Compare Mechanicville, NY Car Insurance Rates (2021)

Car insurance in Mechanicville, NY averages $252 a month. Mechanicville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Mechanicville car insurance rates, compare quotes from the top car insurance companies in Mechanicville, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mechanicville for teen drivers is GEICO
  • Average car insurance rates in Mechanicville, NY after a DUI are $4,035/year
  • The cheapest car insurance company in Mechanicville is GEICO

If you need to buy Mechanicville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Mechanicville, NY is right here.

You’ll find Mechanicville car insurance rates, the cheapest Mechanicville, NY car insurance companies, and information on New York car insurance laws. You can also compare Mechanicville, New York car insurance rates to Schenectady car insurance rates, Buffalo car insurance rates, and New York car insurance rates.

Ready to find affordable Mechanicville, NY car insurance today? Enter your ZIP code for fast, free Mechanicville car insurance quotes.

Cheapest Mechanicville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mechanicville, NY car insurance rates? Every Mechanicville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mechanicville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,485 $1,431 $1,447 $1,426 $3,183 $4,707 $1,336 $1,376
Liberty Mutual $3,086 $3,086 $2,879 $2,879 $6,015 $9,730 $3,086 $3,270
Nationwide $2,043 $2,043 $1,930 $1,930 $3,658 $5,430 $2,043 $2,600
Progressive $1,588 $1,478 $1,271 $1,290 $5,681 $6,346 $2,076 $2,031
State Farm $1,707 $1,707 $1,492 $1,492 $5,143 $6,647 $1,881 $2,008
Travelers $2,320 $2,337 $2,140 $2,290 $5,513 $6,580 $2,470 $2,571
USAA $1,434 $1,406 $1,311 $1,305 $5,839 $6,923 $1,825 $2,007

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Minimum Car Insurance in Mechanicville, NY

Every driver must carry the minimum car insurance in Mechanicville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Mechanicville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mechanicville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mechanicville, NY. Compare credit history car insurance rates in Mechanicville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mechanicville, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,568 $1,886 $1,693
Liberty Mutual $5,935 $3,897 $2,929
Nationwide $2,710 $2,710 $2,710
Progressive $4,259 $2,244 $1,658
State Farm $3,895 $2,444 $1,940
Travelers $4,483 $2,859 $2,491
USAA $4,203 $2,156 $1,910

Cheapest Mechanicville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mechanicville, NY to rates for a clean record with top companies.

Annual Mechanicville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,593 $1,737 $3,272 $1,593
Liberty Mutual $3,390 $3,390 $6,847 $3,390
Nationwide $2,081 $2,081 $4,549 $2,128
Progressive $2,644 $2,644 $2,931 $2,661
State Farm $2,626 $2,626 $2,893 $2,893
Travelers $2,791 $3,503 $3,555 $3,262
USAA $2,439 $2,480 $3,626 $2,480

Cheapest Mechanicville, NY Car Insurance for Teen Drivers

Teen car insurance in Mechanicville, NY can be expensive. Take a look at rates from the top car insurance companies in Mechanicville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mechanicville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $3,183 $4,707
Liberty Mutual $6,015 $9,730
Nationwide $3,658 $5,430
Progressive $5,681 $6,346
State Farm $5,143 $6,647
Travelers $5,513 $6,580
USAA $5,839 $6,923

Cheapest Mechanicville, NY Car Insurance for Seniors

Take a look at Mechanicville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mechanicville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,447 $1,426
Liberty Mutual $2,879 $2,879
Nationwide $1,930 $1,930
Progressive $1,271 $1,290
State Farm $1,492 $1,492
Travelers $2,140 $2,290
USAA $1,311 $1,305

Cheapest Mechanicville, NY Car Insurance Rates After a DUI

A DUI in Mechanicville, NY increases car insurance rates. Compare Mechanicville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mechanicville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,272
Liberty Mutual $6,847
Nationwide $4,549
Progressive $2,931
State Farm $2,893
Travelers $3,555
USAA $3,626

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Cheapest Mechanicville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mechanicville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mechanicville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $1,988 $2,110
Liberty Mutual $4,136 $4,372
Nationwide $2,710 $2,710
Progressive $2,720 $2,720
State Farm $2,666 $2,853
Travelers $3,278 $3,278
USAA $2,729 $2,784

The Best Cheap Car Insurance Companies in Mechanicville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Mechanicville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mechanicville, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,049
Liberty Mutual $4,254
Nationwide $2,710
Progressive $2,720
State Farm $2,760
Travelers $3,278
USAA $2,756

Category Winners: Cheapest Car Insurance in Mechanicville, New York

Find the cheapest car insurance companies in Mechanicville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Mechanicville, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Mechanicville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mechanicville car insurance rates. Find the cheapest Mechanicville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mechanicville, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $1,925 $2,042 $2,179
Liberty Mutual $4,064 $4,239 $4,459
Nationwide $2,557 $2,691 $2,881
Progressive $2,587 $2,710 $2,863
State Farm $2,605 $2,777 $2,897
Travelers $3,121 $3,252 $3,460
USAA $2,666 $2,742 $2,860

What affects car insurance rates in Mechanicville, New York?

What factors can have an impact on Mechanicville, NY car insurance? There are several reasons why Mechanicville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mechanicville, New York.

Commute Time in Mechanicville

The more time you spend in your car the higher the risk of an accident. The average commute length in Mechanicville, NY is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Mechanicville, NY

Ready to find affordable Mechanicville, New York car insurance today? Enter your ZIP code for fast, free Mechanicville, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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