Compare Meridian, ID Car Insurance Rates (2021)

Car insurance in Meridian, ID averages $220 a month. Meridian, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Meridian car insurance rates, compare quotes from the top car insurance companies in Meridian, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Meridian is USAA
  • Average car insurance rates in Meridian, ID after a DUI are $3,276/year
  • The cheapest ZIP code in Meridian is 83646

If you need to buy Meridian, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Meridian, ID is right here.

You’ll find Meridian car insurance rates, the cheapest Meridian, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Meridian, Idaho car insurance rates to Idaho Falls car insurance rates, Meridian car insurance rates, and Caldwell car insurance rates.

Ready to find affordable Meridian, ID car insurance today? Enter your ZIP code for fast, free Meridian car insurance quotes.

Cheapest Meridian, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Meridian, ID car insurance rates? Every Meridian, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Meridian, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,082 $2,060 $1,830 $1,896 $7,862 $9,107 $2,296 $2,410
American Family $1,912 $1,912 $1,693 $1,693 $6,990 $9,030 $1,912 $2,366
Farmers $1,359 $1,348 $1,197 $1,274 $6,804 $7,036 $1,556 $1,622
GEICO $1,719 $1,695 $1,634 $1,587 $3,779 $4,688 $2,374 $1,795
Liberty Mutual $1,316 $1,419 $1,057 $1,185 $4,553 $5,068 $1,392 $1,460
Nationwide $1,741 $1,773 $1,578 $1,668 $4,407 $5,383 $2,054 $2,207
State Farm $1,090 $1,090 $995 $995 $3,375 $4,263 $1,233 $1,415
Travelers $1,279 $1,297 $1,300 $1,294 $6,579 $10,509 $1,362 $1,529
USAA $996 $982 $987 $966 $3,305 $3,704 $1,317 $1,406

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Minimum Car Insurance in Meridian, ID

Every driver must carry the minimum car insurance in Meridian, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Meridian, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Meridian, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Meridian, ID. Compare credit history car insurance rates in Meridian from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Meridian, Idaho

Insurance Company Poor Fair Good
Allstate $4,872 $3,311 $2,896
American Family $4,428 $3,174 $2,714
Farmers $3,121 $2,661 $2,541
GEICO $2,927 $2,339 $1,960
Liberty Mutual $3,092 $1,926 $1,525
Nationwide $3,092 $2,513 $2,200
State Farm $2,538 $1,605 $1,278
Travelers $3,590 $3,031 $2,809
USAA $2,459 $1,469 $1,196

Cheapest Meridian, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Meridian, ID to rates for a clean record with top companies.

Annual Meridian, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,033 $3,829 $4,296 $3,614
American Family $2,701 $3,831 $4,151 $3,071
Farmers $2,414 $3,070 $2,888 $2,726
GEICO $1,493 $2,366 $3,283 $2,493
Liberty Mutual $1,814 $2,279 $2,330 $2,302
Nationwide $2,008 $2,582 $3,570 $2,245
State Farm $1,640 $1,974 $1,807 $1,807
Travelers $1,923 $2,761 $4,789 $3,100
USAA $1,225 $1,754 $2,367 $1,485

Cheapest Meridian, ID Car Insurance for Teen Drivers

Teen car insurance in Meridian, ID can be expensive. Take a look at rates from the top car insurance companies in Meridian for teenagers.

Annual Car Insurance Rates for Teen Drivers in Meridian, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,862 $9,107
American Family $6,990 $9,030
Farmers $6,804 $7,036
GEICO $3,779 $4,688
Liberty Mutual $4,553 $5,068
Nationwide $4,407 $5,383
State Farm $3,375 $4,263
Travelers $6,579 $10,509
USAA $3,305 $3,704

Cheapest Meridian, ID Car Insurance for Seniors

Take a look at Meridian, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Meridian, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,830 $1,896
American Family $1,693 $1,693
Farmers $1,197 $1,274
GEICO $1,634 $1,587
Liberty Mutual $1,057 $1,185
Nationwide $1,578 $1,668
State Farm $995 $995
Travelers $1,300 $1,294
USAA $987 $966

Cheapest Meridian, ID Car Insurance Rates After a DUI

A DUI in Meridian, ID increases car insurance rates. Compare Meridian, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Meridian, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,296
American Family $4,151
Farmers $2,888
GEICO $3,283
Liberty Mutual $2,330
Nationwide $3,570
State Farm $1,807
Travelers $4,789
USAA $2,367

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Cheapest Meridian, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Meridian, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Meridian, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,693 $3,693
American Family $3,367 $3,511
Farmers $2,774 $2,774
GEICO $2,368 $2,450
Liberty Mutual $2,181 $2,181
Nationwide $2,601 $2,601
State Farm $1,762 $1,853
Travelers $3,143 $3,143
USAA $1,688 $1,728

Cheapest Meridian, ID Car Insurance Rates by ZIP Code

Meridian car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Meridian, ID.

Annual Car Insurance Rates by ZIP Code in Meridian, Idaho

ZIP Code Average Annual Rates
83642 $2,642
83646 $2,637

The Best Cheap Car Insurance Companies in Meridian, ID

Take a look at a side-by-side comparison of the top car insurance companies in Meridian, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Meridian, Idaho

Insurance Company Average Annual Rates
Allstate $3,693
American Family $3,439
Farmers $2,774
GEICO $2,409
Liberty Mutual $2,181
Nationwide $2,601
State Farm $1,807
Travelers $3,143
USAA $1,708

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Category Winners: Cheapest Car Insurance in Meridian, Idaho

Find the cheapest car insurance companies in Meridian, ID for each category right here.

Best Annual Car Insurance Rates by Company in Meridian, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Meridian, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Meridian car insurance rates. Find the cheapest Meridian, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Meridian, Idaho

Insurance Company Low Medium High
Allstate $3,520 $3,684 $3,875
American Family $3,402 $3,609 $3,305
Farmers $2,612 $2,737 $2,974
GEICO $2,252 $2,404 $2,570
Liberty Mutual $2,037 $2,178 $2,329
Nationwide $2,534 $2,735 $2,535
State Farm $1,682 $1,813 $1,926
Travelers $3,059 $3,191 $3,179
USAA $1,640 $1,704 $1,780

What affects car insurance rates in Meridian, Idaho?

What factors can have an impact on Meridian, ID car insurance? There are several reasons why Meridian car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Meridian, Idaho.

Car Theft in Meridian

High levels of vehicle theft can make car insurance more expensive. Meridian, ID car theft statistics from the FBI indicate 48 vehicle thefts a year.

Commute Time in Meridian

The more time you spend in your car the higher the risk of an accident. The average commute length in Meridian, ID is 22.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Meridian, ID

Ready to find affordable Meridian, Idaho car insurance today? Enter your ZIP code for fast, free Meridian, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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