Compare Melrose, WI Car Insurance Rates (2021)

Car insurance in Melrose, WI averages $253 a month. Melrose, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Melrose car insurance rates, compare quotes from the top car insurance companies in Melrose, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Melrose is American Family
  • The cheapest car insurance company in Melrose for teen drivers is American Family
  • Average car insurance rates in Melrose, WI after a DUI are $3,356/year

If you need to buy Melrose, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Melrose, WI is right here.

You’ll find Melrose car insurance rates, the cheapest Melrose, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Melrose, Wisconsin car insurance rates to Madison car insurance rates, Eau Claire car insurance rates, and Janesville car insurance rates.

Ready to find affordable Melrose, WI car insurance today? Enter your ZIP code for fast, free Melrose car insurance quotes.

Cheapest Melrose, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Melrose, WI car insurance rates? Every Melrose, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Melrose, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,252 $2,380 $2,073 $2,295 $7,098 $9,113 $2,295 $2,495
American Family $1,015 $1,064 $950 $959 $2,877 $3,186 $1,201 $1,283
Farmers $1,825 $1,823 $1,616 $1,713 $8,714 $9,024 $2,076 $2,174
GEICO $1,383 $1,509 $1,400 $1,575 $4,458 $4,809 $1,283 $1,334
Liberty Mutual $1,757 $1,916 $1,420 $1,610 $5,968 $6,688 $1,870 $2,030
Nationwide $3,880 $4,090 $3,198 $3,376 $7,768 $11,863 $4,706 $5,625
Progressive $1,926 $1,854 $1,575 $1,631 $6,971 $7,895 $2,320 $2,520
State Farm $1,490 $1,490 $1,308 $1,308 $4,051 $5,133 $1,675 $1,912
USAA $1,360 $1,361 $1,228 $1,256 $3,408 $3,962 $1,770 $1,950

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Minimum Car Insurance in Melrose, WI

Every driver must carry the minimum car insurance in Melrose, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Melrose, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Melrose, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Melrose, WI. Compare credit history car insurance rates in Melrose from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Melrose, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,926 $3,388 $2,937
American Family $2,095 $1,383 $1,223
Farmers $4,091 $3,461 $3,309
GEICO $2,914 $2,077 $1,666
Liberty Mutual $4,198 $2,532 $1,992
Nationwide $6,255 $5,218 $5,218
Progressive $3,823 $3,212 $2,975
State Farm $3,426 $1,966 $1,496
USAA $3,141 $1,652 $1,317

Cheapest Melrose, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Melrose, WI to rates for a clean record with top companies.

Annual Melrose, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,079 $4,211 $3,922 $3,788
American Family $1,499 $1,590 $1,590 $1,590
Farmers $3,156 $3,988 $3,770 $3,569
GEICO $1,556 $2,490 $2,789 $2,041
Liberty Mutual $2,219 $3,160 $3,280 $2,969
Nationwide $4,703 $5,441 $6,668 $5,441
Progressive $3,062 $3,683 $3,170 $3,431
State Farm $2,124 $2,468 $2,296 $2,296
USAA $1,599 $2,008 $2,717 $1,823

Cheapest Melrose, WI Car Insurance for Teen Drivers

Teen car insurance in Melrose, WI can be expensive. Take a look at rates from the top car insurance companies in Melrose for teenagers.

Annual Car Insurance Rates for Teen Drivers in Melrose, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,098 $9,113
American Family $2,877 $3,186
Farmers $8,714 $9,024
GEICO $4,458 $4,809
Liberty Mutual $5,968 $6,688
Nationwide $7,768 $11,863
Progressive $6,971 $7,895
State Farm $4,051 $5,133
USAA $3,408 $3,962

Cheapest Melrose, WI Car Insurance for Seniors

Take a look at Melrose, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Melrose, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,073 $2,295
American Family $950 $959
Farmers $1,616 $1,713
GEICO $1,400 $1,575
Liberty Mutual $1,420 $1,610
Nationwide $3,198 $3,376
Progressive $1,575 $1,631
State Farm $1,308 $1,308
USAA $1,228 $1,256

Cheapest Melrose, WI Car Insurance Rates After a DUI

A DUI in Melrose, WI increases car insurance rates. Compare Melrose, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Melrose, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,922
American Family $1,590
Farmers $3,770
GEICO $2,789
Liberty Mutual $3,280
Nationwide $6,668
Progressive $3,170
State Farm $2,296
USAA $2,717

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Cheapest Melrose, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Melrose, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Melrose, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,660 $3,840
American Family $1,541 $1,593
Farmers $3,621 $3,621
GEICO $2,171 $2,267
Liberty Mutual $2,907 $2,907
Nationwide $5,563 $5,563
Progressive $3,337 $3,337
State Farm $2,241 $2,351
USAA $2,010 $2,063

The Best Cheap Car Insurance Companies in Melrose, WI

Take a look at a side-by-side comparison of the top car insurance companies in Melrose, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Melrose, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,750
American Family $1,567
Farmers $3,621
GEICO $2,219
Liberty Mutual $2,907
Nationwide $5,563
Progressive $3,337
State Farm $2,296
USAA $2,037

Category Winners: Cheapest Car Insurance in Melrose, Wisconsin

Find the cheapest car insurance companies in Melrose, WI for each category right here.

Best Annual Car Insurance Rates by Company in Melrose, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Melrose, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Melrose car insurance rates. Find the cheapest Melrose, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Melrose, Wisconsin

Insurance Company Low Medium High
Allstate $3,588 $3,741 $3,921
American Family $1,552 $1,581 $1,567
Farmers $3,338 $3,593 $3,931
GEICO $2,106 $2,218 $2,333
Liberty Mutual $2,687 $2,933 $3,101
Nationwide $5,417 $5,561 $5,711
Progressive $3,181 $3,358 $3,471
State Farm $2,194 $2,301 $2,393
USAA $1,962 $2,038 $2,110

What affects car insurance rates in Melrose, Wisconsin?

What factors can have an impact on Melrose, WI car insurance? There are several reasons why Melrose car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Melrose, Wisconsin.

Commute Time in Melrose

The more time you spend in your car the higher the risk of an accident. The average commute length in Melrose, WI is 28.7 minutes according to City-Data.

Compare Car Insurance Quotes in Melrose, WI

Ready to find affordable Melrose, Wisconsin car insurance today? Enter your ZIP code for fast, free Melrose, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State