Compare Merom, IN Car Insurance Rates (2021)

Car insurance in Merom, IN averages $281 a month. Merom, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Merom car insurance rates, compare quotes from the top car insurance companies in Merom, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Merom for teen drivers is USAA
  • Average car insurance rates in Merom, IN after a DUI are $3,995/year
  • The cheapest car insurance company in Merom is USAA

If you need to buy Merom, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Merom, IN is right here.

You’ll find Merom car insurance rates, the cheapest Merom, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Merom, Indiana car insurance rates to Carmel car insurance rates, Gary car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Merom, IN car insurance today? Enter your ZIP code for fast, free Merom car insurance quotes.

Cheapest Merom, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Merom, IN car insurance rates? Every Merom, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Merom, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,548 $2,619 $2,227 $2,444 $7,616 $9,622 $2,608 $2,828
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,504 $1,484 $1,288 $1,446 $8,002 $8,518 $1,975 $2,137
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,665 $1,706 $1,458 $1,560 $4,822 $6,279 $1,950 $2,136
Progressive $1,755 $1,664 $1,583 $1,595 $10,217 $11,525 $2,205 $2,261
State Farm $1,620 $1,620 $1,427 $1,427 $4,678 $6,022 $1,784 $1,982
Travelers $1,266 $1,288 $1,185 $1,186 $7,890 $12,515 $1,338 $1,549
USAA $992 $981 $915 $929 $2,703 $3,041 $1,343 $1,447

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Minimum Car Insurance in Merom, IN

Every driver must carry the minimum car insurance in Merom, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Merom, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Merom, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Merom, IN. Compare credit history car insurance rates in Merom from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Merom, Indiana

Insurance Company Poor Fair Good
Allstate $5,057 $3,736 $3,398
American Family $5,078 $3,306 $2,769
Farmers $3,848 $3,133 $2,902
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,071 $2,595 $2,425
Progressive $4,532 $4,001 $3,768
State Farm $3,746 $2,233 $1,731
Travelers $3,927 $3,328 $3,326
USAA $2,090 $1,371 $1,172

Cheapest Merom, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Merom, IN to rates for a clean record with top companies.

Annual Merom, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,261 $4,768 $4,375 $3,852
American Family $2,562 $4,085 $5,171 $3,052
Farmers $2,946 $3,438 $3,540 $3,254
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,317 $2,992 $2,868 $2,612
Progressive $3,073 $5,369 $3,674 $4,286
State Farm $2,514 $2,739 $2,514 $2,514
Travelers $2,996 $3,702 $4,196 $3,215
USAA $1,170 $1,656 $1,901 $1,448

Cheapest Merom, IN Car Insurance for Teen Drivers

Teen car insurance in Merom, IN can be expensive. Take a look at rates from the top car insurance companies in Merom for teenagers.

Annual Car Insurance Rates for Teen Drivers in Merom, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,616 $9,622
American Family $6,331 $9,225
Farmers $8,002 $8,518
GEICO $4,612 $4,309
Liberty Mutual $8,901 $13,457
Nationwide $4,822 $6,279
Progressive $10,217 $11,525
State Farm $4,678 $6,022
Travelers $7,890 $12,515
USAA $2,703 $3,041

Cheapest Merom, IN Car Insurance for Seniors

Take a look at Merom, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Merom, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,227 $2,444
American Family $2,107 $2,107
Farmers $1,288 $1,446
GEICO $1,463 $1,503
Liberty Mutual $3,718 $3,718
Nationwide $1,458 $1,560
Progressive $1,583 $1,595
State Farm $1,427 $1,427
Travelers $1,185 $1,186
USAA $915 $929

Cheapest Merom, IN Car Insurance Rates After a DUI

A DUI in Merom, IN increases car insurance rates. Compare Merom, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Merom, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,375
American Family $5,171
Farmers $3,540
GEICO $3,208
Liberty Mutual $8,508
Nationwide $2,868
Progressive $3,674
State Farm $2,514
Travelers $4,196
USAA $1,901

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Cheapest Merom, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Merom, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Merom, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,064 $4,064
American Family $3,673 $3,762
Farmers $3,294 $3,294
GEICO $2,264 $2,346
Liberty Mutual $5,779 $6,096
Nationwide $2,697 $2,697
Progressive $4,101 $4,101
State Farm $2,496 $2,644
Travelers $3,527 $3,527
USAA $1,523 $1,565

The Best Cheap Car Insurance Companies in Merom, IN

Take a look at a side-by-side comparison of the top car insurance companies in Merom, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Merom, Indiana

Insurance Company Average Annual Rates
Allstate $4,064
American Family $3,717
Farmers $3,294
GEICO $2,305
Liberty Mutual $5,937
Nationwide $2,697
Progressive $4,101
State Farm $2,570
Travelers $3,527
USAA $1,544

Category Winners: Cheapest Car Insurance in Merom, Indiana

Find the cheapest car insurance companies in Merom, IN for each category right here.

Best Annual Car Insurance Rates by Company in Merom, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Merom, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Merom car insurance rates. Find the cheapest Merom, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Merom, Indiana

Insurance Company Low Medium High
Allstate $3,854 $4,048 $4,290
American Family $3,702 $3,842 $3,608
Farmers $3,178 $3,286 $3,419
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,741 $2,675 $2,675
Progressive $3,890 $4,041 $4,371
State Farm $2,463 $2,569 $2,678
Travelers $3,450 $3,560 $3,571
USAA $1,497 $1,541 $1,595

What affects car insurance rates in Merom, Indiana?

What factors can have an impact on Merom, IN car insurance? There are several reasons why Merom car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Merom, Indiana.

Commute Time in Merom

The more time you spend in your car the higher the risk of an accident. The average commute length in Merom, IN is 31.7 minutes according to City-Data.

Compare Car Insurance Quotes in Merom, IN

Ready to find affordable Merom, Indiana car insurance today? Enter your ZIP code for fast, free Merom, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State