Compare Menlo Park, CA Car Insurance Rates (2021)

Car insurance in Menlo Park, CA averages $276 a month. Menlo Park, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Menlo Park car insurance rates, compare quotes from the top car insurance companies in Menlo Park, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Menlo Park, CA are $3,315/year
  • The cheapest car insurance company in Menlo Park for teen drivers is Progressive
  • Average car insurance rates in Menlo Park, CA after a DUI are $4,672/year

If you need to buy Menlo Park, California car insurance, the options can be confusing. Everything you need to know about car insurance in Menlo Park, CA is right here.

You’ll find Menlo Park car insurance rates, the cheapest Menlo Park, CA car insurance companies, and information on California car insurance laws. You can also compare Menlo Park, California car insurance rates to Los Angeles car insurance rates, San Francisco car insurance rates, and Oakland car insurance rates.

Ready to find affordable Menlo Park, CA car insurance today? Enter your ZIP code for fast, free Menlo Park car insurance quotes.

Cheapest Menlo Park, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Menlo Park, CA car insurance rates? Every Menlo Park, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Menlo Park, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,684 $2,690 $1,972 $1,989 $7,519 $9,480 $3,441 $3,786
Farmers $2,368 $2,368 $2,142 $2,142 $7,675 $12,644 $2,820 $3,151
GEICO $1,543 $1,545 $1,452 $1,452 $4,695 $4,775 $2,216 $2,266
Liberty Mutual $1,968 $1,861 $1,838 $1,781 $4,308 $4,593 $2,214 $2,231
Nationwide $3,180 $3,033 $2,784 $2,622 $8,173 $8,999 $3,814 $3,764
Progressive $1,414 $1,455 $1,205 $1,426 $3,747 $4,509 $2,027 $2,177
State Farm $2,911 $2,911 $2,603 $2,603 $5,387 $6,678 $3,226 $3,327
Travelers $2,280 $2,205 $2,023 $2,003 $4,735 $5,387 $2,955 $2,893
USAA $1,843 $1,744 $1,801 $1,807 $4,193 $4,232 $2,562 $2,419

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Minimum Car Insurance in Menlo Park, CA

Every driver must carry the minimum car insurance in Menlo Park, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Menlo Park, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Menlo Park, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Menlo Park, CA to rates for a clean record with top companies.

Annual Menlo Park, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,534 $4,256 $6,665 $3,325
Farmers $3,259 $4,442 $5,539 $4,416
GEICO $1,744 $2,689 $3,376 $2,163
Liberty Mutual $2,257 $3,022 $2,727 $2,391
Nationwide $3,174 $4,067 $6,876 $4,067
Progressive $1,476 $2,497 $2,886 $2,121
State Farm $2,646 $3,155 $5,952 $3,070
Travelers $2,052 $3,320 $3,859 $3,010
USAA $1,712 $2,550 $4,164 $1,875

Cheapest Menlo Park, CA Car Insurance for Teen Drivers

Teen car insurance in Menlo Park, CA can be expensive. Take a look at rates from the top car insurance companies in Menlo Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Menlo Park, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,519 $9,480
Farmers $7,675 $12,644
GEICO $4,695 $4,775
Liberty Mutual $4,308 $4,593
Nationwide $8,173 $8,999
Progressive $3,747 $4,509
State Farm $5,387 $6,678
Travelers $4,735 $5,387
USAA $4,193 $4,232

Cheapest Menlo Park, CA Car Insurance for Seniors

Take a look at Menlo Park, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Menlo Park, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,972 $1,989
Farmers $2,142 $2,142
GEICO $1,452 $1,452
Liberty Mutual $1,838 $1,781
Nationwide $2,784 $2,622
Progressive $1,205 $1,426
State Farm $2,603 $2,603
Travelers $2,023 $2,003
USAA $1,801 $1,807

Cheapest Menlo Park, CA Car Insurance Rates After a DUI

A DUI in Menlo Park, CA increases car insurance rates. Compare Menlo Park, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Menlo Park, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,665
Farmers $5,539
GEICO $3,376
Liberty Mutual $2,727
Nationwide $6,876
Progressive $2,886
State Farm $5,952
Travelers $3,859
USAA $4,164

Cheapest Menlo Park, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Menlo Park, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Menlo Park, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,788 $4,602
Farmers $4,005 $4,823
GEICO $2,265 $2,721
Liberty Mutual $2,390 $2,809
Nationwide $4,013 $5,080
Progressive $2,038 $2,452
State Farm $3,572 $3,840
Travelers $2,755 $3,365
USAA $2,375 $2,775

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The Best Cheap Car Insurance Companies in Menlo Park, CA

Take a look at a side-by-side comparison of the top car insurance companies in Menlo Park, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Menlo Park, California

Insurance Company Average Annual Rates
Allstate $4,195
Farmers $4,414
GEICO $2,493
Liberty Mutual $2,599
Nationwide $4,546
Progressive $2,245
State Farm $3,706
Travelers $3,060
USAA $2,575

Category Winners: Cheapest Car Insurance in Menlo Park, California

Find the cheapest car insurance companies in Menlo Park, CA for each category right here.

Best Annual Car Insurance Rates by Company in Menlo Park, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Menlo Park, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Menlo Park car insurance rates. Find the cheapest Menlo Park, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Menlo Park, California

Insurance Company Low Medium High
Allstate $4,001 $4,228 $4,356
Farmers $4,140 $4,449 $4,653
GEICO $2,285 $2,521 $2,674
Liberty Mutual $2,421 $2,624 $2,751
Nationwide $4,093 $4,630 $4,915
Progressive $2,015 $2,314 $2,406
State Farm $3,338 $3,772 $4,008
Travelers $2,663 $3,151 $3,366
USAA $2,356 $2,621 $2,748

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What affects car insurance rates in Menlo Park, California?

What factors can have an impact on Menlo Park, CA car insurance? There are several reasons why Menlo Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Menlo Park, California.

Car Theft in Menlo Park

High levels of vehicle theft can make car insurance more expensive. Menlo Park, CA car theft statistics from the FBI indicate 26 vehicle thefts a year.

Commute Time in Menlo Park

The more time you spend in your car the higher the risk of an accident. The average commute length in Menlo Park, CA is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in Menlo Park, CA

Ready to find affordable Menlo Park, California car insurance today? Enter your ZIP code for fast, free Menlo Park, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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