Compare Menlo, IA Car Insurance Rates (2021)

Car insurance in Menlo, IA averages $257 a month. Menlo, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Menlo car insurance rates, compare quotes from the top car insurance companies in Menlo, IA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Menlo is USAA
  • Average car insurance rates in Menlo, IA after a DUI are $3,718/year
  • The cheapest car insurance company in Menlo for teen drivers is USAA

If you need to buy Menlo, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Menlo, IA is right here.

You’ll find Menlo car insurance rates, the cheapest Menlo, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Menlo, Iowa car insurance rates to West Des Moines car insurance rates, Ames car insurance rates, and Davenport car insurance rates.

Ready to find affordable Menlo, IA car insurance today? Enter your ZIP code for fast, free Menlo car insurance quotes.

Cheapest Menlo, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Menlo, IA car insurance rates? Every Menlo, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Menlo, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,143 $2,056 $1,902 $1,937 $6,259 $7,049 $2,334 $2,401
American Family $2,116 $2,116 $1,889 $1,889 $5,602 $7,889 $2,116 $2,553
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,889 $1,946 $1,678 $1,800 $4,257 $5,545 $2,128 $2,323
Progressive $1,839 $1,783 $1,515 $1,568 $4,328 $4,895 $2,218 $2,398
State Farm $1,545 $1,545 $1,340 $1,340 $3,933 $5,017 $1,731 $1,960
Travelers $2,656 $2,710 $2,580 $2,580 $11,515 $18,146 $2,764 $3,293
USAA $1,259 $1,282 $1,148 $1,184 $3,268 $3,494 $1,517 $1,682

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Menlo, IA

Every driver must carry the minimum car insurance in Menlo, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Menlo, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Menlo, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Menlo, IA. Compare credit history car insurance rates in Menlo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Menlo, Iowa

Insurance Company Poor Fair Good
Allstate $3,897 $3,099 $2,785
American Family $4,174 $3,066 $2,573
Farmers $2,880 $2,389 $2,262
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,286 $2,558 $2,244
Progressive $3,050 $2,446 $2,208
State Farm $3,278 $2,028 $1,599
Travelers $6,512 $5,549 $5,280
USAA $2,447 $1,671 $1,444

Cheapest Menlo, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Menlo, IA to rates for a clean record with top companies.

Annual Menlo, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,767 $3,356 $3,820 $3,097
American Family $2,363 $3,448 $4,494 $2,779
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,937 $2,804 $3,844 $2,199
Progressive $2,070 $3,366 $2,242 $2,594
State Farm $2,147 $2,456 $2,302 $2,302
Travelers $4,207 $5,612 $7,518 $5,785
USAA $1,423 $1,897 $2,467 $1,631

Cheapest Menlo, IA Car Insurance for Teen Drivers

Teen car insurance in Menlo, IA can be expensive. Take a look at rates from the top car insurance companies in Menlo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Menlo, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,259 $7,049
American Family $5,602 $7,889
Farmers $4,711 $5,019
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,257 $5,545
Progressive $4,328 $4,895
State Farm $3,933 $5,017
Travelers $11,515 $18,146
USAA $3,268 $3,494

Cheapest Menlo, IA Car Insurance for Seniors

Take a look at Menlo, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Menlo, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,902 $1,937
American Family $1,889 $1,889
Farmers $1,383 $1,513
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,678 $1,800
Progressive $1,515 $1,568
State Farm $1,340 $1,340
Travelers $2,580 $2,580
USAA $1,148 $1,184

Cheapest Menlo, IA Car Insurance Rates After a DUI

A DUI in Menlo, IA increases car insurance rates. Compare Menlo, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Menlo, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,820
American Family $4,494
Farmers $2,697
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,844
Progressive $2,242
State Farm $2,302
Travelers $7,518
USAA $2,467

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Menlo, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Menlo, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Menlo, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,182 $3,338
American Family $3,233 $3,309
Farmers $2,510 $2,510
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,696 $2,696
Progressive $2,568 $2,568
State Farm $2,247 $2,356
Travelers $5,780 $5,780
USAA $1,786 $1,922

The Best Cheap Car Insurance Companies in Menlo, IA

Take a look at a side-by-side comparison of the top car insurance companies in Menlo, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Menlo, Iowa

Insurance Company Average Annual Rates
Allstate $3,260
American Family $3,271
Farmers $2,510
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,696
Progressive $2,568
State Farm $2,301
Travelers $5,780
USAA $1,854

Category Winners: Cheapest Car Insurance in Menlo, Iowa

Find the cheapest car insurance companies in Menlo, IA for each category right here.

Best Annual Car Insurance Rates by Company in Menlo, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Menlo, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Menlo car insurance rates. Find the cheapest Menlo, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Menlo, Iowa

Insurance Company Low Medium High
Allstate $3,141 $3,265 $3,375
American Family $3,298 $3,452 $3,063
Farmers $2,401 $2,518 $2,611
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,832 $2,676 $2,580
Progressive $2,443 $2,576 $2,685
State Farm $2,207 $2,312 $2,385
Travelers $5,501 $5,863 $5,976
USAA $1,764 $1,860 $1,939

What affects car insurance rates in Menlo, Iowa?

What factors can have an impact on Menlo, IA car insurance? There are several reasons why Menlo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Menlo, Iowa.

Commute Time in Menlo

The more time you spend in your car the higher the risk of an accident. The average commute length in Menlo, IA is 28.8 minutes according to City-Data.

Compare Car Insurance Quotes in Menlo, IA

Ready to find affordable Menlo, Iowa car insurance today? Enter your ZIP code for fast, free Menlo, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption