Compare Mercersburg, PA Car Insurance Rates (2021)

Car insurance in Mercersburg, PA averages $290 a month. Mercersburg, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Mercersburg car insurance rates, compare quotes from the top car insurance companies in Mercersburg, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mercersburg, PA after a DUI are $3,792/year
  • The cheapest car insurance company in Mercersburg is USAA
  • Average car insurance rates in Mercersburg, PA are $3,486/year

If you need to buy Mercersburg, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Mercersburg, PA is right here.

You’ll find Mercersburg car insurance rates, the cheapest Mercersburg, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Mercersburg, Pennsylvania car insurance rates to Reading car insurance rates, Pittsburgh car insurance rates, and York car insurance rates.

Ready to find affordable Mercersburg, PA car insurance today? Enter your ZIP code for fast, free Mercersburg car insurance quotes.

Cheapest Mercersburg, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mercersburg, PA car insurance rates? Every Mercersburg, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mercersburg, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,087 $2,087 $1,920 $1,920 $6,777 $6,777 $2,299 $2,299
GEICO $1,686 $1,461 $1,598 $1,386 $4,250 $3,689 $1,693 $1,468
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,850 $1,850 $1,747 $1,747 $5,189 $5,189 $2,072 $2,072
Progressive $3,016 $3,016 $2,688 $2,688 $9,489 $9,489 $3,866 $3,866
State Farm $1,591 $1,591 $1,402 $1,402 $5,678 $5,678 $1,754 $1,754
Travelers $1,383 $1,383 $1,486 $1,486 $19,470 $19,470 $1,666 $1,666
USAA $988 $988 $894 $894 $2,977 $2,977 $1,304 $1,304

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Minimum Car Insurance in Mercersburg, PA

Every driver must carry the minimum car insurance in Mercersburg, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Mercersburg, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Mercersburg, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mercersburg, PA. Compare credit history car insurance rates in Mercersburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mercersburg, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,192 $3,111 $2,509
GEICO $3,224 $1,824 $1,414
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $3,186 $2,618 $2,339
Progressive $6,324 $4,422 $3,548
State Farm $3,712 $2,296 $1,811
Travelers $6,529 $5,896 $5,578
USAA $1,914 $1,434 $1,275

Cheapest Mercersburg, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mercersburg, PA to rates for a clean record with top companies.

Annual Mercersburg, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,136 $3,676 $3,136 $3,136
GEICO $1,587 $2,728 $2,115 $2,185
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,955 $2,614 $3,660 $2,629
Progressive $4,328 $5,941 $4,448 $4,341
State Farm $2,388 $2,825 $2,606 $2,606
Travelers $4,266 $6,063 $7,612 $6,063
USAA $1,242 $1,712 $1,823 $1,386

Cheapest Mercersburg, PA Car Insurance for Teen Drivers

Teen car insurance in Mercersburg, PA can be expensive. Take a look at rates from the top car insurance companies in Mercersburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mercersburg, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,777 $6,777
GEICO $4,250 $3,689
Liberty Mutual $9,227 $9,227
Nationwide $5,189 $5,189
Progressive $9,489 $9,489
State Farm $5,678 $5,678
Travelers $19,470 $19,470
USAA $2,977 $2,977

Cheapest Mercersburg, PA Car Insurance for Seniors

Take a look at Mercersburg, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mercersburg, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,920
GEICO $1,598 $1,386
Liberty Mutual $2,912 $2,912
Nationwide $1,747 $1,747
Progressive $2,688 $2,688
State Farm $1,402 $1,402
Travelers $1,486 $1,486
USAA $894 $894

Cheapest Mercersburg, PA Car Insurance Rates After a DUI

A DUI in Mercersburg, PA increases car insurance rates. Compare Mercersburg, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mercersburg, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,136
GEICO $2,115
Liberty Mutual $4,938
Nationwide $3,660
Progressive $4,448
State Farm $2,606
Travelers $7,612
USAA $1,823

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Cheapest Mercersburg, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mercersburg, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mercersburg, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,207 $3,334
GEICO $2,120 $2,187
Liberty Mutual $4,712 $4,958
Nationwide $2,714 $2,714
Progressive $4,765 $4,765
State Farm $2,530 $2,683
Travelers $6,001 $6,001
USAA $1,497 $1,584

The Best Cheap Car Insurance Companies in Mercersburg, PA

Take a look at a side-by-side comparison of the top car insurance companies in Mercersburg, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mercersburg, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,271
GEICO $2,154
Liberty Mutual $4,835
Nationwide $2,714
Progressive $4,765
State Farm $2,607
Travelers $6,001
USAA $1,541

Category Winners: Cheapest Car Insurance in Mercersburg, Pennsylvania

Find the cheapest car insurance companies in Mercersburg, PA for each category right here.

Best Annual Car Insurance Rates by Company in Mercersburg, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Mercersburg, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mercersburg car insurance rates. Find the cheapest Mercersburg, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mercersburg, Pennsylvania

Insurance Company Low Medium High
Allstate $3,145 $3,288 $3,379
GEICO $1,963 $2,175 $2,323
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,749 $2,746 $2,648
Progressive $4,403 $4,800 $5,092
State Farm $2,441 $2,642 $2,737
Travelers $6,132 $5,992 $5,879
USAA $1,434 $1,555 $1,634

What affects car insurance rates in Mercersburg, Pennsylvania?

What factors can have an impact on Mercersburg, PA car insurance? There are several reasons why Mercersburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mercersburg, Pennsylvania.

Commute Time in Mercersburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Mercersburg, PA is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Mercersburg, PA

Ready to find affordable Mercersburg, Pennsylvania car insurance today? Enter your ZIP code for fast, free Mercersburg, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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