Compare Melba, ID Car Insurance Rates (2021)

Car insurance in Melba, ID averages $235 a month. Melba, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Melba car insurance rates, compare quotes from the top car insurance companies in Melba, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Melba, ID are $2,825/year
  • The cheapest car insurance company in Melba for teen drivers is USAA
  • The cheapest car insurance company in Melba is State Farm

If you need to buy Melba, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Melba, ID is right here.

You’ll find Melba car insurance rates, the cheapest Melba, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Melba, Idaho car insurance rates to Caldwell car insurance rates, Meridian car insurance rates, and Lewiston car insurance rates.

Ready to find affordable Melba, ID car insurance today? Enter your ZIP code for fast, free Melba car insurance quotes.

Cheapest Melba, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Melba, ID car insurance rates? Every Melba, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Melba, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,182 $2,159 $1,915 $1,983 $8,261 $9,579 $2,411 $2,536
American Family $2,319 $2,319 $2,054 $2,054 $8,445 $10,934 $2,319 $2,884
Farmers $1,505 $1,495 $1,326 $1,406 $7,398 $7,662 $1,729 $1,815
GEICO $1,800 $1,775 $1,711 $1,662 $3,935 $4,884 $2,476 $1,880
Liberty Mutual $1,426 $1,538 $1,158 $1,290 $4,493 $4,992 $1,515 $1,606
Nationwide $1,817 $1,852 $1,643 $1,740 $4,606 $5,636 $2,144 $2,306
State Farm $1,120 $1,120 $1,010 $1,010 $3,368 $4,235 $1,264 $1,465
Travelers $1,312 $1,332 $1,320 $1,316 $6,563 $10,473 $1,391 $1,584
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

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Minimum Car Insurance in Melba, ID

Every driver must carry the minimum car insurance in Melba, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Melba, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Melba, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Melba, ID. Compare credit history car insurance rates in Melba from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Melba, Idaho

Insurance Company Poor Fair Good
Allstate $5,117 $3,478 $3,039
American Family $5,372 $3,843 $3,283
Farmers $3,426 $2,915 $2,785
GEICO $3,057 $2,443 $2,047
Liberty Mutual $3,217 $1,974 $1,565
Nationwide $3,232 $2,625 $2,298
State Farm $2,562 $1,620 $1,290
Travelers $3,616 $3,047 $2,822
USAA $2,742 $1,585 $1,273

Cheapest Melba, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Melba, ID to rates for a clean record with top companies.

Annual Melba, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,181 $4,018 $4,518 $3,796
American Family $3,274 $4,643 $5,027 $3,720
Farmers $2,651 $3,363 $3,158 $2,995
GEICO $1,557 $2,470 $3,431 $2,604
Liberty Mutual $1,871 $2,340 $2,420 $2,378
Nationwide $2,091 $2,697 $3,742 $2,341
State Farm $1,662 $1,986 $1,824 $1,824
Travelers $1,950 $2,780 $4,802 $3,114
USAA $1,341 $1,908 $2,595 $1,623

Cheapest Melba, ID Car Insurance for Teen Drivers

Teen car insurance in Melba, ID can be expensive. Take a look at rates from the top car insurance companies in Melba for teenagers.

Annual Car Insurance Rates for Teen Drivers in Melba, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,261 $9,579
American Family $8,445 $10,934
Farmers $7,398 $7,662
GEICO $3,935 $4,884
Liberty Mutual $4,493 $4,992
Nationwide $4,606 $5,636
State Farm $3,368 $4,235
Travelers $6,563 $10,473
USAA $3,565 $3,999

Cheapest Melba, ID Car Insurance for Seniors

Take a look at Melba, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Melba, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,915 $1,983
American Family $2,054 $2,054
Farmers $1,326 $1,406
GEICO $1,711 $1,662
Liberty Mutual $1,158 $1,290
Nationwide $1,643 $1,740
State Farm $1,010 $1,010
Travelers $1,320 $1,316
USAA $1,070 $1,059

Cheapest Melba, ID Car Insurance Rates After a DUI

A DUI in Melba, ID increases car insurance rates. Compare Melba, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Melba, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,518
American Family $5,027
Farmers $3,158
GEICO $3,431
Liberty Mutual $2,420
Nationwide $3,742
State Farm $1,824
Travelers $4,802
USAA $2,595

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Cheapest Melba, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Melba, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Melba, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,878 $3,878
American Family $4,079 $4,253
Farmers $3,042 $3,042
GEICO $2,473 $2,558
Liberty Mutual $2,252 $2,252
Nationwide $2,718 $2,718
State Farm $1,781 $1,867
Travelers $3,161 $3,161
USAA $1,844 $1,889

The Best Cheap Car Insurance Companies in Melba, ID

Take a look at a side-by-side comparison of the top car insurance companies in Melba, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Melba, Idaho

Insurance Company Average Annual Rates
Allstate $3,878
American Family $4,166
Farmers $3,042
GEICO $2,516
Liberty Mutual $2,252
Nationwide $2,718
State Farm $1,824
Travelers $3,161
USAA $1,867

Category Winners: Cheapest Car Insurance in Melba, Idaho

Find the cheapest car insurance companies in Melba, ID for each category right here.

Best Annual Car Insurance Rates by Company in Melba, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Melba, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Melba car insurance rates. Find the cheapest Melba, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Melba, Idaho

Insurance Company Low Medium High
Allstate $3,705 $3,869 $4,060
American Family $4,139 $4,374 $3,985
Farmers $2,880 $3,004 $3,241
GEICO $2,357 $2,510 $2,679
Liberty Mutual $2,141 $2,249 $2,367
Nationwide $2,652 $2,860 $2,642
State Farm $1,726 $1,827 $1,919
Travelers $3,083 $3,209 $3,192
USAA $1,817 $1,864 $1,920

What affects car insurance rates in Melba, Idaho?

What factors can have an impact on Melba, ID car insurance? There are several reasons why Melba car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Melba, Idaho.

Commute Time in Melba

The more time you spend in your car the higher the risk of an accident. The average commute length in Melba, ID is 34.2 minutes according to City-Data.

Compare Car Insurance Quotes in Melba, ID

Ready to find affordable Melba, Idaho car insurance today? Enter your ZIP code for fast, free Melba, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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