Compare Mecosta, MI Car Insurance Rates (2021)

Car insurance in Mecosta, MI averages $827 a month. Mecosta, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Mecosta car insurance rates, compare quotes from the top car insurance companies in Mecosta, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mecosta is USAA
  • The cheapest car insurance company in Mecosta for teen drivers is USAA
  • Average car insurance rates in Mecosta, MI after a DUI are $16,397/year

If you need to buy Mecosta, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Mecosta, MI is right here.

You’ll find Mecosta car insurance rates, the cheapest Mecosta, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Mecosta, Michigan car insurance rates to Sterling Heights car insurance rates, Flint car insurance rates, and Troy car insurance rates.

Ready to find affordable Mecosta, MI car insurance today? Enter your ZIP code for fast, free Mecosta car insurance quotes.

Cheapest Mecosta, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mecosta, MI car insurance rates? Every Mecosta, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mecosta, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,758 $16,758 $15,566 $15,566 $41,506 $41,506 $17,653 $17,653
Farmers $4,465 $4,465 $4,166 $4,166 $9,702 $9,702 $5,014 $5,014
GEICO $3,935 $3,935 $3,984 $3,984 $10,872 $10,872 $3,763 $3,763
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,191 $4,191 $3,733 $3,733 $10,808 $10,808 $4,581 $4,581
Progressive $3,371 $3,131 $2,964 $3,327 $12,060 $12,789 $3,929 $3,615
State Farm $7,770 $7,770 $7,166 $7,166 $26,676 $26,676 $9,104 $9,104
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,925 $2,770 $2,747 $2,592 $7,224 $6,869 $3,579 $3,435

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Minimum Car Insurance in Mecosta, MI

Every driver must carry the minimum car insurance in Mecosta, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Mecosta, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mecosta, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mecosta, MI. Compare credit history car insurance rates in Mecosta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mecosta, Michigan

Insurance Company Poor Fair Good
Allstate $34,761 $19,207 $14,645
Farmers $7,742 $5,082 $4,687
GEICO $7,249 $5,330 $4,337
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $7,316 $5,496 $4,673
Progressive $6,548 $5,479 $4,917
State Farm $20,581 $10,401 $7,055
Travelers $6,813 $6,608 $6,525
USAA $6,037 $3,421 $2,595

Cheapest Mecosta, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mecosta, MI to rates for a clean record with top companies.

Annual Mecosta, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,140 $14,886 $49,871 $15,586
Farmers $4,910 $6,242 $6,166 $6,028
GEICO $2,017 $4,201 $12,647 $3,690
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $4,987 $6,651 $6,057 $5,618
Progressive $4,772 $6,291 $5,660 $5,870
State Farm $8,196 $9,755 $20,670 $12,094
Travelers $4,510 $6,426 $10,331 $5,327
USAA $3,226 $4,033 $5,292 $3,519

Cheapest Mecosta, MI Car Insurance for Teen Drivers

Teen car insurance in Mecosta, MI can be expensive. Take a look at rates from the top car insurance companies in Mecosta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mecosta, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,506 $41,506
Farmers $9,702 $9,702
GEICO $10,872 $10,872
Liberty Mutual $35,785 $35,785
Nationwide $10,808 $10,808
Progressive $12,060 $12,789
State Farm $26,676 $26,676
Travelers $13,395 $13,395
USAA $7,224 $6,869

Cheapest Mecosta, MI Car Insurance for Seniors

Take a look at Mecosta, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mecosta, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,566 $15,566
Farmers $4,166 $4,166
GEICO $3,984 $3,984
Liberty Mutual $14,804 $14,804
Nationwide $3,733 $3,733
Progressive $2,964 $3,327
State Farm $7,166 $7,166
Travelers $3,858 $3,858
USAA $2,747 $2,592

Cheapest Mecosta, MI Car Insurance Rates After a DUI

A DUI in Mecosta, MI increases car insurance rates. Compare Mecosta, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mecosta, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,871
Farmers $6,166
GEICO $12,647
Liberty Mutual $30,874
Nationwide $6,057
Progressive $5,660
State Farm $20,670
Travelers $10,331
USAA $5,292

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Cheapest Mecosta, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mecosta, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mecosta, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,871 $22,871
Farmers $5,837 $5,837
GEICO $5,508 $5,769
Liberty Mutual $19,417 $20,833
Nationwide $5,828 $5,828
Progressive $5,648 $5,648
State Farm $12,335 $13,023
Travelers $6,611 $6,686
USAA $3,971 $4,064

The Best Cheap Car Insurance Companies in Mecosta, MI

Take a look at a side-by-side comparison of the top car insurance companies in Mecosta, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mecosta, Michigan

Insurance Company Average Annual Rates
Allstate $22,871
Farmers $5,837
GEICO $5,639
Liberty Mutual $20,125
Nationwide $5,828
Progressive $5,648
State Farm $12,679
Travelers $6,649
USAA $4,018

Category Winners: Cheapest Car Insurance in Mecosta, Michigan

Find the cheapest car insurance companies in Mecosta, MI for each category right here.

Best Annual Car Insurance Rates by Company in Mecosta, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Mecosta, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mecosta car insurance rates. Find the cheapest Mecosta, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mecosta, Michigan

Insurance Company Low Medium High
Allstate $22,308 $22,921 $23,383
Farmers $5,713 $5,826 $5,971
GEICO $5,296 $5,592 $6,028
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,109 $5,727 $5,648
Progressive $5,481 $5,655 $5,809
State Farm $12,055 $12,756 $13,226
Travelers $6,575 $6,656 $6,715
USAA $3,908 $4,027 $4,118

What affects car insurance rates in Mecosta, Michigan?

What factors can have an impact on Mecosta, MI car insurance? There are several reasons why Mecosta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mecosta, Michigan.

Commute Time in Mecosta

The more time you spend in your car the higher the risk of an accident. The average commute length in Mecosta, MI is 29.7 minutes according to City-Data.

Compare Car Insurance Quotes in Mecosta, MI

Ready to find affordable Mecosta, Michigan car insurance today? Enter your ZIP code for fast, free Mecosta, MI car insurance quotes.

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