Compare Mercer, WI Car Insurance Rates (2021)

Car insurance in Mercer, WI averages $257 a month. Mercer, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Mercer car insurance rates, compare quotes from the top car insurance companies in Mercer, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mercer, WI after a DUI are $3,428/year
  • The cheapest car insurance company in Mercer is American Family
  • Average car insurance rates in Mercer, WI are $3,083/year

If you need to buy Mercer, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Mercer, WI is right here.

You’ll find Mercer car insurance rates, the cheapest Mercer, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Mercer, Wisconsin car insurance rates to Madison car insurance rates, La Crosse car insurance rates, and Kenosha car insurance rates.

Ready to find affordable Mercer, WI car insurance today? Enter your ZIP code for fast, free Mercer car insurance quotes.

Cheapest Mercer, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mercer, WI car insurance rates? Every Mercer, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mercer, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,520 $2,671 $2,307 $2,558 $7,773 $9,965 $2,583 $2,817
American Family $1,003 $1,052 $930 $942 $2,671 $2,961 $1,175 $1,254
Farmers $1,902 $1,904 $1,689 $1,780 $8,722 $9,042 $2,169 $2,292
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,866 $2,043 $1,511 $1,719 $5,928 $6,655 $1,987 $2,165
Nationwide $4,277 $4,511 $3,514 $3,713 $8,462 $12,896 $5,179 $6,212
Progressive $1,614 $1,548 $1,321 $1,371 $5,969 $6,750 $1,944 $2,117
State Farm $1,365 $1,365 $1,197 $1,197 $3,687 $4,673 $1,534 $1,751
USAA $1,389 $1,392 $1,250 $1,282 $3,451 $4,024 $1,812 $2,000

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Minimum Car Insurance in Mercer, WI

Every driver must carry the minimum car insurance in Mercer, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Mercer, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mercer, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mercer, WI. Compare credit history car insurance rates in Mercer from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mercer, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,461 $3,748 $3,240
American Family $2,004 $1,322 $1,169
Farmers $4,179 $3,518 $3,366
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,322 $2,588 $2,042
Nationwide $6,854 $5,717 $5,717
Progressive $3,233 $2,726 $2,528
State Farm $3,127 $1,795 $1,367
USAA $3,212 $1,678 $1,336

Cheapest Mercer, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mercer, WI to rates for a clean record with top companies.

Annual Mercer, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,414 $4,664 $4,330 $4,190
American Family $1,434 $1,520 $1,520 $1,520
Farmers $3,222 $4,053 $3,827 $3,648
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,290 $3,227 $3,369 $3,052
Nationwide $5,153 $5,961 $7,307 $5,961
Progressive $2,595 $3,128 $2,688 $2,906
State Farm $1,941 $2,251 $2,096 $2,096
USAA $1,631 $2,045 $2,767 $1,857

Cheapest Mercer, WI Car Insurance for Teen Drivers

Teen car insurance in Mercer, WI can be expensive. Take a look at rates from the top car insurance companies in Mercer for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mercer, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,773 $9,965
American Family $2,671 $2,961
Farmers $8,722 $9,042
GEICO $4,697 $5,064
Liberty Mutual $5,928 $6,655
Nationwide $8,462 $12,896
Progressive $5,969 $6,750
State Farm $3,687 $4,673
USAA $3,451 $4,024

Cheapest Mercer, WI Car Insurance for Seniors

Take a look at Mercer, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mercer, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,307 $2,558
American Family $930 $942
Farmers $1,689 $1,780
GEICO $1,472 $1,670
Liberty Mutual $1,511 $1,719
Nationwide $3,514 $3,713
Progressive $1,321 $1,371
State Farm $1,197 $1,197
USAA $1,250 $1,282

Cheapest Mercer, WI Car Insurance Rates After a DUI

A DUI in Mercer, WI increases car insurance rates. Compare Mercer, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mercer, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,330
American Family $1,520
Farmers $3,827
GEICO $2,949
Liberty Mutual $3,369
Nationwide $7,307
Progressive $2,688
State Farm $2,096
USAA $2,767

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Cheapest Mercer, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mercer, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mercer, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,049 $4,250
American Family $1,473 $1,523
Farmers $3,688 $3,688
GEICO $2,281 $2,384
Liberty Mutual $2,984 $2,984
Nationwide $6,096 $6,096
Progressive $2,829 $2,829
State Farm $2,046 $2,146
USAA $2,048 $2,102

The Best Cheap Car Insurance Companies in Mercer, WI

Take a look at a side-by-side comparison of the top car insurance companies in Mercer, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mercer, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,149
American Family $1,498
Farmers $3,688
GEICO $2,333
Liberty Mutual $2,984
Nationwide $6,096
Progressive $2,829
State Farm $2,096
USAA $2,075

Category Winners: Cheapest Car Insurance in Mercer, Wisconsin

Find the cheapest car insurance companies in Mercer, WI for each category right here.

Best Annual Car Insurance Rates by Company in Mercer, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Mercer, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mercer car insurance rates. Find the cheapest Mercer, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mercer, Wisconsin

Insurance Company Low Medium High
Allstate $3,988 $4,140 $4,320
American Family $1,486 $1,511 $1,497
Farmers $3,443 $3,661 $3,958
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,769 $3,009 $3,175
Nationwide $5,950 $6,094 $6,243
Progressive $2,695 $2,847 $2,945
State Farm $2,005 $2,100 $2,183
USAA $2,006 $2,076 $2,142

What affects car insurance rates in Mercer, Wisconsin?

What factors can have an impact on Mercer, WI car insurance? There are several reasons why Mercer car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mercer, Wisconsin.

Commute Time in Mercer

The more time you spend in your car the higher the risk of an accident. The average commute length in Mercer, WI is 22.2 minutes according to City-Data.

Compare Car Insurance Quotes in Mercer, WI

Ready to find affordable Mercer, Wisconsin car insurance today? Enter your ZIP code for fast, free Mercer, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State