Compare Mendota Heights, MN Car Insurance Rates (2021)

Car insurance in Mendota Heights, MN averages $401 a month. Mendota Heights, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Mendota Heights car insurance rates, compare quotes from the top car insurance companies in Mendota Heights, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mendota Heights for teen drivers is State Farm
  • Average car insurance rates in Mendota Heights, MN after a DUI are $6,597/year
  • The cheapest car insurance company in Mendota Heights is State Farm

If you need to buy Mendota Heights, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Mendota Heights, MN is right here.

You’ll find Mendota Heights car insurance rates, the cheapest Mendota Heights, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Mendota Heights, Minnesota car insurance rates to St. Paul car insurance rates, Bloomington car insurance rates, and Maple Grove car insurance rates.

Ready to find affordable Mendota Heights, MN car insurance today? Enter your ZIP code for fast, free Mendota Heights car insurance quotes.

Cheapest Mendota Heights, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mendota Heights, MN car insurance rates? Every Mendota Heights, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mendota Heights, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,624 $3,624 $3,516 $3,516 $8,249 $11,741 $4,436 $4,593
American Family $2,261 $2,261 $2,057 $2,057 $6,266 $8,953 $2,261 $2,529
Farmers $1,951 $1,953 $1,873 $1,995 $5,754 $5,875 $2,577 $2,551
GEICO $2,403 $2,378 $2,282 $2,218 $5,338 $6,732 $2,245 $2,361
Liberty Mutual $10,275 $10,275 $10,178 $10,178 $19,771 $29,439 $10,275 $14,123
Nationwide $2,320 $2,305 $2,073 $2,184 $6,130 $7,355 $2,750 $2,829
State Farm $1,818 $1,818 $1,651 $1,651 $4,201 $5,135 $2,105 $1,728
USAA $1,884 $1,844 $1,732 $1,706 $5,167 $5,587 $2,440 $2,560

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Minimum Car Insurance in Mendota Heights, MN

Every driver must carry the minimum car insurance in Mendota Heights, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Mendota Heights, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mendota Heights, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mendota Heights, MN. Compare credit history car insurance rates in Mendota Heights from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mendota Heights, Minnesota

Insurance Company Poor Fair Good
Allstate $7,918 $4,312 $4,008
American Family $4,947 $3,224 $2,571
Farmers $3,795 $2,792 $2,612
GEICO $3,893 $3,188 $2,653
Liberty Mutual $19,942 $12,907 $10,094
Nationwide $4,167 $3,354 $2,958
State Farm $3,666 $2,241 $1,634
USAA $4,432 $2,216 $1,947

Cheapest Mendota Heights, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mendota Heights, MN to rates for a clean record with top companies.

Annual Mendota Heights, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,882 $5,725 $6,880 $5,163
American Family $2,411 $4,323 $4,858 $2,731
Farmers $2,632 $3,293 $3,340 $2,999
GEICO $2,176 $3,427 $5,044 $2,331
Liberty Mutual $10,197 $14,235 $21,834 $10,990
Nationwide $2,786 $3,679 $4,217 $3,292
State Farm $2,285 $2,742 $2,514 $2,514
USAA $2,123 $2,722 $4,090 $2,525

Cheapest Mendota Heights, MN Car Insurance for Teen Drivers

Teen car insurance in Mendota Heights, MN can be expensive. Take a look at rates from the top car insurance companies in Mendota Heights for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mendota Heights, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,249 $11,741
American Family $6,266 $8,953
Farmers $5,754 $5,875
GEICO $5,338 $6,732
Liberty Mutual $19,771 $29,439
Nationwide $6,130 $7,355
State Farm $4,201 $5,135
USAA $5,167 $5,587

Cheapest Mendota Heights, MN Car Insurance for Seniors

Take a look at Mendota Heights, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mendota Heights, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,516 $3,516
American Family $2,057 $2,057
Farmers $1,873 $1,995
GEICO $2,282 $2,218
Liberty Mutual $10,178 $10,178
Nationwide $2,073 $2,184
State Farm $1,651 $1,651
USAA $1,732 $1,706

Cheapest Mendota Heights, MN Car Insurance Rates After a DUI

A DUI in Mendota Heights, MN increases car insurance rates. Compare Mendota Heights, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mendota Heights, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,880
American Family $4,858
Farmers $3,340
GEICO $5,044
Liberty Mutual $21,834
Nationwide $4,217
State Farm $2,514
USAA $4,090

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Cheapest Mendota Heights, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mendota Heights, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mendota Heights, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,412 $5,412
American Family $3,539 $3,622
Farmers $3,066 $3,066
GEICO $3,200 $3,290
Liberty Mutual $13,908 $14,721
Nationwide $3,493 $3,493
State Farm $2,442 $2,585
USAA $2,828 $2,902

The Best Cheap Car Insurance Companies in Mendota Heights, MN

Take a look at a side-by-side comparison of the top car insurance companies in Mendota Heights, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mendota Heights, Minnesota

Insurance Company Average Annual Rates
Allstate $5,412
American Family $3,581
Farmers $3,066
GEICO $3,245
Liberty Mutual $14,314
Nationwide $3,493
State Farm $2,514
USAA $2,865

Category Winners: Cheapest Car Insurance in Mendota Heights, Minnesota

Find the cheapest car insurance companies in Mendota Heights, MN for each category right here.

Best Annual Car Insurance Rates by Company in Mendota Heights, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Mendota Heights, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mendota Heights car insurance rates. Find the cheapest Mendota Heights, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mendota Heights, Minnesota

Insurance Company Low Medium High
Allstate $5,322 $5,410 $5,506
American Family $3,556 $3,676 $3,510
Farmers $2,948 $3,081 $3,169
GEICO $3,109 $3,245 $3,381
Liberty Mutual $13,868 $14,332 $14,743
Nationwide $3,272 $3,521 $3,687
State Farm $2,395 $2,526 $2,620
USAA $2,768 $2,863 $2,964

What affects car insurance rates in Mendota Heights, Minnesota?

What factors can have an impact on Mendota Heights, MN car insurance? There are several reasons why Mendota Heights car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mendota Heights, Minnesota.

Commute Time in Mendota Heights

The more time you spend in your car the higher the risk of an accident. The average commute length in Mendota Heights, MN is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Mendota Heights, MN

Ready to find affordable Mendota Heights, Minnesota car insurance today? Enter your ZIP code for fast, free Mendota Heights, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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