Compare Medusa, NY Car Insurance Rates (2021)

Car insurance in Medusa, NY averages $278 a month. Medusa, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Medusa car insurance rates, compare quotes from the top car insurance companies in Medusa, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Medusa, NY are $3,338/year
  • The cheapest car insurance company in Medusa is GEICO
  • The cheapest car insurance company in Medusa for teen drivers is GEICO

If you need to buy Medusa, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Medusa, NY is right here.

You’ll find Medusa car insurance rates, the cheapest Medusa, NY car insurance companies, and information on New York car insurance laws. You can also compare Medusa, New York car insurance rates to New York car insurance rates, Schenectady car insurance rates, and Rochester car insurance rates.

Ready to find affordable Medusa, NY car insurance today? Enter your ZIP code for fast, free Medusa car insurance quotes.

Cheapest Medusa, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Medusa, NY car insurance rates? Every Medusa, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Medusa, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,473 $2,337 $2,323 $2,368 $7,372 $7,970 $2,452 $2,481
GEICO $1,665 $1,605 $1,621 $1,597 $3,506 $5,138 $1,503 $1,550
Liberty Mutual $3,277 $3,277 $3,053 $3,053 $6,348 $10,291 $3,277 $3,482
Nationwide $2,101 $2,101 $1,984 $1,984 $3,761 $5,588 $2,101 $2,675
Progressive $1,985 $1,870 $1,594 $1,617 $6,468 $7,208 $2,555 $2,501
State Farm $1,998 $1,998 $1,747 $1,747 $6,027 $7,773 $2,203 $2,343
Travelers $2,553 $2,583 $2,323 $2,497 $5,872 $6,977 $2,710 $2,829
USAA $1,778 $1,745 $1,609 $1,609 $7,222 $8,613 $2,274 $2,509

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Minimum Car Insurance in Medusa, NY

Every driver must carry the minimum car insurance in Medusa, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Medusa, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Medusa, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Medusa, NY. Compare credit history car insurance rates in Medusa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Medusa, New York

Insurance Company Poor Fair Good
Allstate $5,311 $3,137 $2,718
GEICO $2,848 $2,093 $1,878
Liberty Mutual $6,293 $4,128 $3,101
Nationwide $2,787 $2,787 $2,787
Progressive $5,139 $2,625 $1,910
State Farm $4,560 $2,860 $2,270
Travelers $4,872 $3,079 $2,678
USAA $5,286 $2,640 $2,333

Cheapest Medusa, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Medusa, NY to rates for a clean record with top companies.

Annual Medusa, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,143 $3,143 $4,621 $3,981
GEICO $1,789 $1,950 $3,565 $1,789
Liberty Mutual $3,619 $3,619 $7,174 $3,619
Nationwide $2,138 $2,138 $4,686 $2,185
Progressive $3,138 $3,138 $3,467 $3,156
State Farm $3,072 $3,072 $3,387 $3,387
Travelers $3,041 $3,776 $3,831 $3,524
USAA $3,036 $3,086 $4,471 $3,086

Cheapest Medusa, NY Car Insurance for Teen Drivers

Teen car insurance in Medusa, NY can be expensive. Take a look at rates from the top car insurance companies in Medusa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Medusa, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,372 $7,970
GEICO $3,506 $5,138
Liberty Mutual $6,348 $10,291
Nationwide $3,761 $5,588
Progressive $6,468 $7,208
State Farm $6,027 $7,773
Travelers $5,872 $6,977
USAA $7,222 $8,613

Cheapest Medusa, NY Car Insurance for Seniors

Take a look at Medusa, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Medusa, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,323 $2,368
GEICO $1,621 $1,597
Liberty Mutual $3,053 $3,053
Nationwide $1,984 $1,984
Progressive $1,594 $1,617
State Farm $1,747 $1,747
Travelers $2,323 $2,497
USAA $1,609 $1,609

Cheapest Medusa, NY Car Insurance Rates After a DUI

A DUI in Medusa, NY increases car insurance rates. Compare Medusa, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Medusa, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,621
GEICO $3,565
Liberty Mutual $7,174
Nationwide $4,686
Progressive $3,467
State Farm $3,387
Travelers $3,831
USAA $4,471

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Cheapest Medusa, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Medusa, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Medusa, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,672 $3,772
GEICO $2,205 $2,341
Liberty Mutual $4,382 $4,633
Nationwide $2,787 $2,787
Progressive $3,225 $3,225
State Farm $3,118 $3,341
Travelers $3,543 $3,543
USAA $3,386 $3,454

The Best Cheap Car Insurance Companies in Medusa, NY

Take a look at a side-by-side comparison of the top car insurance companies in Medusa, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Medusa, New York

Insurance Company Average Annual Rates
Allstate $3,722
GEICO $2,273
Liberty Mutual $4,507
Nationwide $2,787
Progressive $3,225
State Farm $3,230
Travelers $3,543
USAA $3,420

Category Winners: Cheapest Car Insurance in Medusa, New York

Find the cheapest car insurance companies in Medusa, NY for each category right here.

Best Annual Car Insurance Rates by Company in Medusa, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Medusa, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Medusa car insurance rates. Find the cheapest Medusa, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Medusa, New York

Insurance Company Low Medium High
Allstate $3,539 $3,711 $3,916
GEICO $2,161 $2,267 $2,392
Liberty Mutual $4,317 $4,492 $4,713
Nationwide $2,631 $2,767 $2,963
Progressive $3,090 $3,210 $3,375
State Farm $3,047 $3,250 $3,391
Travelers $3,368 $3,508 $3,752
USAA $3,320 $3,403 $3,537

Compare Car Insurance Quotes in Medusa, NY

Ready to find affordable Medusa, New York car insurance today? Enter your ZIP code for fast, free Medusa, NY car insurance quotes.

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