Compare Meridian, TX Car Insurance Rates (2021)

Car insurance in Meridian, TX averages $288 a month. Meridian, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Meridian car insurance rates, compare quotes from the top car insurance companies in Meridian, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Meridian for teen drivers is USAA
  • The cheapest car insurance company in Meridian is USAA
  • Average car insurance rates in Meridian, TX are $3,452/year

If you need to buy Meridian, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Meridian, TX is right here.

You’ll find Meridian car insurance rates, the cheapest Meridian, TX car insurance companies, and information on Texas car insurance laws. You can also compare Meridian, Texas car insurance rates to Laredo car insurance rates, Dallas car insurance rates, and Austin car insurance rates.

Ready to find affordable Meridian, TX car insurance today? Enter your ZIP code for fast, free Meridian car insurance quotes.

Cheapest Meridian, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Meridian, TX car insurance rates? Every Meridian, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Meridian, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,257 $3,290 $3,216 $3,216 $8,522 $10,293 $4,026 $4,202
American Family $2,314 $2,564 $2,146 $2,446 $5,905 $7,718 $3,274 $3,720
GEICO $2,067 $2,210 $1,967 $2,194 $4,382 $4,579 $2,232 $2,246
Nationwide $2,297 $2,338 $2,028 $2,149 $6,517 $8,377 $2,698 $2,920
Progressive $2,178 $2,071 $1,949 $1,982 $9,242 $10,308 $2,582 $2,621
State Farm $1,898 $1,898 $1,681 $1,681 $4,410 $5,600 $2,054 $2,125
USAA $1,422 $1,435 $1,355 $1,350 $3,930 $4,294 $1,894 $2,041

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Minimum Car Insurance in Meridian, TX

Every driver must carry the minimum car insurance in Meridian, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Meridian, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Meridian, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Meridian, TX. Compare credit history car insurance rates in Meridian from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Meridian, Texas

Insurance Company Poor Fair Good
Allstate $6,355 $4,663 $3,990
American Family $5,186 $3,251 $2,846
GEICO $4,201 $2,394 $1,609
Nationwide $4,397 $3,531 $3,069
Progressive $4,618 $4,009 $3,723
State Farm $3,782 $2,351 $1,872
USAA $3,262 $1,876 $1,507

Cheapest Meridian, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Meridian, TX to rates for a clean record with top companies.

Annual Meridian, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,907 $5,965 $6,233 $3,907
American Family $3,442 $4,340 $3,821 $3,442
GEICO $2,327 $3,037 $2,582 $2,993
Nationwide $3,178 $3,178 $4,716 $3,591
Progressive $3,593 $4,649 $4,185 $4,039
State Farm $2,387 $2,717 $3,183 $2,387
USAA $1,658 $2,433 $2,868 $1,902

Cheapest Meridian, TX Car Insurance for Teen Drivers

Teen car insurance in Meridian, TX can be expensive. Take a look at rates from the top car insurance companies in Meridian for teenagers.

Annual Car Insurance Rates for Teen Drivers in Meridian, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,522 $10,293
American Family $5,905 $7,718
GEICO $4,382 $4,579
Nationwide $6,517 $8,377
Progressive $9,242 $10,308
State Farm $4,410 $5,600
USAA $3,930 $4,294

Cheapest Meridian, TX Car Insurance for Seniors

Take a look at Meridian, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Meridian, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,216 $3,216
American Family $2,146 $2,446
GEICO $1,967 $2,194
Nationwide $2,028 $2,149
Progressive $1,949 $1,982
State Farm $1,681 $1,681
USAA $1,355 $1,350

Cheapest Meridian, TX Car Insurance Rates After a DUI

A DUI in Meridian, TX increases car insurance rates. Compare Meridian, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Meridian, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,233
American Family $3,821
GEICO $2,582
Nationwide $4,716
Progressive $4,185
State Farm $3,183
USAA $2,868

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Cheapest Meridian, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Meridian, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Meridian, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,887 $5,118
American Family $3,761 $3,761
GEICO $2,682 $2,787
Nationwide $3,665 $3,665
Progressive $4,117 $4,117
State Farm $2,668 $2,668
USAA $2,187 $2,243

The Best Cheap Car Insurance Companies in Meridian, TX

Take a look at a side-by-side comparison of the top car insurance companies in Meridian, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Meridian, Texas

Insurance Company Average Annual Rates
Allstate $5,003
American Family $3,761
GEICO $2,735
Nationwide $3,665
Progressive $4,117
State Farm $2,668
USAA $2,215

Category Winners: Cheapest Car Insurance in Meridian, Texas

Find the cheapest car insurance companies in Meridian, TX for each category right here.

Best Annual Car Insurance Rates by Company in Meridian, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Meridian, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Meridian car insurance rates. Find the cheapest Meridian, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Meridian, Texas

Insurance Company Low Medium High
Allstate $4,888 $4,960 $5,161
American Family $3,501 $3,625 $4,157
GEICO $2,611 $2,705 $2,888
Nationwide $3,964 $3,507 $3,525
Progressive $3,929 $4,099 $4,321
State Farm $2,549 $2,662 $2,795
USAA $2,147 $2,207 $2,291

What affects car insurance rates in Meridian, Texas?

What factors can have an impact on Meridian, TX car insurance? There are several reasons why Meridian car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Meridian, Texas.

Commute Time in Meridian

The more time you spend in your car the higher the risk of an accident. The average commute length in Meridian, TX is 19.9 minutes according to City-Data.

Compare Car Insurance Quotes in Meridian, TX

Ready to find affordable Meridian, Texas car insurance today? Enter your ZIP code for fast, free Meridian, TX car insurance quotes.

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