Compare Melcher-Dallas, IA Car Insurance Rates (2021)

Car insurance in Melcher-Dallas, IA averages $244 a month. Melcher-Dallas, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Melcher-Dallas car insurance rates, compare quotes from the top car insurance companies in Melcher-Dallas, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Melcher-Dallas for teen drivers is USAA
  • The cheapest car insurance company in Melcher-Dallas is USAA
  • Average car insurance rates in Melcher-Dallas, IA after a DUI are $3,514/year

If you need to buy Melcher-Dallas, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Melcher-Dallas, IA is right here.

You’ll find Melcher-Dallas car insurance rates, the cheapest Melcher-Dallas, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Melcher-Dallas, Iowa car insurance rates to Waterloo car insurance rates, West Des Moines car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Melcher-Dallas, IA car insurance today? Enter your ZIP code for fast, free Melcher-Dallas car insurance quotes.

Cheapest Melcher-Dallas, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Melcher-Dallas, IA car insurance rates? Every Melcher-Dallas, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Melcher-Dallas, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,859 $1,794 $1,644 $1,676 $5,206 $5,836 $2,037 $2,101
American Family $2,002 $2,002 $1,788 $1,788 $5,297 $7,457 $2,002 $2,414
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,011 $2,181 $1,770 $2,150 $9,780 $11,006 $2,278 $2,511
Nationwide $1,595 $1,641 $1,421 $1,521 $3,565 $4,631 $1,795 $1,956
Progressive $1,785 $1,725 $1,470 $1,525 $4,258 $4,813 $2,147 $2,318
State Farm $1,541 $1,541 $1,338 $1,338 $3,929 $5,018 $1,727 $1,948
Travelers $2,445 $2,498 $2,365 $2,379 $10,893 $17,513 $2,538 $3,001
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

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Minimum Car Insurance in Melcher-Dallas, IA

Every driver must carry the minimum car insurance in Melcher-Dallas, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Melcher-Dallas, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Melcher-Dallas, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Melcher-Dallas, IA. Compare credit history car insurance rates in Melcher-Dallas from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Melcher-Dallas, Iowa

Insurance Company Poor Fair Good
Allstate $3,307 $2,634 $2,366
American Family $3,947 $2,900 $2,434
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,000 $3,711 $2,921
Nationwide $2,755 $2,151 $1,891
Progressive $2,969 $2,388 $2,158
State Farm $3,272 $2,024 $1,596
Travelers $6,133 $5,237 $4,992
USAA $2,456 $1,684 $1,458

Cheapest Melcher-Dallas, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Melcher-Dallas, IA to rates for a clean record with top companies.

Annual Melcher-Dallas, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,369 $2,852 $3,219 $2,636
American Family $2,233 $3,268 $4,246 $2,627
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,637 $4,500 $4,587 $4,119
Nationwide $1,636 $2,356 $3,218 $1,853
Progressive $2,017 $3,288 $2,188 $2,527
State Farm $2,143 $2,452 $2,298 $2,298
Travelers $3,988 $5,299 $7,090 $5,438
USAA $1,427 $1,912 $2,487 $1,638

Cheapest Melcher-Dallas, IA Car Insurance for Teen Drivers

Teen car insurance in Melcher-Dallas, IA can be expensive. Take a look at rates from the top car insurance companies in Melcher-Dallas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Melcher-Dallas, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,206 $5,836
American Family $5,297 $7,457
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $9,780 $11,006
Nationwide $3,565 $4,631
Progressive $4,258 $4,813
State Farm $3,929 $5,018
Travelers $10,893 $17,513
USAA $3,349 $3,563

Cheapest Melcher-Dallas, IA Car Insurance for Seniors

Take a look at Melcher-Dallas, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Melcher-Dallas, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,676
American Family $1,788 $1,788
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,421 $1,521
Progressive $1,470 $1,525
State Farm $1,338 $1,338
Travelers $2,365 $2,379
USAA $1,147 $1,174

Cheapest Melcher-Dallas, IA Car Insurance Rates After a DUI

A DUI in Melcher-Dallas, IA increases car insurance rates. Compare Melcher-Dallas, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Melcher-Dallas, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,219
American Family $4,246
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,587
Nationwide $3,218
Progressive $2,188
State Farm $2,298
Travelers $7,090
USAA $2,487

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Cheapest Melcher-Dallas, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Melcher-Dallas, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Melcher-Dallas, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,703 $2,835
American Family $3,057 $3,130
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,211 $4,211
Nationwide $2,266 $2,266
Progressive $2,505 $2,505
State Farm $2,242 $2,353
Travelers $5,454 $5,454
USAA $1,798 $1,934

The Best Cheap Car Insurance Companies in Melcher-Dallas, IA

Take a look at a side-by-side comparison of the top car insurance companies in Melcher-Dallas, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Melcher-Dallas, Iowa

Insurance Company Average Annual Rates
Allstate $2,769
American Family $3,093
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,211
Nationwide $2,266
Progressive $2,505
State Farm $2,298
Travelers $5,454
USAA $1,866

Category Winners: Cheapest Car Insurance in Melcher-Dallas, Iowa

Find the cheapest car insurance companies in Melcher-Dallas, IA for each category right here.

Best Annual Car Insurance Rates by Company in Melcher-Dallas, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Melcher-Dallas, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Melcher-Dallas car insurance rates. Find the cheapest Melcher-Dallas, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Melcher-Dallas, Iowa

Insurance Company Low Medium High
Allstate $2,677 $2,772 $2,858
American Family $3,115 $3,265 $2,900
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,040 $4,204 $4,389
Nationwide $2,358 $2,253 $2,185
Progressive $2,364 $2,512 $2,638
State Farm $2,195 $2,309 $2,388
Travelers $5,089 $5,539 $5,733
USAA $1,772 $1,872 $1,954

What affects car insurance rates in Melcher-Dallas, Iowa?

What factors can have an impact on Melcher-Dallas, IA car insurance? There are several reasons why Melcher-Dallas car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Melcher-Dallas, Iowa.

Commute Time in Melcher-Dallas

The more time you spend in your car the higher the risk of an accident. The average commute length in Melcher-Dallas, IA is 34.7 minutes according to City-Data.

Compare Car Insurance Quotes in Melcher-Dallas, IA

Ready to find affordable Melcher-Dallas, Iowa car insurance today? Enter your ZIP code for fast, free Melcher-Dallas, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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