Compare Mediapolis, IA Car Insurance Rates (2021)

Car insurance in Mediapolis, IA averages $249 a month. Mediapolis, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Mediapolis car insurance rates, compare quotes from the top car insurance companies in Mediapolis, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mediapolis, IA after a DUI are $3,610/year
  • Average car insurance rates in Mediapolis, IA are $2,986/year
  • The cheapest car insurance company in Mediapolis is USAA

If you need to buy Mediapolis, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Mediapolis, IA is right here.

You’ll find Mediapolis car insurance rates, the cheapest Mediapolis, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Mediapolis, Iowa car insurance rates to West Des Moines car insurance rates, Sioux City car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Mediapolis, IA car insurance today? Enter your ZIP code for fast, free Mediapolis car insurance quotes.

Cheapest Mediapolis, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mediapolis, IA car insurance rates? Every Mediapolis, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mediapolis, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,891 $1,814 $1,681 $1,709 $5,473 $6,173 $2,056 $2,120
American Family $1,909 $1,909 $1,708 $1,708 $5,088 $7,139 $1,909 $2,300
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,194 $2,376 $1,940 $2,359 $11,193 $12,590 $2,487 $2,739
Nationwide $1,884 $1,937 $1,676 $1,793 $4,314 $5,598 $2,130 $2,321
Progressive $1,519 $1,457 $1,254 $1,303 $3,781 $4,261 $1,823 $1,965
State Farm $1,404 $1,404 $1,227 $1,227 $3,716 $4,720 $1,576 $1,793
Travelers $2,547 $2,600 $2,468 $2,476 $11,200 $17,874 $2,644 $3,138
USAA $1,263 $1,274 $1,161 $1,179 $3,476 $3,681 $1,515 $1,671

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Minimum Car Insurance in Mediapolis, IA

Every driver must carry the minimum car insurance in Mediapolis, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Mediapolis, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Mediapolis, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mediapolis, IA. Compare credit history car insurance rates in Mediapolis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mediapolis, Iowa

Insurance Company Poor Fair Good
Allstate $3,426 $2,719 $2,449
American Family $3,773 $2,773 $2,331
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,740 $4,181 $3,283
Nationwide $3,293 $2,572 $2,254
Progressive $2,559 $2,073 $1,879
State Farm $3,038 $1,880 $1,483
Travelers $6,325 $5,394 $5,137
USAA $2,498 $1,719 $1,490

Cheapest Mediapolis, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mediapolis, IA to rates for a clean record with top companies.

Annual Mediapolis, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,431 $2,944 $3,360 $2,723
American Family $2,136 $3,131 $4,058 $2,511
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $4,083 $5,072 $5,152 $4,633
Nationwide $1,951 $2,815 $3,849 $2,211
Progressive $1,744 $2,863 $1,894 $2,181
State Farm $1,980 $2,286 $2,133 $2,133
Travelers $4,100 $5,455 $7,305 $5,614
USAA $1,451 $1,952 $2,540 $1,667

Cheapest Mediapolis, IA Car Insurance for Teen Drivers

Teen car insurance in Mediapolis, IA can be expensive. Take a look at rates from the top car insurance companies in Mediapolis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mediapolis, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,473 $6,173
American Family $5,088 $7,139
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $11,193 $12,590
Nationwide $4,314 $5,598
Progressive $3,781 $4,261
State Farm $3,716 $4,720
Travelers $11,200 $17,874
USAA $3,476 $3,681

Cheapest Mediapolis, IA Car Insurance for Seniors

Take a look at Mediapolis, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mediapolis, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,681 $1,709
American Family $1,708 $1,708
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,940 $2,359
Nationwide $1,676 $1,793
Progressive $1,254 $1,303
State Farm $1,227 $1,227
Travelers $2,468 $2,476
USAA $1,161 $1,179

Cheapest Mediapolis, IA Car Insurance Rates After a DUI

A DUI in Mediapolis, IA increases car insurance rates. Compare Mediapolis, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mediapolis, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,360
American Family $4,058
Farmers $2,637
GEICO $3,170
Liberty Mutual $5,152
Nationwide $3,849
Progressive $1,894
State Farm $2,133
Travelers $7,305
USAA $2,540

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Cheapest Mediapolis, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mediapolis, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mediapolis, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,797 $2,932
American Family $2,924 $2,993
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,735 $4,735
Nationwide $2,706 $2,706
Progressive $2,170 $2,170
State Farm $2,082 $2,184
Travelers $5,619 $5,619
USAA $1,833 $1,972

The Best Cheap Car Insurance Companies in Mediapolis, IA

Take a look at a side-by-side comparison of the top car insurance companies in Mediapolis, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mediapolis, Iowa

Insurance Company Average Annual Rates
Allstate $2,864
American Family $2,959
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,735
Nationwide $2,706
Progressive $2,170
State Farm $2,133
Travelers $5,619
USAA $1,902

Category Winners: Cheapest Car Insurance in Mediapolis, Iowa

Find the cheapest car insurance companies in Mediapolis, IA for each category right here.

Best Annual Car Insurance Rates by Company in Mediapolis, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Mediapolis, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mediapolis car insurance rates. Find the cheapest Mediapolis, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mediapolis, Iowa

Insurance Company Low Medium High
Allstate $2,768 $2,867 $2,958
American Family $2,973 $3,124 $2,780
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,539 $4,726 $4,939
Nationwide $2,829 $2,691 $2,599
Progressive $2,037 $2,179 $2,295
State Farm $2,037 $2,144 $2,219
Travelers $5,276 $5,705 $5,875
USAA $1,808 $1,909 $1,991

What affects car insurance rates in Mediapolis, Iowa?

What factors can have an impact on Mediapolis, IA car insurance? There are several reasons why Mediapolis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mediapolis, Iowa.

Commute Time in Mediapolis

The more time you spend in your car the higher the risk of an accident. The average commute length in Mediapolis, IA is 19.5 minutes according to City-Data.

Compare Car Insurance Quotes in Mediapolis, IA

Ready to find affordable Mediapolis, Iowa car insurance today? Enter your ZIP code for fast, free Mediapolis, IA car insurance quotes.

Free Car Insurance Comparison

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