Compare Merchantville, NJ Car Insurance Rates (2021)

Car insurance in Merchantville, NJ averages $508 a month. Merchantville, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Merchantville car insurance rates, compare quotes from the top car insurance companies in Merchantville, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Merchantville is GEICO
  • Average car insurance rates in Merchantville, NJ are $6,097/year
  • The cheapest car insurance company in Merchantville for teen drivers is GEICO

If you need to buy Merchantville, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Merchantville, NJ is right here.

You’ll find Merchantville car insurance rates, the cheapest Merchantville, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Merchantville, New Jersey car insurance rates to Jersey City car insurance rates, Bayonne car insurance rates, and Newark car insurance rates.

Ready to find affordable Merchantville, NJ car insurance today? Enter your ZIP code for fast, free Merchantville car insurance quotes.

Cheapest Merchantville, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Merchantville, NJ car insurance rates? Every Merchantville, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Merchantville, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,895 $3,877 $3,814 $3,814 $12,093 $14,379 $4,621 $4,651
Farmers $5,786 $5,843 $5,654 $5,496 $16,711 $19,201 $6,848 $6,865
GEICO $2,296 $2,262 $2,250 $2,250 $4,174 $4,098 $2,653 $2,544
Liberty Mutual $4,818 $4,818 $5,293 $5,293 $12,499 $14,186 $5,293 $6,077
Progressive $2,455 $2,249 $2,210 $2,293 $11,183 $12,114 $2,900 $2,709
State Farm $4,693 $4,693 $4,266 $4,266 $15,537 $19,928 $5,362 $5,986
Travelers $3,307 $3,175 $3,061 $3,068 $7,268 $8,063 $3,182 $3,121

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Minimum Car Insurance in Merchantville, NJ

Every driver must carry the minimum car insurance in Merchantville, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Merchantville, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Merchantville, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Merchantville, NJ. Compare credit history car insurance rates in Merchantville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Merchantville, New Jersey

Insurance Company Poor Fair Good
Allstate $9,017 $5,690 $4,471
Farmers $10,912 $8,363 $7,876
GEICO $4,242 $2,439 $1,767
Liberty Mutual $9,238 $6,843 $5,772
Progressive $5,366 $4,653 $4,274
State Farm $11,715 $7,059 $5,500
Travelers $5,800 $4,210 $2,832

Cheapest Merchantville, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Merchantville, NJ to rates for a clean record with top companies.

Annual Merchantville, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,784 $8,008 $6,950 $5,830
Farmers $7,040 $11,906 $9,715 $7,542
GEICO $2,189 $2,880 $4,006 $2,189
Liberty Mutual $6,995 $8,010 $7,139 $6,995
Progressive $4,051 $5,545 $4,690 $4,772
State Farm $4,390 $8,008 $12,874 $7,093
Travelers $3,283 $4,924 $4,722 $4,194

Cheapest Merchantville, NJ Car Insurance for Teen Drivers

Teen car insurance in Merchantville, NJ can be expensive. Take a look at rates from the top car insurance companies in Merchantville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Merchantville, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,093 $14,379
Farmers $16,711 $19,201
GEICO $4,174 $4,098
Liberty Mutual $12,499 $14,186
Progressive $11,183 $12,114
State Farm $15,537 $19,928
Travelers $7,268 $8,063

Cheapest Merchantville, NJ Car Insurance for Seniors

Take a look at Merchantville, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Merchantville, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,814 $3,814
Farmers $5,654 $5,496
GEICO $2,250 $2,250
Liberty Mutual $5,293 $5,293
Progressive $2,210 $2,293
State Farm $4,266 $4,266
Travelers $3,061 $3,068

Cheapest Merchantville, NJ Car Insurance Rates After a DUI

A DUI in Merchantville, NJ increases car insurance rates. Compare Merchantville, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Merchantville, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,950
Farmers $9,715
GEICO $4,006
Liberty Mutual $7,139
Progressive $4,690
State Farm $12,874
Travelers $4,722

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Cheapest Merchantville, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Merchantville, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Merchantville, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,381 $6,405
Farmers $9,051 $9,051
GEICO $2,792 $2,840
Liberty Mutual $7,214 $7,356
Progressive $4,764 $4,764
State Farm $7,877 $8,306
Travelers $4,281 $4,281

The Best Cheap Car Insurance Companies in Merchantville, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Merchantville, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Merchantville, New Jersey

Insurance Company Average Annual Rates
Allstate $6,393
Farmers $9,051
GEICO $2,816
Liberty Mutual $7,285
Progressive $4,764
State Farm $8,091
Travelers $4,281

Category Winners: Cheapest Car Insurance in Merchantville, New Jersey

Find the cheapest car insurance companies in Merchantville, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Merchantville, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Merchantville, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Merchantville car insurance rates. Find the cheapest Merchantville, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Merchantville, New Jersey

Insurance Company Low Medium High
Allstate $5,823 $6,499 $6,857
Farmers $8,018 $8,955 $10,179
GEICO $2,511 $2,868 $3,068
Liberty Mutual $6,468 $7,515 $7,871
Progressive $4,275 $4,832 $5,186
State Farm $7,458 $8,208 $8,608
Travelers $3,933 $4,280 $4,629

What affects car insurance rates in Merchantville, New Jersey?

What factors can have an impact on Merchantville, NJ car insurance? There are several reasons why Merchantville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Merchantville, New Jersey.

Commute Time in Merchantville

The more time you spend in your car the higher the risk of an accident. The average commute length in Merchantville, NJ is 29.3 minutes according to City-Data.

Compare Car Insurance Quotes in Merchantville, NJ

Ready to find affordable Merchantville, New Jersey car insurance today? Enter your ZIP code for fast, free Merchantville, NJ car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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