Compare Mendota, IL Car Insurance Rates (2021)

Car insurance in Mendota, IL averages $244 a month. Mendota, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Mendota car insurance rates, compare quotes from the top car insurance companies in Mendota, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mendota, IL are $2,931/year
  • Average car insurance rates in Mendota, IL after a DUI are $3,407/year
  • The cheapest car insurance company in Mendota is Liberty Mutual

If you need to buy Mendota, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Mendota, IL is right here.

You’ll find Mendota car insurance rates, the cheapest Mendota, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Mendota, Illinois car insurance rates to Naperville car insurance rates, Chicago car insurance rates, and Rockford car insurance rates.

Ready to find affordable Mendota, IL car insurance today? Enter your ZIP code for fast, free Mendota car insurance quotes.

Cheapest Mendota, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mendota, IL car insurance rates? Every Mendota, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mendota, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,212 $3,226 $3,361 $3,361 $8,380 $10,918 $3,865 $4,180
American Family $2,004 $2,004 $1,837 $1,837 $5,668 $7,844 $2,004 $2,584
Farmers $2,224 $2,220 $1,973 $2,086 $9,517 $9,910 $2,546 $2,666
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,270 $1,370 $1,060 $1,183 $4,114 $4,573 $1,325 $1,394
Nationwide $1,479 $1,505 $1,321 $1,398 $3,944 $5,055 $1,710 $1,850
Progressive $1,838 $1,739 $1,515 $1,583 $6,663 $7,481 $2,194 $2,381
State Farm $1,317 $1,317 $1,179 $1,179 $3,802 $4,807 $1,488 $1,718
Travelers $1,436 $1,514 $1,313 $1,398 $4,139 $5,185 $1,521 $1,600
USAA $1,600 $1,645 $1,486 $1,482 $4,980 $5,522 $2,110 $2,346

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Minimum Car Insurance in Mendota, IL

Every driver must carry the minimum car insurance in Mendota, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Mendota, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Mendota, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mendota, IL. Compare credit history car insurance rates in Mendota from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mendota, Illinois

Insurance Company Poor Fair Good
Allstate $6,452 $4,661 $4,076
American Family $4,281 $2,918 $2,470
Farmers $4,709 $3,956 $3,763
GEICO $3,813 $1,870 $1,461
Liberty Mutual $2,871 $1,800 $1,438
Nationwide $2,717 $2,199 $1,932
Progressive $3,616 $3,070 $2,837
State Farm $3,051 $1,830 $1,422
Travelers $2,760 $2,224 $1,807
USAA $3,539 $2,416 $1,985

Cheapest Mendota, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mendota, IL to rates for a clean record with top companies.

Annual Mendota, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,606 $6,156 $5,736 $4,753
American Family $2,365 $3,384 $4,461 $2,682
Farmers $3,495 $4,509 $4,396 $4,172
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,702 $2,402 $2,114 $1,926
Nationwide $1,847 $2,379 $2,789 $2,115
Progressive $2,618 $3,879 $2,896 $3,304
State Farm $1,918 $2,284 $2,101 $2,101
Travelers $1,805 $2,361 $2,628 $2,260
USAA $1,898 $2,702 $3,703 $2,283

Cheapest Mendota, IL Car Insurance for Teen Drivers

Teen car insurance in Mendota, IL can be expensive. Take a look at rates from the top car insurance companies in Mendota for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mendota, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,380 $10,918
American Family $5,668 $7,844
Farmers $9,517 $9,910
GEICO $4,524 $4,715
Liberty Mutual $4,114 $4,573
Nationwide $3,944 $5,055
Progressive $6,663 $7,481
State Farm $3,802 $4,807
Travelers $4,139 $5,185
USAA $4,980 $5,522

Cheapest Mendota, IL Car Insurance for Seniors

Take a look at Mendota, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mendota, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,361 $3,361
American Family $1,837 $1,837
Farmers $1,973 $2,086
GEICO $1,429 $1,724
Liberty Mutual $1,060 $1,183
Nationwide $1,321 $1,398
Progressive $1,515 $1,583
State Farm $1,179 $1,179
Travelers $1,313 $1,398
USAA $1,486 $1,482

Cheapest Mendota, IL Car Insurance Rates After a DUI

A DUI in Mendota, IL increases car insurance rates. Compare Mendota, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mendota, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,736
American Family $4,461
Farmers $4,396
GEICO $3,243
Liberty Mutual $2,114
Nationwide $2,789
Progressive $2,896
State Farm $2,101
Travelers $2,628
USAA $3,703

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Cheapest Mendota, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mendota, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mendota, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,063 $5,063
American Family $3,182 $3,264
Farmers $4,143 $4,143
GEICO $2,338 $2,425
Liberty Mutual $2,036 $2,036
Nationwide $2,283 $2,283
Progressive $3,174 $3,174
State Farm $2,049 $2,153
Travelers $2,175 $2,352
USAA $2,572 $2,721

The Best Cheap Car Insurance Companies in Mendota, IL

Take a look at a side-by-side comparison of the top car insurance companies in Mendota, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mendota, Illinois

Insurance Company Average Annual Rates
Allstate $5,063
American Family $3,223
Farmers $4,143
GEICO $2,382
Liberty Mutual $2,036
Nationwide $2,283
Progressive $3,174
State Farm $2,101
Travelers $2,263
USAA $2,647

Category Winners: Cheapest Car Insurance in Mendota, Illinois

Find the cheapest car insurance companies in Mendota, IL for each category right here.

Best Annual Car Insurance Rates by Company in Mendota, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Mendota, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mendota car insurance rates. Find the cheapest Mendota, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mendota, Illinois

Insurance Company Low Medium High
Allstate $4,917 $5,058 $5,213
American Family $3,103 $3,341 $3,224
Farmers $3,951 $4,050 $4,427
GEICO $2,164 $2,374 $2,607
Liberty Mutual $1,922 $2,032 $2,154
Nationwide $2,267 $2,301 $2,280
Progressive $2,929 $3,166 $3,428
State Farm $1,991 $2,103 $2,209
Travelers $2,127 $2,261 $2,403
USAA $2,479 $2,643 $2,817

What affects car insurance rates in Mendota, Illinois?

What factors can have an impact on Mendota, IL car insurance? There are several reasons why Mendota car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mendota, Illinois.

Commute Time in Mendota

The more time you spend in your car the higher the risk of an accident. The average commute length in Mendota, IL is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Mendota, IL

Ready to find affordable Mendota, Illinois car insurance today? Enter your ZIP code for fast, free Mendota, IL car insurance quotes.

Free Car Insurance Comparison

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