Compare Medford, WI Car Insurance Rates (2021)

Car insurance in Medford, WI averages $249 a month. Medford, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Medford car insurance rates, compare quotes from the top car insurance companies in Medford, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Medford for teen drivers is American Family
  • Average car insurance rates in Medford, WI are $2,986/year
  • Average car insurance rates in Medford, WI after a DUI are $3,324/year

If you need to buy Medford, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Medford, WI is right here.

You’ll find Medford car insurance rates, the cheapest Medford, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Medford, Wisconsin car insurance rates to Madison car insurance rates, Green Bay car insurance rates, and Oshkosh car insurance rates.

Ready to find affordable Medford, WI car insurance today? Enter your ZIP code for fast, free Medford car insurance quotes.

Cheapest Medford, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Medford, WI car insurance rates? Every Medford, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Medford, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,147 $2,259 $1,987 $2,193 $7,011 $8,980 $2,176 $2,363
American Family $973 $1,020 $909 $920 $2,672 $2,954 $1,139 $1,214
Farmers $1,818 $1,820 $1,613 $1,703 $8,488 $8,803 $2,069 $2,177
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $4,077 $4,306 $3,349 $3,542 $8,021 $12,216 $4,936 $5,933
Progressive $1,709 $1,645 $1,397 $1,449 $6,152 $6,967 $2,053 $2,223
State Farm $1,315 $1,315 $1,154 $1,154 $3,535 $4,491 $1,477 $1,677
USAA $1,391 $1,394 $1,252 $1,283 $3,456 $4,029 $1,814 $2,002

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Minimum Car Insurance in Medford, WI

Every driver must carry the minimum car insurance in Medford, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Medford, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Medford, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Medford, WI. Compare credit history car insurance rates in Medford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Medford, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,777 $3,289 $2,853
American Family $1,976 $1,301 $1,149
Farmers $4,030 $3,401 $3,253
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $6,518 $5,437 $5,437
Progressive $3,380 $2,839 $2,628
State Farm $3,005 $1,725 $1,314
USAA $3,216 $1,680 $1,337

Cheapest Medford, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Medford, WI to rates for a clean record with top companies.

Annual Medford, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,969 $4,083 $3,820 $3,686
American Family $1,412 $1,496 $1,496 $1,496
Farmers $3,108 $3,916 $3,704 $3,518
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,901 $5,670 $6,950 $5,670
Progressive $2,708 $3,254 $2,804 $3,032
State Farm $1,867 $2,163 $2,015 $2,015
USAA $1,633 $2,047 $2,771 $1,860

Cheapest Medford, WI Car Insurance for Teen Drivers

Teen car insurance in Medford, WI can be expensive. Take a look at rates from the top car insurance companies in Medford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Medford, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,011 $8,980
American Family $2,672 $2,954
Farmers $8,488 $8,803
GEICO $4,697 $5,064
Liberty Mutual $5,914 $6,647
Nationwide $8,021 $12,216
Progressive $6,152 $6,967
State Farm $3,535 $4,491
USAA $3,456 $4,029

Cheapest Medford, WI Car Insurance for Seniors

Take a look at Medford, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Medford, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,987 $2,193
American Family $909 $920
Farmers $1,613 $1,703
GEICO $1,472 $1,670
Liberty Mutual $1,555 $1,774
Nationwide $3,349 $3,542
Progressive $1,397 $1,449
State Farm $1,154 $1,154
USAA $1,252 $1,283

Cheapest Medford, WI Car Insurance Rates After a DUI

A DUI in Medford, WI increases car insurance rates. Compare Medford, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Medford, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,820
American Family $1,496
Farmers $3,704
GEICO $2,949
Liberty Mutual $3,411
Nationwide $6,950
Progressive $2,804
State Farm $2,015
USAA $2,771

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Cheapest Medford, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Medford, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Medford, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,552 $3,727
American Family $1,450 $1,500
Farmers $3,561 $3,561
GEICO $2,281 $2,384
Liberty Mutual $3,022 $3,022
Nationwide $5,798 $5,798
Progressive $2,949 $2,949
State Farm $1,966 $2,064
USAA $2,050 $2,105

The Best Cheap Car Insurance Companies in Medford, WI

Take a look at a side-by-side comparison of the top car insurance companies in Medford, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Medford, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,640
American Family $1,475
Farmers $3,561
GEICO $2,333
Liberty Mutual $3,022
Nationwide $5,798
Progressive $2,949
State Farm $2,015
USAA $2,078

Category Winners: Cheapest Car Insurance in Medford, Wisconsin

Find the cheapest car insurance companies in Medford, WI for each category right here.

Best Annual Car Insurance Rates by Company in Medford, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Medford, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Medford car insurance rates. Find the cheapest Medford, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Medford, Wisconsin

Insurance Company Low Medium High
Allstate $3,478 $3,630 $3,811
American Family $1,459 $1,488 $1,479
Farmers $3,302 $3,534 $3,848
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $5,657 $5,796 $5,940
Progressive $2,796 $2,968 $3,084
State Farm $1,918 $2,019 $2,106
USAA $2,009 $2,079 $2,145

What affects car insurance rates in Medford, Wisconsin?

What factors can have an impact on Medford, WI car insurance? There are several reasons why Medford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Medford, Wisconsin.

Car Theft in Medford

High levels of vehicle theft can make car insurance more expensive. Medford, WI car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Medford

The more time you spend in your car the higher the risk of an accident. The average commute length in Medford, WI is 14.7 minutes according to City-Data.

Compare Car Insurance Quotes in Medford, WI

Ready to find affordable Medford, Wisconsin car insurance today? Enter your ZIP code for fast, free Medford, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State