Compare Menard, TX Car Insurance Rates (2021)

Car insurance in Menard, TX averages $304 a month. Menard, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Menard car insurance rates, compare quotes from the top car insurance companies in Menard, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Menard, TX are $3,649/year
  • The cheapest car insurance company in Menard for teen drivers is USAA
  • Average car insurance rates in Menard, TX after a DUI are $4,119/year

If you need to buy Menard, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Menard, TX is right here.

You’ll find Menard car insurance rates, the cheapest Menard, TX car insurance companies, and information on Texas car insurance laws. You can also compare Menard, Texas car insurance rates to Fort Worth car insurance rates, El Paso car insurance rates, and Plano car insurance rates.

Ready to find affordable Menard, TX car insurance today? Enter your ZIP code for fast, free Menard car insurance quotes.

Cheapest Menard, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Menard, TX car insurance rates? Every Menard, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Menard, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,258 $3,322 $3,222 $3,222 $8,117 $9,918 $4,060 $4,291
American Family $2,508 $2,762 $2,270 $2,573 $6,076 $8,025 $3,488 $3,976
GEICO $2,325 $2,502 $2,233 $2,521 $5,022 $5,226 $2,513 $2,513
Nationwide $2,211 $2,256 $1,954 $2,075 $6,081 $7,839 $2,578 $2,796
Progressive $2,688 $2,522 $2,374 $2,431 $10,939 $12,137 $3,139 $3,140
State Farm $2,023 $2,023 $1,791 $1,791 $4,712 $5,982 $2,190 $2,261
USAA $1,477 $1,489 $1,408 $1,400 $4,118 $4,497 $1,968 $2,118

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Menard, TX

Every driver must carry the minimum car insurance in Menard, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Menard, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Menard, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Menard, TX. Compare credit history car insurance rates in Menard from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Menard, Texas

Insurance Company Poor Fair Good
Allstate $6,284 $4,584 $3,909
American Family $5,536 $3,384 $2,961
GEICO $4,789 $2,716 $1,815
Nationwide $4,172 $3,340 $2,909
Progressive $5,568 $4,780 $4,416
State Farm $4,036 $2,508 $1,996
USAA $3,399 $1,957 $1,572

Cheapest Menard, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Menard, TX to rates for a clean record with top companies.

Annual Menard, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,949 $5,795 $6,010 $3,949
American Family $3,627 $4,569 $4,017 $3,627
GEICO $2,639 $3,469 $2,919 $3,400
Nationwide $3,010 $3,010 $4,471 $3,403
Progressive $4,289 $5,542 $5,022 $4,831
State Farm $2,543 $2,898 $3,400 $2,543
USAA $1,726 $2,539 $2,992 $1,980

Cheapest Menard, TX Car Insurance for Teen Drivers

Teen car insurance in Menard, TX can be expensive. Take a look at rates from the top car insurance companies in Menard for teenagers.

Annual Car Insurance Rates for Teen Drivers in Menard, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,117 $9,918
American Family $6,076 $8,025
GEICO $5,022 $5,226
Nationwide $6,081 $7,839
Progressive $10,939 $12,137
State Farm $4,712 $5,982
USAA $4,118 $4,497

Cheapest Menard, TX Car Insurance for Seniors

Take a look at Menard, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Menard, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,222 $3,222
American Family $2,270 $2,573
GEICO $2,233 $2,521
Nationwide $1,954 $2,075
Progressive $2,374 $2,431
State Farm $1,791 $1,791
USAA $1,408 $1,400

Cheapest Menard, TX Car Insurance Rates After a DUI

A DUI in Menard, TX increases car insurance rates. Compare Menard, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Menard, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,010
American Family $4,017
GEICO $2,919
Nationwide $4,471
Progressive $5,022
State Farm $3,400
USAA $2,992

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Menard, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Menard, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Menard, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,819 $5,033
American Family $3,960 $3,960
GEICO $3,047 $3,167
Nationwide $3,474 $3,474
Progressive $4,921 $4,921
State Farm $2,846 $2,846
USAA $2,280 $2,339

The Best Cheap Car Insurance Companies in Menard, TX

Take a look at a side-by-side comparison of the top car insurance companies in Menard, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Menard, Texas

Insurance Company Average Annual Rates
Allstate $4,926
American Family $3,960
GEICO $3,107
Nationwide $3,474
Progressive $4,921
State Farm $2,846
USAA $2,309

Category Winners: Cheapest Car Insurance in Menard, Texas

Find the cheapest car insurance companies in Menard, TX for each category right here.

Best Annual Car Insurance Rates by Company in Menard, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Menard, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Menard car insurance rates. Find the cheapest Menard, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Menard, Texas

Insurance Company Low Medium High
Allstate $4,853 $4,899 $5,026
American Family $3,737 $3,844 $4,300
GEICO $2,945 $3,066 $3,309
Nationwide $3,753 $3,325 $3,343
Progressive $4,614 $4,884 $5,265
State Farm $2,714 $2,840 $2,985
USAA $2,237 $2,301 $2,391

What affects car insurance rates in Menard, Texas?

What factors can have an impact on Menard, TX car insurance? There are several reasons why Menard car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Menard, Texas.

Commute Time in Menard

The more time you spend in your car the higher the risk of an accident. The average commute length in Menard, TX is 31.1 minutes according to City-Data.

Compare Car Insurance Quotes in Menard, TX

Ready to find affordable Menard, Texas car insurance today? Enter your ZIP code for fast, free Menard, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption