Compare Merit, TX Car Insurance Rates (2021)

Car insurance in Merit, TX averages $304 a month. Merit, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Merit car insurance rates, compare quotes from the top car insurance companies in Merit, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Merit is USAA
  • Average car insurance rates in Merit, TX are $3,648/year
  • The cheapest car insurance company in Merit for teen drivers is USAA

If you need to buy Merit, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Merit, TX is right here.

You’ll find Merit car insurance rates, the cheapest Merit, TX car insurance companies, and information on Texas car insurance laws. You can also compare Merit, Texas car insurance rates to Arlington car insurance rates, Dallas car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Merit, TX car insurance today? Enter your ZIP code for fast, free Merit car insurance quotes.

Cheapest Merit, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Merit, TX car insurance rates? Every Merit, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Merit, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,457 $3,481 $3,411 $3,411 $9,217 $11,111 $4,273 $4,442
American Family $2,363 $2,615 $2,183 $2,485 $5,988 $7,851 $3,335 $3,795
GEICO $2,486 $2,685 $2,386 $2,715 $5,491 $5,695 $2,698 $2,693
Nationwide $2,268 $2,304 $2,010 $2,124 $6,366 $8,151 $2,659 $2,871
Progressive $2,248 $2,139 $2,004 $2,040 $9,325 $10,416 $2,661 $2,701
State Farm $1,932 $1,932 $1,718 $1,718 $4,599 $5,857 $2,099 $2,165
USAA $1,569 $1,579 $1,497 $1,487 $4,414 $4,811 $2,093 $2,248

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Minimum Car Insurance in Merit, TX

Every driver must carry the minimum car insurance in Merit, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Merit, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Merit, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Merit, TX. Compare credit history car insurance rates in Merit from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Merit, Texas

Insurance Company Poor Fair Good
Allstate $6,794 $4,985 $4,272
American Family $5,294 $3,300 $2,888
GEICO $5,183 $2,932 $1,954
Nationwide $4,312 $3,463 $3,008
Progressive $4,722 $4,077 $3,776
State Farm $3,899 $2,426 $1,933
USAA $3,622 $2,087 $1,678

Cheapest Merit, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Merit, TX to rates for a clean record with top companies.

Annual Merit, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,129 $6,432 $6,711 $4,129
American Family $3,501 $4,420 $3,887 $3,501
GEICO $2,847 $3,765 $3,143 $3,670
Nationwide $3,125 $3,125 $4,603 $3,523
Progressive $3,658 $4,723 $4,271 $4,114
State Farm $2,449 $2,805 $3,307 $2,449
USAA $1,836 $2,707 $3,198 $2,107

Cheapest Merit, TX Car Insurance for Teen Drivers

Teen car insurance in Merit, TX can be expensive. Take a look at rates from the top car insurance companies in Merit for teenagers.

Annual Car Insurance Rates for Teen Drivers in Merit, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,217 $11,111
American Family $5,988 $7,851
GEICO $5,491 $5,695
Nationwide $6,366 $8,151
Progressive $9,325 $10,416
State Farm $4,599 $5,857
USAA $4,414 $4,811

Cheapest Merit, TX Car Insurance for Seniors

Take a look at Merit, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Merit, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,411 $3,411
American Family $2,183 $2,485
GEICO $2,386 $2,715
Nationwide $2,010 $2,124
Progressive $2,004 $2,040
State Farm $1,718 $1,718
USAA $1,497 $1,487

Cheapest Merit, TX Car Insurance Rates After a DUI

A DUI in Merit, TX increases car insurance rates. Compare Merit, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Merit, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,711
American Family $3,887
GEICO $3,143
Nationwide $4,603
Progressive $4,271
State Farm $3,307
USAA $3,198

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Cheapest Merit, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Merit, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Merit, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,217 $5,484
American Family $3,827 $3,827
GEICO $3,292 $3,420
Nationwide $3,594 $3,594
Progressive $4,192 $4,192
State Farm $2,752 $2,752
USAA $2,431 $2,493

The Best Cheap Car Insurance Companies in Merit, TX

Take a look at a side-by-side comparison of the top car insurance companies in Merit, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Merit, Texas

Insurance Company Average Annual Rates
Allstate $5,350
American Family $3,827
GEICO $3,356
Nationwide $3,594
Progressive $4,192
State Farm $2,752
USAA $2,462

Category Winners: Cheapest Car Insurance in Merit, Texas

Find the cheapest car insurance companies in Merit, TX for each category right here.

Best Annual Car Insurance Rates by Company in Merit, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Merit, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Merit car insurance rates. Find the cheapest Merit, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Merit, Texas

Insurance Company Low Medium High
Allstate $5,229 $5,305 $5,516
American Family $3,574 $3,693 $4,214
GEICO $3,178 $3,315 $3,576
Nationwide $3,859 $3,443 $3,482
Progressive $3,975 $4,172 $4,428
State Farm $2,615 $2,744 $2,899
USAA $2,383 $2,453 $2,551

Compare Car Insurance Quotes in Merit, TX

Ready to find affordable Merit, Texas car insurance today? Enter your ZIP code for fast, free Merit, TX car insurance quotes.

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