Compare Medina, NY Car Insurance Rates (2021)

Car insurance in Medina, NY averages $271 a month. Medina, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Medina car insurance rates, compare quotes from the top car insurance companies in Medina, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Medina, NY after a DUI are $4,284/year
  • Average car insurance rates in Medina, NY are $3,257/year
  • The cheapest car insurance company in Medina for teen drivers is GEICO

If you need to buy Medina, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Medina, NY is right here.

You’ll find Medina car insurance rates, the cheapest Medina, NY car insurance companies, and information on New York car insurance laws. You can also compare Medina, New York car insurance rates to Utica car insurance rates, New Rochelle car insurance rates, and New York car insurance rates.

Ready to find affordable Medina, NY car insurance today? Enter your ZIP code for fast, free Medina car insurance quotes.

Cheapest Medina, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Medina, NY car insurance rates? Every Medina, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Medina, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,412 $2,268 $2,261 $2,292 $6,926 $7,447 $2,378 $2,384
GEICO $1,326 $1,277 $1,289 $1,270 $2,748 $3,988 $1,197 $1,227
Liberty Mutual $3,423 $3,423 $3,188 $3,188 $6,640 $10,769 $3,423 $3,637
Nationwide $2,197 $2,197 $2,075 $2,075 $3,830 $5,702 $2,197 $2,790
Progressive $1,701 $1,598 $1,372 $1,391 $5,688 $6,338 $2,193 $2,140
State Farm $2,277 $2,277 $1,985 $1,985 $6,607 $8,523 $2,498 $2,633
Travelers $2,559 $2,562 $2,343 $2,496 $5,986 $7,157 $2,701 $2,792
USAA $1,645 $1,616 $1,488 $1,490 $6,619 $7,895 $2,103 $2,321

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Medina, NY

Every driver must carry the minimum car insurance in Medina, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Medina, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Medina, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Medina, NY. Compare credit history car insurance rates in Medina from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Medina, New York

Insurance Company Poor Fair Good
Allstate $5,079 $2,982 $2,577
GEICO $2,243 $1,649 $1,479
Liberty Mutual $6,581 $4,314 $3,239
Nationwide $2,883 $2,883 $2,883
Progressive $4,430 $2,295 $1,682
State Farm $5,077 $3,187 $2,531
Travelers $4,967 $3,089 $2,667
USAA $4,863 $2,430 $2,148

Cheapest Medina, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Medina, NY to rates for a clean record with top companies.

Annual Medina, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,021 $4,361 $3,781
GEICO $1,416 $1,542 $2,786 $1,416
Liberty Mutual $3,781 $3,781 $7,502 $3,781
Nationwide $2,204 $2,204 $4,869 $2,254
Progressive $2,727 $2,727 $3,012 $2,743
State Farm $3,431 $3,431 $3,766 $3,766
Travelers $3,048 $3,821 $3,873 $3,556
USAA $2,799 $2,844 $4,101 $2,844

Cheapest Medina, NY Car Insurance for Teen Drivers

Teen car insurance in Medina, NY can be expensive. Take a look at rates from the top car insurance companies in Medina for teenagers.

Annual Car Insurance Rates for Teen Drivers in Medina, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,926 $7,447
GEICO $2,748 $3,988
Liberty Mutual $6,640 $10,769
Nationwide $3,830 $5,702
Progressive $5,688 $6,338
State Farm $6,607 $8,523
Travelers $5,986 $7,157
USAA $6,619 $7,895

Cheapest Medina, NY Car Insurance for Seniors

Take a look at Medina, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Medina, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,261 $2,292
GEICO $1,289 $1,270
Liberty Mutual $3,188 $3,188
Nationwide $2,075 $2,075
Progressive $1,372 $1,391
State Farm $1,985 $1,985
Travelers $2,343 $2,496
USAA $1,488 $1,490

Cheapest Medina, NY Car Insurance Rates After a DUI

A DUI in Medina, NY increases car insurance rates. Compare Medina, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Medina, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,361
GEICO $2,786
Liberty Mutual $7,502
Nationwide $4,869
Progressive $3,012
State Farm $3,766
Travelers $3,873
USAA $4,101

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Medina, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Medina, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Medina, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,498 $3,594
GEICO $1,738 $1,842
Liberty Mutual $4,580 $4,843
Nationwide $2,883 $2,883
Progressive $2,803 $2,803
State Farm $3,470 $3,726
Travelers $3,575 $3,575
USAA $3,116 $3,179

The Best Cheap Car Insurance Companies in Medina, NY

Take a look at a side-by-side comparison of the top car insurance companies in Medina, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Medina, New York

Insurance Company Average Annual Rates
Allstate $3,546
GEICO $1,790
Liberty Mutual $4,711
Nationwide $2,883
Progressive $2,803
State Farm $3,598
Travelers $3,575
USAA $3,147

Category Winners: Cheapest Car Insurance in Medina, New York

Find the cheapest car insurance companies in Medina, NY for each category right here.

Best Annual Car Insurance Rates by Company in Medina, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Medina, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Medina car insurance rates. Find the cheapest Medina, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Medina, New York

Insurance Company Low Medium High
Allstate $3,332 $3,533 $3,773
GEICO $1,685 $1,783 $1,903
Liberty Mutual $4,501 $4,695 $4,937
Nationwide $2,726 $2,861 $3,062
Progressive $2,667 $2,789 $2,951
State Farm $3,396 $3,620 $3,780
Travelers $3,352 $3,528 $3,844
USAA $3,058 $3,132 $3,251

What affects car insurance rates in Medina, New York?

What factors can have an impact on Medina, NY car insurance? There are several reasons why Medina car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Medina, New York.

Commute Time in Medina

The more time you spend in your car the higher the risk of an accident. The average commute length in Medina, NY is 19.3 minutes according to City-Data.

Traffic in Medina

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Medina, NY traffic data from INRIX ranks Medina as the 998th-most congested in the world.

Compare Car Insurance Quotes in Medina, NY

Ready to find affordable Medina, New York car insurance today? Enter your ZIP code for fast, free Medina, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption