Compare Mercer, TN Car Insurance Rates (2021)

Car insurance in Mercer, TN averages $316 a month. Mercer, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Mercer car insurance rates, compare quotes from the top car insurance companies in Mercer, TN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Mercer, TN are $3,789/year
  • Average car insurance rates in Mercer, TN after a DUI are $4,473/year
  • The cheapest car insurance company in Mercer for teen drivers is Travelers

If you need to buy Mercer, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Mercer, TN is right here.

You’ll find Mercer car insurance rates, the cheapest Mercer, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Mercer, Tennessee car insurance rates to Memphis car insurance rates, Knoxville car insurance rates, and Jackson car insurance rates.

Ready to find affordable Mercer, TN car insurance today? Enter your ZIP code for fast, free Mercer car insurance quotes.

Cheapest Mercer, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mercer, TN car insurance rates? Every Mercer, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mercer, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,894 $2,784 $2,597 $2,697 $10,737 $11,676 $3,099 $3,210
Farmers $1,676 $1,707 $1,505 $1,648 $6,778 $7,223 $2,269 $2,401
GEICO $2,543 $2,577 $2,355 $2,355 $7,317 $7,489 $2,558 $2,636
Liberty Mutual $3,915 $129 $3,218 $3,598 $16,069 $17,857 $4,196 $4,468
Nationwide $2,349 $2,372 $2,099 $2,138 $6,450 $8,350 $2,704 $2,947
Progressive $1,873 $1,778 $1,524 $1,588 $8,193 $9,244 $2,261 $2,476
State Farm $1,641 $1,641 $1,478 $1,478 $4,980 $6,237 $1,853 $2,149
Travelers $1,771 $1,866 $1,598 $1,703 $4,831 $5,964 $1,889 $1,989
USAA $1,648 $1,683 $1,484 $1,490 $5,804 $6,655 $2,158 $2,307

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Mercer, TN

Every driver must carry the minimum car insurance in Mercer, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Mercer, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Mercer, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mercer, TN. Compare credit history car insurance rates in Mercer from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mercer, Tennessee

Insurance Company Poor Fair Good
Allstate $6,337 $4,846 $3,702
Farmers $3,746 $2,933 $2,775
GEICO $4,241 $3,620 $3,325
Liberty Mutual $9,577 $5,873 $4,593
Nationwide $4,425 $3,503 $3,100
Progressive $4,082 $3,502 $3,267
State Farm $3,895 $2,336 $1,814
Travelers $3,447 $2,690 $1,967
USAA $4,217 $2,464 $2,031

Cheapest Mercer, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mercer, TN to rates for a clean record with top companies.

Annual Mercer, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,167 $4,962 $5,964 $4,754
Farmers $2,696 $3,323 $3,399 $3,185
GEICO $2,680 $3,626 $5,928 $2,680
Liberty Mutual $5,416 $7,814 $7,264 $6,230
Nationwide $3,173 $3,173 $4,795 $3,564
Progressive $3,188 $4,125 $3,396 $3,759
State Farm $2,447 $2,917 $2,682 $2,682
Travelers $2,194 $2,810 $3,105 $2,696
USAA $2,113 $3,161 $3,721 $2,620

Cheapest Mercer, TN Car Insurance for Teen Drivers

Teen car insurance in Mercer, TN can be expensive. Take a look at rates from the top car insurance companies in Mercer for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mercer, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,737 $11,676
Farmers $6,778 $7,223
GEICO $7,317 $7,489
Liberty Mutual $16,069 $17,857
Nationwide $6,450 $8,350
Progressive $8,193 $9,244
State Farm $4,980 $6,237
Travelers $4,831 $5,964
USAA $5,804 $6,655

Cheapest Mercer, TN Car Insurance for Seniors

Take a look at Mercer, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mercer, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,597 $2,697
Farmers $1,505 $1,648
GEICO $2,355 $2,355
Liberty Mutual $3,218 $3,598
Nationwide $2,099 $2,138
Progressive $1,524 $1,588
State Farm $1,478 $1,478
Travelers $1,598 $1,703
USAA $1,484 $1,490

Cheapest Mercer, TN Car Insurance Rates After a DUI

A DUI in Mercer, TN increases car insurance rates. Compare Mercer, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mercer, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,964
Farmers $3,399
GEICO $5,928
Liberty Mutual $7,264
Nationwide $4,795
Progressive $3,396
State Farm $2,682
Travelers $3,105
USAA $3,721

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Mercer, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mercer, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mercer, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,962 $4,962
Farmers $3,151 $3,151
GEICO $3,713 $3,745
Liberty Mutual $6,681 $6,681
Nationwide $3,676 $3,676
Progressive $3,617 $3,617
State Farm $2,618 $2,746
Travelers $2,595 $2,807
USAA $2,821 $2,987

The Best Cheap Car Insurance Companies in Mercer, TN

Take a look at a side-by-side comparison of the top car insurance companies in Mercer, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mercer, Tennessee

Insurance Company Average Annual Rates
Allstate $4,962
Farmers $3,151
GEICO $3,729
Liberty Mutual $6,681
Nationwide $3,676
Progressive $3,617
State Farm $2,682
Travelers $2,701
USAA $2,904

Category Winners: Cheapest Car Insurance in Mercer, Tennessee

Find the cheapest car insurance companies in Mercer, TN for each category right here.

Best Annual Car Insurance Rates by Company in Mercer, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Mercer, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mercer car insurance rates. Find the cheapest Mercer, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mercer, Tennessee

Insurance Company Low Medium High
Allstate $4,772 $4,949 $5,164
Farmers $2,979 $3,138 $3,337
GEICO $3,565 $3,721 $3,900
Liberty Mutual $6,387 $6,680 $6,976
Nationwide $3,711 $3,598 $3,719
Progressive $3,417 $3,616 $3,818
State Farm $2,529 $2,695 $2,822
Travelers $2,543 $2,699 $2,862
USAA $2,809 $2,893 $3,009

Compare Car Insurance Quotes in Mercer, TN

Ready to find affordable Mercer, Tennessee car insurance today? Enter your ZIP code for fast, free Mercer, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption