Compare Meridian, NY Car Insurance Rates (2021)

Car insurance in Meridian, NY averages $262 a month. Meridian, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Meridian car insurance rates, compare quotes from the top car insurance companies in Meridian, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Meridian is GEICO
  • The cheapest car insurance company in Meridian for teen drivers is GEICO
  • Average car insurance rates in Meridian, NY are $3,139/year

If you need to buy Meridian, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Meridian, NY is right here.

You’ll find Meridian car insurance rates, the cheapest Meridian, NY car insurance companies, and information on New York car insurance laws. You can also compare Meridian, New York car insurance rates to Syracuse car insurance rates, Schenectady car insurance rates, and Rochester car insurance rates.

Ready to find affordable Meridian, NY car insurance today? Enter your ZIP code for fast, free Meridian car insurance quotes.

Cheapest Meridian, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Meridian, NY car insurance rates? Every Meridian, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Meridian, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,401 $2,271 $2,244 $2,282 $6,883 $7,386 $2,405 $2,438
GEICO $1,273 $1,225 $1,236 $1,218 $2,624 $3,798 $1,149 $1,176
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,983 $1,983 $1,874 $1,874 $3,454 $5,122 $1,983 $2,511
Progressive $1,860 $1,737 $1,499 $1,513 $6,431 $7,174 $2,410 $2,341
State Farm $2,478 $2,478 $2,157 $2,157 $7,181 $9,231 $2,721 $2,856
Travelers $2,346 $2,365 $2,149 $2,302 $5,481 $6,509 $2,493 $2,597
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

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Minimum Car Insurance in Meridian, NY

Every driver must carry the minimum car insurance in Meridian, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Meridian, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Meridian, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Meridian, NY. Compare credit history car insurance rates in Meridian from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Meridian, New York

Insurance Company Poor Fair Good
Allstate $5,054 $2,978 $2,585
GEICO $2,145 $1,577 $1,415
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,598 $2,598 $2,598
Progressive $4,916 $2,562 $1,884
State Farm $5,518 $3,459 $2,744
Travelers $4,494 $2,857 $2,489
USAA $4,102 $2,062 $1,823

Cheapest Meridian, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Meridian, NY to rates for a clean record with top companies.

Annual Meridian, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,012 $3,012 $4,357 $3,775
GEICO $1,357 $1,478 $2,657 $1,357
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $1,996 $1,996 $4,360 $2,041
Progressive $3,036 $3,036 $3,357 $3,055
State Farm $3,724 $3,724 $4,090 $4,090
Travelers $2,802 $3,502 $3,554 $3,263
USAA $2,368 $2,406 $3,469 $2,406

Cheapest Meridian, NY Car Insurance for Teen Drivers

Teen car insurance in Meridian, NY can be expensive. Take a look at rates from the top car insurance companies in Meridian for teenagers.

Annual Car Insurance Rates for Teen Drivers in Meridian, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,883 $7,386
GEICO $2,624 $3,798
Liberty Mutual $6,046 $9,796
Nationwide $3,454 $5,122
Progressive $6,431 $7,174
State Farm $7,181 $9,231
Travelers $5,481 $6,509
USAA $5,556 $6,624

Cheapest Meridian, NY Car Insurance for Seniors

Take a look at Meridian, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Meridian, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,244 $2,282
GEICO $1,236 $1,218
Liberty Mutual $2,913 $2,913
Nationwide $1,874 $1,874
Progressive $1,499 $1,513
State Farm $2,157 $2,157
Travelers $2,149 $2,302
USAA $1,273 $1,277

Cheapest Meridian, NY Car Insurance Rates After a DUI

A DUI in Meridian, NY increases car insurance rates. Compare Meridian, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Meridian, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,357
GEICO $2,657
Liberty Mutual $6,837
Nationwide $4,360
Progressive $3,357
State Farm $4,090
Travelers $3,554
USAA $3,469

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Cheapest Meridian, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Meridian, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Meridian, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,491 $3,586
GEICO $1,663 $1,762
Liberty Mutual $4,176 $4,415
Nationwide $2,598 $2,598
Progressive $3,121 $3,121
State Farm $3,766 $4,048
Travelers $3,280 $3,280
USAA $2,636 $2,689

The Best Cheap Car Insurance Companies in Meridian, NY

Take a look at a side-by-side comparison of the top car insurance companies in Meridian, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Meridian, New York

Insurance Company Average Annual Rates
Allstate $3,539
GEICO $1,712
Liberty Mutual $4,295
Nationwide $2,598
Progressive $3,121
State Farm $3,907
Travelers $3,280
USAA $2,662

Category Winners: Cheapest Car Insurance in Meridian, New York

Find the cheapest car insurance companies in Meridian, NY for each category right here.

Best Annual Car Insurance Rates by Company in Meridian, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Meridian, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Meridian car insurance rates. Find the cheapest Meridian, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Meridian, New York

Insurance Company Low Medium High
Allstate $3,356 $3,528 $3,733
GEICO $1,628 $1,707 $1,803
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,461 $2,579 $2,754
Progressive $2,979 $3,112 $3,271
State Farm $3,727 $3,928 $4,067
Travelers $3,130 $3,253 $3,458
USAA $2,588 $2,650 $2,748

What affects car insurance rates in Meridian, New York?

What factors can have an impact on Meridian, NY car insurance? There are several reasons why Meridian car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Meridian, New York.

Commute Time in Meridian

The more time you spend in your car the higher the risk of an accident. The average commute length in Meridian, NY is 22.5 minutes according to City-Data.

Compare Car Insurance Quotes in Meridian, NY

Ready to find affordable Meridian, New York car insurance today? Enter your ZIP code for fast, free Meridian, NY car insurance quotes.

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