Compare Mer Rouge, LA Car Insurance Rates (2021)

Car insurance in Mer Rouge, LA averages $446 a month. Mer Rouge, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Mer Rouge car insurance rates, compare quotes from the top car insurance companies in Mer Rouge, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mer Rouge for teen drivers is USAA
  • Average car insurance rates in Mer Rouge, LA are $5,352/year
  • Average car insurance rates in Mer Rouge, LA after a DUI are $6,160/year

If you need to buy Mer Rouge, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Mer Rouge, LA is right here.

You’ll find Mer Rouge car insurance rates, the cheapest Mer Rouge, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Mer Rouge, Louisiana car insurance rates to Baton Rouge car insurance rates, Kenner car insurance rates, and Houma car insurance rates.

Ready to find affordable Mer Rouge, LA car insurance today? Enter your ZIP code for fast, free Mer Rouge car insurance quotes.

Cheapest Mer Rouge, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mer Rouge, LA car insurance rates? Every Mer Rouge, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mer Rouge, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,321 $4,321 $4,468 $4,468 $9,324 $11,717 $4,762 $5,152
GEICO $3,324 $3,835 $3,972 $4,848 $12,400 $13,083 $3,208 $3,112
Progressive $3,872 $3,619 $3,246 $3,495 $15,428 $17,157 $4,433 $4,534
State Farm $2,507 $2,507 $2,291 $2,291 $7,393 $9,293 $2,797 $3,140
USAA $2,300 $2,269 $2,229 $2,223 $6,783 $7,974 $2,841 $3,124

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Minimum Car Insurance in Mer Rouge, LA

Every driver must carry the minimum car insurance in Mer Rouge, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Mer Rouge, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mer Rouge, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mer Rouge, LA. Compare credit history car insurance rates in Mer Rouge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mer Rouge, Louisiana

Insurance Company Poor Fair Good
Allstate $7,943 $5,467 $4,790
GEICO $7,105 $6,165 $4,648
Progressive $7,883 $6,754 $6,283
State Farm $5,599 $3,590 $2,892
USAA $5,140 $3,277 $2,736

Cheapest Mer Rouge, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mer Rouge, LA to rates for a clean record with top companies.

Annual Mer Rouge, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,812 $7,299 $6,516 $5,639
GEICO $4,062 $6,555 $8,060 $5,214
Progressive $5,810 $7,796 $7,491 $6,796
State Farm $3,696 $4,359 $4,027 $4,027
USAA $2,843 $3,931 $4,708 $3,389

Cheapest Mer Rouge, LA Car Insurance for Teen Drivers

Teen car insurance in Mer Rouge, LA can be expensive. Take a look at rates from the top car insurance companies in Mer Rouge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mer Rouge, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,324 $11,717
GEICO $12,400 $13,083
Progressive $15,428 $17,157
State Farm $7,393 $9,293
USAA $6,783 $7,974

Cheapest Mer Rouge, LA Car Insurance for Seniors

Take a look at Mer Rouge, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mer Rouge, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,468 $4,468
GEICO $3,972 $4,848
Progressive $3,246 $3,495
State Farm $2,291 $2,291
USAA $2,229 $2,223

Cheapest Mer Rouge, LA Car Insurance Rates After a DUI

A DUI in Mer Rouge, LA increases car insurance rates. Compare Mer Rouge, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mer Rouge, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,516
GEICO $8,060
Progressive $7,491
State Farm $4,027
USAA $4,708

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Cheapest Mer Rouge, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mer Rouge, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mer Rouge, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,067 $6,067
GEICO $5,855 $6,090
Progressive $6,973 $6,973
State Farm $3,923 $4,132
USAA $3,603 $3,833

The Best Cheap Car Insurance Companies in Mer Rouge, LA

Take a look at a side-by-side comparison of the top car insurance companies in Mer Rouge, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mer Rouge, Louisiana

Insurance Company Average Annual Rates
Allstate $6,067
GEICO $5,973
Progressive $6,973
State Farm $4,027
USAA $3,718

Category Winners: Cheapest Car Insurance in Mer Rouge, Louisiana

Find the cheapest car insurance companies in Mer Rouge, LA for each category right here.

Best Annual Car Insurance Rates by Company in Mer Rouge, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Mer Rouge, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mer Rouge car insurance rates. Find the cheapest Mer Rouge, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mer Rouge, Louisiana

Insurance Company Low Medium High
Allstate $5,199 $6,184 $6,817
GEICO $4,938 $5,992 $6,989
Progressive $5,848 $6,916 $8,155
State Farm $3,514 $4,019 $4,549
USAA $3,249 $3,772 $4,133

What affects car insurance rates in Mer Rouge, Louisiana?

What factors can have an impact on Mer Rouge, LA car insurance? There are several reasons why Mer Rouge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mer Rouge, Louisiana.

Commute Time in Mer Rouge

The more time you spend in your car the higher the risk of an accident. The average commute length in Mer Rouge, LA is 22.5 minutes according to City-Data.

Compare Car Insurance Quotes in Mer Rouge, LA

Ready to find affordable Mer Rouge, Louisiana car insurance today? Enter your ZIP code for fast, free Mer Rouge, LA car insurance quotes.

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