916 $3,039
Travelers $9,463 $9,416 $9,349
USAA $1,730 $1,911 $2,028

What affects car insurance rates in Mechanicsville, Pennsylvania?

What factors can have an impact on Mechanicsville, PA car insurance? There are several reasons why Mechanicsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mechanicsville, Pennsylvania.

Commute Time in Mechanicsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Mechanicsville, PA is 22.1 minutes according to City-Data.

Compare Car Insurance Quotes in Mechanicsville, PA

Ready to find affordable Mechanicsville, Pennsylvania car insurance today? Enter your ZIP code for fast, free Mechanicsville, PA car insurance quotes.

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