Compare Melrose, OH Car Insurance Rates (2021)

Car insurance in Melrose, OH averages $211 a month. Melrose, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Melrose car insurance rates, compare quotes from the top car insurance companies in Melrose, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Melrose for teen drivers is American Family
  • Average car insurance rates in Melrose, OH after a DUI are $2,940/year
  • Average car insurance rates in Melrose, OH are $2,537/year

If you need to buy Melrose, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Melrose, OH is right here.

You’ll find Melrose car insurance rates, the cheapest Melrose, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Melrose, Ohio car insurance rates to Parma car insurance rates, Akron car insurance rates, and Canton car insurance rates.

Ready to find affordable Melrose, OH car insurance today? Enter your ZIP code for fast, free Melrose car insurance quotes.

Cheapest Melrose, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Melrose, OH car insurance rates? Every Melrose, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Melrose, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,782 $1,778 $1,606 $1,715 $4,855 $5,563 $1,879 $2,009
American Family $889 $924 $802 $810 $2,539 $2,761 $1,086 $1,143
Farmers $1,740 $1,735 $1,533 $1,615 $7,636 $7,927 $1,953 $2,045
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,880 $2,049 $1,446 $1,755 $9,958 $11,245 $1,993 $2,177
Nationwide $1,949 $1,959 $1,760 $1,773 $4,950 $6,377 $2,087 $2,426
Progressive $1,680 $1,591 $1,397 $1,443 $7,294 $8,223 $2,010 $2,078
State Farm $1,258 $1,258 $1,123 $1,123 $3,883 $4,876 $1,460 $1,676
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

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Minimum Car Insurance in Melrose, OH

Every driver must carry the minimum car insurance in Melrose, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Melrose, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Melrose, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Melrose, OH. Compare credit history car insurance rates in Melrose from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Melrose, Ohio

Insurance Company Poor Fair Good
Allstate $3,391 $2,477 $2,077
American Family $1,811 $1,242 $1,055
Farmers $3,709 $3,130 $2,980
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,815 $3,573 $2,801
Nationwide $3,508 $2,830 $2,393
Progressive $3,621 $3,117 $2,906
State Farm $2,966 $1,834 $1,446
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Cheapest Melrose, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Melrose, OH to rates for a clean record with top companies.

Annual Melrose, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,237 $2,690 $3,145 $2,522
American Family $1,314 $1,388 $1,388 $1,388
Farmers $2,698 $3,474 $3,388 $3,533
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,413 $4,382 $4,473 $3,983
Nationwide $2,336 $2,966 $3,758 $2,581
Progressive $2,775 $3,758 $2,954 $3,371
State Farm $1,900 $2,265 $2,082 $2,082
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Cheapest Melrose, OH Car Insurance for Teen Drivers

Teen car insurance in Melrose, OH can be expensive. Take a look at rates from the top car insurance companies in Melrose for teenagers.

Annual Car Insurance Rates for Teen Drivers in Melrose, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,855 $5,563
American Family $2,539 $2,761
Farmers $7,636 $7,927
GEICO $3,279 $3,053
Liberty Mutual $9,958 $11,245
Nationwide $4,950 $6,377
Progressive $7,294 $8,223
State Farm $3,883 $4,876
Travelers $5,411 $8,570
USAA $2,571 $2,863

Cheapest Melrose, OH Car Insurance for Seniors

Take a look at Melrose, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Melrose, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,606 $1,715
American Family $802 $810
Farmers $1,533 $1,615
GEICO $1,153 $1,164
Liberty Mutual $1,446 $1,755
Nationwide $1,760 $1,773
Progressive $1,397 $1,443
State Farm $1,123 $1,123
Travelers $1,247 $1,242
USAA $798 $797

Cheapest Melrose, OH Car Insurance Rates After a DUI

A DUI in Melrose, OH increases car insurance rates. Compare Melrose, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Melrose, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,145
American Family $1,388
Farmers $3,388
GEICO $2,408
Liberty Mutual $4,473
Nationwide $3,758
Progressive $2,954
State Farm $2,082
Travelers $3,940
USAA $1,861

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Cheapest Melrose, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Melrose, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Melrose, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,648 $2,648
American Family $1,353 $1,385
Farmers $3,273 $3,273
GEICO $1,669 $1,728
Liberty Mutual $4,063 $4,063
Nationwide $2,910 $2,910
Progressive $3,214 $3,214
State Farm $2,031 $2,133
Travelers $2,726 $2,726
USAA $1,328 $1,433

The Best Cheap Car Insurance Companies in Melrose, OH

Take a look at a side-by-side comparison of the top car insurance companies in Melrose, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Melrose, Ohio

Insurance Company Average Annual Rates
Allstate $2,648
American Family $1,369
Farmers $3,273
GEICO $1,699
Liberty Mutual $4,063
Nationwide $2,910
Progressive $3,214
State Farm $2,082
Travelers $2,726
USAA $1,380

Category Winners: Cheapest Car Insurance in Melrose, Ohio

Find the cheapest car insurance companies in Melrose, OH for each category right here.

Best Annual Car Insurance Rates by Company in Melrose, Ohio

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Melrose, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Melrose car insurance rates. Find the cheapest Melrose, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Melrose, Ohio

Insurance Company Low Medium High
Allstate $2,577 $2,644 $2,724
American Family $1,345 $1,379 $1,384
Farmers $3,110 $3,226 $3,484
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,914 $4,083 $4,192
Nationwide $3,222 $2,820 $2,688
Progressive $3,086 $3,186 $3,371
State Farm $1,985 $2,088 $2,174
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

What affects car insurance rates in Melrose, Ohio?

What factors can have an impact on Melrose, OH car insurance? There are several reasons why Melrose car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Melrose, Ohio.

Commute Time in Melrose

The more time you spend in your car the higher the risk of an accident. The average commute length in Melrose, OH is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in Melrose, OH

Ready to find affordable Melrose, Ohio car insurance today? Enter your ZIP code for fast, free Melrose, OH car insurance quotes.

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