Compare Melvern, KS Car Insurance Rates (2021)

Car insurance in Melvern, KS averages $277 a month. Melvern, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Melvern car insurance rates, compare quotes from the top car insurance companies in Melvern, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Melvern is American Family
  • Average car insurance rates in Melvern, KS are $3,324/year
  • The cheapest car insurance company in Melvern for teen drivers is American Family

If you need to buy Melvern, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Melvern, KS is right here.

You’ll find Melvern car insurance rates, the cheapest Melvern, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Melvern, Kansas car insurance rates to Topeka car insurance rates, Wichita car insurance rates, and Olathe car insurance rates.

Ready to find affordable Melvern, KS car insurance today? Enter your ZIP code for fast, free Melvern car insurance quotes.

Cheapest Melvern, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Melvern, KS car insurance rates? Every Melvern, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Melvern, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,618 $1,618 $1,462 $1,462 $3,126 $3,749 $1,618 $1,818
Farmers $2,530 $2,513 $2,260 $2,359 $6,851 $7,097 $2,856 $3,013
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,467 $2,183 $2,434 $10,628 $11,866 $2,492 $2,695
Nationwide $1,807 $1,864 $1,609 $1,734 $3,759 $4,613 $2,108 $2,246
Progressive $2,333 $2,228 $1,879 $1,961 $8,526 $9,627 $2,760 $2,962
State Farm $1,660 $1,660 $1,451 $1,451 $4,373 $5,581 $1,865 $2,104
Travelers $1,985 $2,020 $1,937 $1,961 $8,051 $12,570 $2,034 $2,397
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

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Minimum Car Insurance in Melvern, KS

Every driver must carry the minimum car insurance in Melvern, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Melvern, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Melvern, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Melvern, KS. Compare credit history car insurance rates in Melvern from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Melvern, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,687 $1,903 $1,586
Farmers $4,341 $3,455 $3,259
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,631 $4,631 $4,631
Nationwide $2,736 $2,416 $2,251
Progressive $4,633 $3,885 $3,585
State Farm $3,666 $2,191 $1,697
Travelers $4,757 $3,876 $3,724
USAA $3,299 $2,163 $1,778

Cheapest Melvern, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Melvern, KS to rates for a clean record with top companies.

Annual Melvern, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,021 $2,171 $2,021 $2,021
Farmers $3,105 $3,994 $3,893 $3,748
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,486 $5,257 $5,161 $4,620
Nationwide $1,857 $2,134 $3,756 $2,123
Progressive $3,732 $4,351 $3,894 $4,161
State Farm $2,340 $2,697 $2,518 $2,518
Travelers $3,002 $3,918 $5,398 $4,159
USAA $1,765 $2,373 $3,494 $2,020

Cheapest Melvern, KS Car Insurance for Teen Drivers

Teen car insurance in Melvern, KS can be expensive. Take a look at rates from the top car insurance companies in Melvern for teenagers.

Annual Car Insurance Rates for Teen Drivers in Melvern, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,126 $3,749
Farmers $6,851 $7,097
GEICO $4,439 $5,960
Liberty Mutual $10,628 $11,866
Nationwide $3,759 $4,613
Progressive $8,526 $9,627
State Farm $4,373 $5,581
Travelers $8,051 $12,570
USAA $4,807 $5,062

Cheapest Melvern, KS Car Insurance for Seniors

Take a look at Melvern, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Melvern, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,462 $1,462
Farmers $2,260 $2,359
GEICO $2,443 $2,273
Liberty Mutual $2,183 $2,434
Nationwide $1,609 $1,734
Progressive $1,879 $1,961
State Farm $1,451 $1,451
Travelers $1,937 $1,961
USAA $1,313 $1,333

Cheapest Melvern, KS Car Insurance Rates After a DUI

A DUI in Melvern, KS increases car insurance rates. Compare Melvern, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Melvern, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,882
American Family $2,021
Farmers $3,893
GEICO $4,922
Liberty Mutual $5,161
Nationwide $3,756
Progressive $3,894
State Farm $2,518
Travelers $5,398
USAA $3,494

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Cheapest Melvern, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Melvern, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Melvern, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,032 $2,085
Farmers $3,685 $3,685
GEICO $3,027 $3,159
Liberty Mutual $4,631 $4,631
Nationwide $2,468 $2,468
Progressive $4,034 $4,034
State Farm $2,456 $2,581
Travelers $4,119 $4,119
USAA $2,341 $2,485

The Best Cheap Car Insurance Companies in Melvern, KS

Take a look at a side-by-side comparison of the top car insurance companies in Melvern, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Melvern, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,059
Farmers $3,685
GEICO $3,093
Liberty Mutual $4,631
Nationwide $2,468
Progressive $4,034
State Farm $2,518
Travelers $4,119
USAA $2,413

Category Winners: Cheapest Car Insurance in Melvern, Kansas

Find the cheapest car insurance companies in Melvern, KS for each category right here.

Best Annual Car Insurance Rates by Company in Melvern, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Melvern, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Melvern car insurance rates. Find the cheapest Melvern, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Melvern, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,079 $2,163 $1,935
Farmers $3,538 $3,664 $3,852
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,525 $4,621 $4,748
Nationwide $2,596 $2,440 $2,367
Progressive $3,828 $4,004 $4,271
State Farm $2,429 $2,525 $2,601
Travelers $3,910 $4,126 $4,322
USAA $2,328 $2,406 $2,504

What affects car insurance rates in Melvern, Kansas?

What factors can have an impact on Melvern, KS car insurance? There are several reasons why Melvern car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Melvern, Kansas.

Commute Time in Melvern

The more time you spend in your car the higher the risk of an accident. The average commute length in Melvern, KS is 31.0 minutes according to City-Data.

Compare Car Insurance Quotes in Melvern, KS

Ready to find affordable Melvern, Kansas car insurance today? Enter your ZIP code for fast, free Melvern, KS car insurance quotes.

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