Compare Mechanicsville, VA Car Insurance Rates (2021)

Car insurance in Mechanicsville, VA averages $193 a month. Mechanicsville, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Mechanicsville car insurance rates, compare quotes from the top car insurance companies in Mechanicsville, VA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest ZIP code in Mechanicsville is 23111
  • Average car insurance rates in Mechanicsville, VA after a DUI are $2,729/year
  • The cheapest car insurance company in Mechanicsville for teen drivers is Nationwide

If you need to buy Mechanicsville, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Mechanicsville, VA is right here.

You’ll find Mechanicsville car insurance rates, the cheapest Mechanicsville, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Mechanicsville, Virginia car insurance rates to Suffolk car insurance rates, Newport News car insurance rates, and Alexandria car insurance rates.

Ready to find affordable Mechanicsville, VA car insurance today? Enter your ZIP code for fast, free Mechanicsville car insurance quotes.

Cheapest Mechanicsville, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mechanicsville, VA car insurance rates? Every Mechanicsville, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mechanicsville, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,076 $1,957 $2,065 $2,065 $6,504 $7,450 $2,699 $2,695
GEICO $1,431 $1,423 $1,360 $1,360 $3,090 $4,118 $1,663 $1,638
Nationwide $1,328 $1,335 $1,181 $1,212 $3,134 $4,033 $1,462 $1,589
Progressive $1,164 $1,099 $1,061 $1,062 $5,452 $6,103 $1,402 $1,419
State Farm $1,458 $1,458 $1,322 $1,322 $4,494 $5,640 $1,651 $1,899
USAA $1,092 $1,079 $1,013 $1,028 $3,291 $3,921 $1,411 $1,558

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Mechanicsville, VA

Every driver must carry the minimum car insurance in Mechanicsville, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Mechanicsville, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Mechanicsville, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mechanicsville, VA. Compare credit history car insurance rates in Mechanicsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mechanicsville, Virginia

Insurance Company Poor Fair Good
Allstate $4,186 $3,357 $2,774
GEICO $2,233 $1,899 $1,899
Nationwide $2,261 $1,816 $1,650
Progressive $2,602 $2,289 $2,144
State Farm $3,422 $2,121 $1,675
USAA $2,408 $1,639 $1,352

Cheapest Mechanicsville, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mechanicsville, VA to rates for a clean record with top companies.

Annual Mechanicsville, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,564 $4,118 $3,762 $3,312
GEICO $1,531 $1,982 $2,997 $1,531
Nationwide $1,663 $1,663 $2,426 $1,884
Progressive $1,996 $2,666 $2,392 $2,326
State Farm $2,190 $2,621 $2,406 $2,406
USAA $1,397 $1,806 $2,388 $1,607

Cheapest Mechanicsville, VA Car Insurance for Teen Drivers

Teen car insurance in Mechanicsville, VA can be expensive. Take a look at rates from the top car insurance companies in Mechanicsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mechanicsville, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,504 $7,450
GEICO $3,090 $4,118
Nationwide $3,134 $4,033
Progressive $5,452 $6,103
State Farm $4,494 $5,640
USAA $3,291 $3,921

Cheapest Mechanicsville, VA Car Insurance for Seniors

Take a look at Mechanicsville, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mechanicsville, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,065 $2,065
GEICO $1,360 $1,360
Nationwide $1,181 $1,212
Progressive $1,061 $1,062
State Farm $1,322 $1,322
USAA $1,013 $1,028

Cheapest Mechanicsville, VA Car Insurance Rates After a DUI

A DUI in Mechanicsville, VA increases car insurance rates. Compare Mechanicsville, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mechanicsville, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,762
GEICO $2,997
Nationwide $2,426
Progressive $2,392
State Farm $2,406
USAA $2,388

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Mechanicsville, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mechanicsville, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mechanicsville, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,333 $3,545
GEICO $1,973 $2,048
Nationwide $1,909 $1,909
Progressive $2,345 $2,345
State Farm $2,346 $2,466
USAA $1,733 $1,866

Cheapest Mechanicsville, VA Car Insurance Rates by ZIP Code

Mechanicsville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Mechanicsville, VA.

Annual Car Insurance Rates by ZIP Code in Mechanicsville, Virginia

ZIP Code Average Annual Rates
23111 $1,990
23116 $2,019

The Best Cheap Car Insurance Companies in Mechanicsville, VA

Take a look at a side-by-side comparison of the top car insurance companies in Mechanicsville, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mechanicsville, Virginia

Insurance Company Average Annual Rates
Allstate $3,439
GEICO $2,010
Nationwide $1,909
Progressive $2,345
State Farm $2,406
USAA $1,799

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Mechanicsville, Virginia

Find the cheapest car insurance companies in Mechanicsville, VA for each category right here.

Best Annual Car Insurance Rates by Company in Mechanicsville, Virginia

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI USAA
With 1 Speeding Violation GEICO

Cheapest Mechanicsville, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mechanicsville car insurance rates. Find the cheapest Mechanicsville, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mechanicsville, Virginia

Insurance Company Low Medium High
Allstate $3,326 $3,439 $3,552
GEICO $1,924 $2,008 $2,099
Nationwide $2,003 $1,891 $1,834
Progressive $2,224 $2,315 $2,497
State Farm $2,255 $2,403 $2,560
USAA $1,725 $1,803 $1,870

What affects car insurance rates in Mechanicsville, Virginia?

What factors can have an impact on Mechanicsville, VA car insurance? There are several reasons why Mechanicsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mechanicsville, Virginia.

Commute Time in Mechanicsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Mechanicsville, VA is 24.1 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Mechanicsville, VA

Ready to find affordable Mechanicsville, Virginia car insurance today? Enter your ZIP code for fast, free Mechanicsville, VA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption