Compare Melvindale, MI Car Insurance Rates (2021)

Car insurance in Melvindale, MI averages $1,379 a month. Melvindale, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Melvindale car insurance rates, compare quotes from the top car insurance companies in Melvindale, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Melvindale, MI after a DUI are $26,341/year
  • The cheapest car insurance company in Melvindale is USAA
  • The cheapest car insurance company in Melvindale for teen drivers is USAA

If you need to buy Melvindale, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Melvindale, MI is right here.

You’ll find Melvindale car insurance rates, the cheapest Melvindale, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Melvindale, Michigan car insurance rates to Sterling Heights car insurance rates, Detroit car insurance rates, and Dearborn car insurance rates.

Ready to find affordable Melvindale, MI car insurance today? Enter your ZIP code for fast, free Melvindale car insurance quotes.

Cheapest Melvindale, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Melvindale, MI car insurance rates? Every Melvindale, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Melvindale, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $21,220 $21,220 $19,813 $19,813 $51,182 $51,182 $22,325 $22,325
Farmers $19,219 $19,219 $17,745 $17,745 $43,730 $43,730 $21,806 $21,806
GEICO $7,259 $7,259 $7,396 $7,396 $18,887 $18,887 $6,890 $6,890
Liberty Mutual $15,980 $15,980 $15,823 $15,823 $37,372 $37,372 $15,980 $15,980
Nationwide $6,560 $6,560 $5,788 $5,788 $18,191 $18,191 $7,244 $7,244
Progressive $4,124 $3,792 $3,626 $4,094 $15,342 $16,258 $4,811 $4,371
State Farm $10,548 $10,548 $9,859 $9,859 $37,774 $37,774 $12,393 $12,393
Travelers $16,072 $16,072 $13,702 $13,702 $49,505 $49,505 $17,504 $17,504
USAA $3,608 $3,370 $3,394 $3,172 $8,867 $8,300 $4,382 $4,140

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Minimum Car Insurance in Melvindale, MI

Every driver must carry the minimum car insurance in Melvindale, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Melvindale, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Melvindale, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Melvindale, MI. Compare credit history car insurance rates in Melvindale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Melvindale, Michigan

Insurance Company Poor Fair Good
Allstate $43,755 $24,074 $18,076
Farmers $38,109 $20,119 $18,646
GEICO $13,040 $9,546 $7,738
Liberty Mutual $33,682 $19,448 $10,736
Nationwide $11,885 $8,912 $7,540
Progressive $8,174 $6,849 $6,134
State Farm $28,684 $14,460 $9,785
Travelers $24,800 $24,046 $23,741
USAA $7,398 $4,183 $3,132

Cheapest Melvindale, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Melvindale, MI to rates for a clean record with top companies.

Annual Melvindale, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $13,814 $18,553 $62,751 $19,422
Farmers $21,302 $27,627 $27,146 $26,425
GEICO $3,533 $7,490 $22,866 $6,543
Liberty Mutual $14,685 $17,883 $33,653 $18,934
Nationwide $8,045 $10,828 $9,817 $9,093
Progressive $5,928 $7,887 $7,071 $7,323
State Farm $11,085 $13,366 $29,334 $16,788
Travelers $16,231 $23,353 $37,955 $19,244
USAA $3,924 $4,936 $6,474 $4,283

Cheapest Melvindale, MI Car Insurance for Teen Drivers

Teen car insurance in Melvindale, MI can be expensive. Take a look at rates from the top car insurance companies in Melvindale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Melvindale, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $51,182 $51,182
Farmers $43,730 $43,730
GEICO $18,887 $18,887
Liberty Mutual $37,372 $37,372
Nationwide $18,191 $18,191
Progressive $15,342 $16,258
State Farm $37,774 $37,774
Travelers $49,505 $49,505
USAA $8,867 $8,300

Cheapest Melvindale, MI Car Insurance for Seniors

Take a look at Melvindale, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Melvindale, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $19,813 $19,813
Farmers $17,745 $17,745
GEICO $7,396 $7,396
Liberty Mutual $15,823 $15,823
Nationwide $5,788 $5,788
Progressive $3,626 $4,094
State Farm $9,859 $9,859
Travelers $13,702 $13,702
USAA $3,394 $3,172

Cheapest Melvindale, MI Car Insurance Rates After a DUI

A DUI in Melvindale, MI increases car insurance rates. Compare Melvindale, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Melvindale, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $62,751
Farmers $27,146
GEICO $22,866
Liberty Mutual $33,653
Nationwide $9,817
Progressive $7,071
State Farm $29,334
Travelers $37,955
USAA $6,474

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Cheapest Melvindale, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Melvindale, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Melvindale, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $28,635 $28,635
Farmers $25,625 $25,625
GEICO $9,874 $10,342
Liberty Mutual $20,562 $22,016
Nationwide $9,446 $9,446
Progressive $7,052 $7,052
State Farm $17,140 $18,146
Travelers $24,054 $24,337
USAA $4,846 $4,963

The Best Cheap Car Insurance Companies in Melvindale, MI

Take a look at a side-by-side comparison of the top car insurance companies in Melvindale, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Melvindale, Michigan

Insurance Company Average Annual Rates
Allstate $28,635
Farmers $25,625
GEICO $10,108
Liberty Mutual $21,289
Nationwide $9,446
Progressive $7,052
State Farm $17,643
Travelers $24,196
USAA $4,904

Category Winners: Cheapest Car Insurance in Melvindale, Michigan

Find the cheapest car insurance companies in Melvindale, MI for each category right here.

Best Annual Car Insurance Rates by Company in Melvindale, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Melvindale, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Melvindale car insurance rates. Find the cheapest Melvindale, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Melvindale, Michigan

Insurance Company Low Medium High
Allstate $27,896 $28,702 $29,307
Farmers $24,702 $25,528 $26,645
GEICO $9,469 $10,010 $10,845
Liberty Mutual $20,791 $21,241 $21,835
Nationwide $9,864 $9,290 $9,183
Progressive $6,799 $7,061 $7,296
State Farm $16,613 $17,770 $18,547
Travelers $23,963 $24,227 $24,397
USAA $4,759 $4,918 $5,036

What affects car insurance rates in Melvindale, Michigan?

What factors can have an impact on Melvindale, MI car insurance? There are several reasons why Melvindale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Melvindale, Michigan.

Car Theft in Melvindale

High levels of vehicle theft can make car insurance more expensive. Melvindale, MI car theft statistics from the FBI indicate 22 vehicle thefts a year.

Commute Time in Melvindale

The more time you spend in your car the higher the risk of an accident. The average commute length in Melvindale, MI is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Melvindale, MI

Ready to find affordable Melvindale, Michigan car insurance today? Enter your ZIP code for fast, free Melvindale, MI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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