Compare Medora, IL Car Insurance Rates (2021)

Car insurance in Medora, IL averages $273 a month. Medora, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Medora car insurance rates, compare quotes from the top car insurance companies in Medora, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Medora is State Farm
  • Average car insurance rates in Medora, IL after a DUI are $3,826/year
  • The cheapest car insurance company in Medora for teen drivers is State Farm

If you need to buy Medora, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Medora, IL is right here.

You’ll find Medora car insurance rates, the cheapest Medora, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Medora, Illinois car insurance rates to Joliet car insurance rates, Peoria car insurance rates, and Naperville car insurance rates.

Ready to find affordable Medora, IL car insurance today? Enter your ZIP code for fast, free Medora car insurance quotes.

Cheapest Medora, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Medora, IL car insurance rates? Every Medora, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Medora, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,624 $3,642 $3,783 $3,783 $9,347 $12,119 $4,354 $4,701
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,356 $2,361 $2,093 $2,208 $9,922 $10,355 $2,686 $2,816
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,460 $1,578 $1,210 $1,354 $4,821 $5,368 $1,530 $1,619
Nationwide $2,151 $2,193 $1,906 $2,027 $5,937 $7,652 $2,506 $2,722
Progressive $1,973 $1,880 $1,624 $1,692 $6,898 $7,763 $2,359 $2,564
State Farm $1,413 $1,413 $1,254 $1,254 $3,952 $5,018 $1,595 $1,830
Travelers $1,527 $1,613 $1,384 $1,477 $4,292 $5,375 $1,620 $1,707
USAA $1,662 $1,693 $1,545 $1,524 $5,363 $5,918 $2,190 $2,410

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Minimum Car Insurance in Medora, IL

Every driver must carry the minimum car insurance in Medora, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Medora, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Medora, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Medora, IL. Compare credit history car insurance rates in Medora from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Medora, Illinois

Insurance Company Poor Fair Good
Allstate $7,247 $5,206 $4,555
American Family $4,999 $3,383 $2,856
Farmers $4,947 $4,151 $3,951
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,355 $2,087 $1,660
Nationwide $4,051 $3,258 $2,850
Progressive $3,816 $3,233 $2,984
State Farm $3,223 $1,929 $1,496
Travelers $2,906 $2,323 $1,894
USAA $3,715 $2,549 $2,100

Cheapest Medora, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Medora, IL to rates for a clean record with top companies.

Annual Medora, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,065 $6,897 $6,387 $5,328
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,678 $4,730 $4,613 $4,377
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,972 $2,797 $2,461 $2,239
Nationwide $2,715 $3,535 $4,168 $3,129
Progressive $2,762 $4,069 $3,054 $3,491
State Farm $2,032 $2,400 $2,216 $2,216
Travelers $1,890 $2,469 $2,767 $2,371
USAA $1,987 $2,856 $3,912 $2,397

Cheapest Medora, IL Car Insurance for Teen Drivers

Teen car insurance in Medora, IL can be expensive. Take a look at rates from the top car insurance companies in Medora for teenagers.

Annual Car Insurance Rates for Teen Drivers in Medora, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,347 $12,119
American Family $6,511 $9,083
Farmers $9,922 $10,355
GEICO $4,847 $5,129
Liberty Mutual $4,821 $5,368
Nationwide $5,937 $7,652
Progressive $6,898 $7,763
State Farm $3,952 $5,018
Travelers $4,292 $5,375
USAA $5,363 $5,918

Cheapest Medora, IL Car Insurance for Seniors

Take a look at Medora, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Medora, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,783 $3,783
American Family $2,146 $2,146
Farmers $2,093 $2,208
GEICO $1,521 $1,797
Liberty Mutual $1,210 $1,354
Nationwide $1,906 $2,027
Progressive $1,624 $1,692
State Farm $1,254 $1,254
Travelers $1,384 $1,477
USAA $1,545 $1,524

Cheapest Medora, IL Car Insurance Rates After a DUI

A DUI in Medora, IL increases car insurance rates. Compare Medora, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Medora, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,387
American Family $5,196
Farmers $4,613
GEICO $3,482
Liberty Mutual $2,461
Nationwide $4,168
Progressive $3,054
State Farm $2,216
Travelers $2,767
USAA $3,912

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Cheapest Medora, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Medora, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Medora, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,669 $5,669
American Family $3,697 $3,794
Farmers $4,350 $4,350
GEICO $2,519 $2,617
Liberty Mutual $2,368 $2,368
Nationwide $3,387 $3,387
Progressive $3,344 $3,344
State Farm $2,161 $2,272
Travelers $2,281 $2,467
USAA $2,710 $2,866

The Best Cheap Car Insurance Companies in Medora, IL

Take a look at a side-by-side comparison of the top car insurance companies in Medora, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Medora, Illinois

Insurance Company Average Annual Rates
Allstate $5,669
American Family $3,746
Farmers $4,350
GEICO $2,568
Liberty Mutual $2,368
Nationwide $3,387
Progressive $3,344
State Farm $2,216
Travelers $2,374
USAA $2,788

Category Winners: Cheapest Car Insurance in Medora, Illinois

Find the cheapest car insurance companies in Medora, IL for each category right here.

Best Annual Car Insurance Rates by Company in Medora, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Medora, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Medora car insurance rates. Find the cheapest Medora, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Medora, Illinois

Insurance Company Low Medium High
Allstate $5,475 $5,663 $5,869
American Family $3,633 $3,882 $3,723
Farmers $4,144 $4,249 $4,656
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,235 $2,362 $2,505
Nationwide $3,388 $3,412 $3,360
Progressive $3,098 $3,338 $3,596
State Farm $2,106 $2,219 $2,324
Travelers $2,219 $2,371 $2,532
USAA $2,603 $2,785 $2,975

What affects car insurance rates in Medora, Illinois?

What factors can have an impact on Medora, IL car insurance? There are several reasons why Medora car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Medora, Illinois.

Commute Time in Medora

The more time you spend in your car the higher the risk of an accident. The average commute length in Medora, IL is 36.3 minutes according to City-Data.

Compare Car Insurance Quotes in Medora, IL

Ready to find affordable Medora, Illinois car insurance today? Enter your ZIP code for fast, free Medora, IL car insurance quotes.

Free Car Insurance Comparison

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