Compare Melrose, LA Car Insurance Rates (2021)

Car insurance in Melrose, LA averages $399 a month. Melrose, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Melrose car insurance rates, compare quotes from the top car insurance companies in Melrose, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Melrose for teen drivers is State Farm
  • Average car insurance rates in Melrose, LA after a DUI are $5,520/year
  • The cheapest car insurance company in Melrose is State Farm

If you need to buy Melrose, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Melrose, LA is right here.

You’ll find Melrose car insurance rates, the cheapest Melrose, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Melrose, Louisiana car insurance rates to Lake Charles car insurance rates, Shreveport car insurance rates, and New Orleans car insurance rates.

Ready to find affordable Melrose, LA car insurance today? Enter your ZIP code for fast, free Melrose car insurance quotes.

Cheapest Melrose, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Melrose, LA car insurance rates? Every Melrose, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Melrose, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,766 $3,193 $3,269 $3,972 $10,456 $11,095 $2,691 $2,635
Progressive $3,086 $2,879 $2,588 $2,789 $12,504 $13,897 $3,536 $3,630
State Farm $2,420 $2,420 $2,205 $2,205 $7,064 $8,867 $2,697 $3,036
USAA $2,519 $2,482 $2,433 $2,424 $7,362 $8,676 $3,090 $3,384

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Minimum Car Insurance in Melrose, LA

Every driver must carry the minimum car insurance in Melrose, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Melrose, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Melrose, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Melrose, LA. Compare credit history car insurance rates in Melrose from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Melrose, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $5,957 $5,171 $3,902
Progressive $6,336 $5,440 $5,065
State Farm $5,369 $3,446 $2,778
USAA $5,610 $3,561 $2,967

Cheapest Melrose, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Melrose, LA to rates for a clean record with top companies.

Annual Melrose, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,407 $5,508 $6,756 $4,368
Progressive $4,675 $6,289 $6,024 $5,466
State Farm $3,551 $4,178 $3,864 $3,864
USAA $3,091 $4,264 $5,148 $3,682

Cheapest Melrose, LA Car Insurance for Teen Drivers

Teen car insurance in Melrose, LA can be expensive. Take a look at rates from the top car insurance companies in Melrose for teenagers.

Annual Car Insurance Rates for Teen Drivers in Melrose, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $10,456 $11,095
Progressive $12,504 $13,897
State Farm $7,064 $8,867
USAA $7,362 $8,676

Cheapest Melrose, LA Car Insurance for Seniors

Take a look at Melrose, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Melrose, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,269 $3,972
Progressive $2,588 $2,789
State Farm $2,205 $2,205
USAA $2,433 $2,424

Cheapest Melrose, LA Car Insurance Rates After a DUI

A DUI in Melrose, LA increases car insurance rates. Compare Melrose, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Melrose, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,806
GEICO $6,756
Progressive $6,024
State Farm $3,864
USAA $5,148

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Cheapest Melrose, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Melrose, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Melrose, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,414 $5,414
GEICO $4,914 $5,105
Progressive $5,613 $5,613
State Farm $3,766 $3,962
USAA $3,921 $4,171

The Best Cheap Car Insurance Companies in Melrose, LA

Take a look at a side-by-side comparison of the top car insurance companies in Melrose, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Melrose, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $5,010
Progressive $5,613
State Farm $3,864
USAA $4,046

Category Winners: Cheapest Car Insurance in Melrose, Louisiana

Find the cheapest car insurance companies in Melrose, LA for each category right here.

Best Annual Car Insurance Rates by Company in Melrose, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Melrose, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Melrose car insurance rates. Find the cheapest Melrose, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Melrose, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,237 $5,026 $5,765
Progressive $4,732 $5,569 $6,539
State Farm $3,398 $3,856 $4,339
USAA $3,568 $4,103 $4,468

Compare Car Insurance Quotes in Melrose, LA

Ready to find affordable Melrose, Louisiana car insurance today? Enter your ZIP code for fast, free Melrose, LA car insurance quotes.

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