Compare Menard, IL Car Insurance Rates (2021)

Car insurance in Menard, IL averages $302 a month. Menard, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Menard car insurance rates, compare quotes from the top car insurance companies in Menard, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Menard is Liberty Mutual
  • Average car insurance rates in Menard, IL after a DUI are $4,216/year
  • The cheapest car insurance company in Menard for teen drivers is State Farm

If you need to buy Menard, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Menard, IL is right here.

You’ll find Menard car insurance rates, the cheapest Menard, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Menard, Illinois car insurance rates to Elgin car insurance rates, Cicero car insurance rates, and Springfield car insurance rates.

Ready to find affordable Menard, IL car insurance today? Enter your ZIP code for fast, free Menard car insurance quotes.

Cheapest Menard, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Menard, IL car insurance rates? Every Menard, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Menard, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,281 $3,298 $3,420 $3,420 $8,381 $10,841 $3,938 $4,249
American Family $2,495 $2,495 $2,278 $2,278 $6,945 $9,682 $2,495 $3,213
Farmers $2,503 $2,511 $2,219 $2,343 $10,648 $11,135 $2,849 $2,982
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,445 $1,560 $1,197 $1,337 $4,762 $5,298 $1,515 $1,603
Nationwide $2,375 $2,419 $2,104 $2,236 $6,607 $8,514 $2,773 $3,012
Progressive $2,392 $2,253 $1,974 $2,061 $8,994 $10,109 $2,865 $3,132
State Farm $1,500 $1,500 $1,330 $1,330 $4,150 $5,287 $1,692 $1,930
Travelers $2,605 $2,755 $2,366 $2,530 $7,852 $9,892 $2,780 $2,934
USAA $1,590 $1,613 $1,481 $1,454 $5,175 $5,692 $2,089 $2,289

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Minimum Car Insurance in Menard, IL

Every driver must carry the minimum car insurance in Menard, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Menard, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Menard, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Menard, IL. Compare credit history car insurance rates in Menard from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Menard, Illinois

Insurance Company Poor Fair Good
Allstate $6,539 $4,678 $4,095
American Family $5,316 $3,601 $3,038
Farmers $5,282 $4,439 $4,226
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,313 $2,063 $1,643
Nationwide $4,492 $3,613 $3,159
Progressive $4,786 $4,089 $3,792
State Farm $3,404 $2,037 $1,579
Travelers $5,140 $4,145 $3,357
USAA $3,553 $2,447 $2,019

Cheapest Menard, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Menard, IL to rates for a clean record with top companies.

Annual Menard, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,682 $6,208 $5,722 $4,802
American Family $2,930 $4,153 $5,533 $3,325
Farmers $3,934 $5,058 $4,932 $4,670
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,950 $2,763 $2,432 $2,213
Nationwide $3,008 $3,920 $4,625 $3,468
Progressive $3,467 $5,193 $3,842 $4,388
State Farm $2,148 $2,531 $2,340 $2,340
Travelers $3,325 $4,400 $4,927 $4,206
USAA $1,903 $2,742 $3,750 $2,297

Cheapest Menard, IL Car Insurance for Teen Drivers

Teen car insurance in Menard, IL can be expensive. Take a look at rates from the top car insurance companies in Menard for teenagers.

Annual Car Insurance Rates for Teen Drivers in Menard, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,381 $10,841
American Family $6,945 $9,682
Farmers $10,648 $11,135
GEICO $5,690 $6,014
Liberty Mutual $4,762 $5,298
Nationwide $6,607 $8,514
Progressive $8,994 $10,109
State Farm $4,150 $5,287
Travelers $7,852 $9,892
USAA $5,175 $5,692

Cheapest Menard, IL Car Insurance for Seniors

Take a look at Menard, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Menard, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,420 $3,420
American Family $2,278 $2,278
Farmers $2,219 $2,343
GEICO $1,757 $2,095
Liberty Mutual $1,197 $1,337
Nationwide $2,104 $2,236
Progressive $1,974 $2,061
State Farm $1,330 $1,330
Travelers $2,366 $2,530
USAA $1,481 $1,454

Cheapest Menard, IL Car Insurance Rates After a DUI

A DUI in Menard, IL increases car insurance rates. Compare Menard, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Menard, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,722
American Family $5,533
Farmers $4,932
GEICO $4,060
Liberty Mutual $2,432
Nationwide $4,625
Progressive $3,842
State Farm $2,340
Travelers $4,927
USAA $3,750

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Cheapest Menard, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Menard, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Menard, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,104 $5,104
American Family $3,933 $4,037
Farmers $4,649 $4,649
GEICO $2,920 $3,043
Liberty Mutual $2,340 $2,340
Nationwide $3,755 $3,755
Progressive $4,223 $4,223
State Farm $2,280 $2,400
Travelers $4,044 $4,385
USAA $2,598 $2,748

The Best Cheap Car Insurance Companies in Menard, IL

Take a look at a side-by-side comparison of the top car insurance companies in Menard, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Menard, Illinois

Insurance Company Average Annual Rates
Allstate $5,104
American Family $3,985
Farmers $4,649
GEICO $2,982
Liberty Mutual $2,340
Nationwide $3,755
Progressive $4,223
State Farm $2,340
Travelers $4,214
USAA $2,673

Category Winners: Cheapest Car Insurance in Menard, Illinois

Find the cheapest car insurance companies in Menard, IL for each category right here.

Best Annual Car Insurance Rates by Company in Menard, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Menard, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Menard car insurance rates. Find the cheapest Menard, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Menard, Illinois

Insurance Company Low Medium High
Allstate $4,910 $5,098 $5,303
American Family $3,854 $4,131 $3,970
Farmers $4,418 $4,533 $4,995
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,216 $2,335 $2,468
Nationwide $3,730 $3,788 $3,747
Progressive $3,904 $4,220 $4,543
State Farm $2,216 $2,344 $2,460
Travelers $3,940 $4,209 $4,494
USAA $2,486 $2,670 $2,862

Compare Car Insurance Quotes in Menard, IL

Ready to find affordable Menard, Illinois car insurance today? Enter your ZIP code for fast, free Menard, IL car insurance quotes.

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