Compare Medina, TX Car Insurance Rates (2021)

Car insurance in Medina, TX averages $319 a month. Medina, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Medina car insurance rates, compare quotes from the top car insurance companies in Medina, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Medina, TX are $3,822/year
  • The cheapest car insurance company in Medina is USAA
  • The cheapest car insurance company in Medina for teen drivers is USAA

If you need to buy Medina, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Medina, TX is right here.

You’ll find Medina car insurance rates, the cheapest Medina, TX car insurance companies, and information on Texas car insurance laws. You can also compare Medina, Texas car insurance rates to Laredo car insurance rates, Plano car insurance rates, and El Paso car insurance rates.

Ready to find affordable Medina, TX car insurance today? Enter your ZIP code for fast, free Medina car insurance quotes.

Cheapest Medina, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Medina, TX car insurance rates? Every Medina, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Medina, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,295 $3,330 $3,254 $3,254 $8,582 $10,373 $4,073 $4,255
American Family $2,618 $2,906 $2,421 $2,766 $6,738 $8,819 $3,721 $4,235
GEICO $2,283 $2,453 $2,192 $2,467 $4,887 $5,098 $2,464 $2,466
Nationwide $2,231 $2,271 $1,977 $2,092 $6,172 $7,920 $2,606 $2,817
Progressive $3,160 $2,976 $2,810 $2,863 $13,470 $15,020 $3,730 $3,746
State Farm $1,889 $1,889 $1,668 $1,668 $4,321 $5,470 $2,040 $2,105
USAA $1,459 $1,470 $1,388 $1,381 $4,046 $4,421 $1,941 $2,090

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Minimum Car Insurance in Medina, TX

Every driver must carry the minimum car insurance in Medina, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Medina, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Medina, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Medina, TX. Compare credit history car insurance rates in Medina from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Medina, Texas

Insurance Company Poor Fair Good
Allstate $6,421 $4,708 $4,028
American Family $5,897 $3,703 $3,233
GEICO $4,681 $2,657 $1,778
Nationwide $4,217 $3,379 $2,937
Progressive $6,724 $5,810 $5,381
State Farm $3,731 $2,318 $1,845
USAA $3,355 $1,924 $1,544

Cheapest Medina, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Medina, TX to rates for a clean record with top companies.

Annual Medina, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,954 $6,017 $6,283 $3,954
American Family $3,906 $4,951 $4,348 $3,906
GEICO $2,582 $3,387 $2,858 $3,327
Nationwide $3,051 $3,051 $4,500 $3,441
Progressive $5,191 $6,764 $6,081 $5,851
State Farm $2,359 $2,678 $3,130 $2,359
USAA $1,702 $2,498 $2,946 $1,952

Cheapest Medina, TX Car Insurance for Teen Drivers

Teen car insurance in Medina, TX can be expensive. Take a look at rates from the top car insurance companies in Medina for teenagers.

Annual Car Insurance Rates for Teen Drivers in Medina, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,582 $10,373
American Family $6,738 $8,819
GEICO $4,887 $5,098
Nationwide $6,172 $7,920
Progressive $13,470 $15,020
State Farm $4,321 $5,470
USAA $4,046 $4,421

Cheapest Medina, TX Car Insurance for Seniors

Take a look at Medina, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Medina, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,254 $3,254
American Family $2,421 $2,766
GEICO $2,192 $2,467
Nationwide $1,977 $2,092
Progressive $2,810 $2,863
State Farm $1,668 $1,668
USAA $1,388 $1,381

Cheapest Medina, TX Car Insurance Rates After a DUI

A DUI in Medina, TX increases car insurance rates. Compare Medina, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Medina, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,283
American Family $4,348
GEICO $2,858
Nationwide $4,500
Progressive $6,081
State Farm $3,130
USAA $2,946

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Cheapest Medina, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Medina, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Medina, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,936 $5,168
American Family $4,278 $4,278
GEICO $2,980 $3,097
Nationwide $3,511 $3,511
Progressive $5,972 $5,972
State Farm $2,631 $2,631
USAA $2,246 $2,303

The Best Cheap Car Insurance Companies in Medina, TX

Take a look at a side-by-side comparison of the top car insurance companies in Medina, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Medina, Texas

Insurance Company Average Annual Rates
Allstate $5,052
American Family $4,278
GEICO $3,039
Nationwide $3,511
Progressive $5,972
State Farm $2,631
USAA $2,275

Category Winners: Cheapest Car Insurance in Medina, Texas

Find the cheapest car insurance companies in Medina, TX for each category right here.

Best Annual Car Insurance Rates by Company in Medina, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Medina, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Medina car insurance rates. Find the cheapest Medina, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Medina, Texas

Insurance Company Low Medium High
Allstate $4,937 $5,009 $5,210
American Family $3,987 $4,123 $4,724
GEICO $2,883 $2,998 $3,235
Nationwide $3,774 $3,360 $3,398
Progressive $5,592 $5,937 $6,386
State Farm $2,502 $2,622 $2,769
USAA $2,208 $2,267 $2,349

What affects car insurance rates in Medina, Texas?

What factors can have an impact on Medina, TX car insurance? There are several reasons why Medina car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Medina, Texas.

Commute Time in Medina

The more time you spend in your car the higher the risk of an accident. The average commute length in Medina, TX is 20.7 minutes according to City-Data.

Traffic in Medina

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Medina, TX traffic data from INRIX ranks Medina as the 998th-most congested in the world.

Compare Car Insurance Quotes in Medina, TX

Ready to find affordable Medina, Texas car insurance today? Enter your ZIP code for fast, free Medina, TX car insurance quotes.

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