Compare Merriam, KS Car Insurance Rates (2021)

Car insurance in Merriam, KS averages $279 a month. Merriam, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Merriam car insurance rates, compare quotes from the top car insurance companies in Merriam, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Merriam for teen drivers is American Family
  • Average car insurance rates in Merriam, KS after a DUI are $4,019/year
  • Average car insurance rates in Merriam, KS are $3,352/year

If you need to buy Merriam, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Merriam, KS is right here.

You’ll find Merriam car insurance rates, the cheapest Merriam, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Merriam, Kansas car insurance rates to Lawrence car insurance rates, Lenexa car insurance rates, and Topeka car insurance rates.

Ready to find affordable Merriam, KS car insurance today? Enter your ZIP code for fast, free Merriam car insurance quotes.

Cheapest Merriam, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Merriam, KS car insurance rates? Every Merriam, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Merriam, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,368 $2,241 $2,301 $7,373 $8,362 $2,483 $2,548
American Family $1,633 $1,633 $1,477 $1,477 $3,263 $3,940 $1,633 $1,845
Farmers $2,525 $2,492 $2,244 $2,358 $7,581 $7,840 $2,870 $3,002
GEICO $2,267 $2,213 $2,298 $2,139 $4,416 $5,974 $2,727 $1,907
Liberty Mutual $2,135 $2,299 $2,110 $2,358 $11,151 $12,443 $2,267 $2,431
Nationwide $1,746 $1,784 $1,567 $1,674 $4,031 $4,884 $2,089 $2,217
Progressive $2,306 $2,162 $1,868 $1,954 $9,226 $10,376 $2,734 $2,946
State Farm $1,681 $1,681 $1,512 $1,512 $5,060 $6,379 $1,903 $2,179
Travelers $2,112 $2,141 $2,110 $2,123 $9,201 $14,413 $2,179 $2,492
USAA $1,190 $1,192 $1,108 $1,094 $4,437 $4,587 $1,584 $1,620

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Minimum Car Insurance in Merriam, KS

Every driver must carry the minimum car insurance in Merriam, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Merriam, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Merriam, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Merriam, KS. Compare credit history car insurance rates in Merriam from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Merriam, Kansas

Insurance Company Poor Fair Good
Allstate $4,643 $3,565 $3,093
American Family $2,760 $1,947 $1,630
Farmers $4,511 $3,646 $3,435
GEICO $4,652 $2,459 $1,868
Liberty Mutual $4,649 $4,649 $4,649
Nationwide $2,739 $2,464 $2,294
Progressive $4,758 $4,058 $3,773
State Farm $3,987 $2,383 $1,845
Travelers $5,276 $4,339 $4,175
USAA $2,842 $1,894 $1,568

Cheapest Merriam, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Merriam, KS to rates for a clean record with top companies.

Annual Merriam, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,202 $3,752 $4,467 $3,648
American Family $2,075 $2,225 $2,075 $2,075
Farmers $3,236 $4,211 $4,101 $3,909
GEICO $1,905 $3,088 $4,710 $2,269
Liberty Mutual $3,439 $5,319 $5,209 $4,629
Nationwide $1,917 $2,187 $3,725 $2,168
Progressive $3,857 $4,566 $4,054 $4,310
State Farm $2,502 $2,975 $2,738 $2,738
Travelers $3,293 $4,368 $6,072 $4,652
USAA $1,527 $2,086 $3,039 $1,754

Cheapest Merriam, KS Car Insurance for Teen Drivers

Teen car insurance in Merriam, KS can be expensive. Take a look at rates from the top car insurance companies in Merriam for teenagers.

Annual Car Insurance Rates for Teen Drivers in Merriam, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,373 $8,362
American Family $3,263 $3,940
Farmers $7,581 $7,840
GEICO $4,416 $5,974
Liberty Mutual $11,151 $12,443
Nationwide $4,031 $4,884
Progressive $9,226 $10,376
State Farm $5,060 $6,379
Travelers $9,201 $14,413
USAA $4,437 $4,587

Cheapest Merriam, KS Car Insurance for Seniors

Take a look at Merriam, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Merriam, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,241 $2,301
American Family $1,477 $1,477
Farmers $2,244 $2,358
GEICO $2,298 $2,139
Liberty Mutual $2,110 $2,358
Nationwide $1,567 $1,674
Progressive $1,868 $1,954
State Farm $1,512 $1,512
Travelers $2,110 $2,123
USAA $1,108 $1,094

Cheapest Merriam, KS Car Insurance Rates After a DUI

A DUI in Merriam, KS increases car insurance rates. Compare Merriam, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Merriam, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,467
American Family $2,075
Farmers $4,101
GEICO $4,710
Liberty Mutual $5,209
Nationwide $3,725
Progressive $4,054
State Farm $2,738
Travelers $6,072
USAA $3,039

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Cheapest Merriam, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Merriam, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Merriam, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,767 $3,767
American Family $2,086 $2,139
Farmers $3,864 $3,864
GEICO $2,932 $3,054
Liberty Mutual $4,649 $4,649
Nationwide $2,499 $2,499
Progressive $4,197 $4,197
State Farm $2,669 $2,808
Travelers $4,596 $4,596
USAA $2,044 $2,159

Cheapest Merriam, KS Car Insurance Rates by ZIP Code

Merriam car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Merriam, KS.

Annual Car Insurance Rates by ZIP Code in Merriam, Kansas

ZIP Code Average Annual Rates
66202 $3,646
66203 $3,589
66204 $3,589

The Best Cheap Car Insurance Companies in Merriam, KS

Take a look at a side-by-side comparison of the top car insurance companies in Merriam, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Merriam, Kansas

Insurance Company Average Annual Rates
Allstate $3,767
American Family $2,112
Farmers $3,864
GEICO $2,993
Liberty Mutual $4,649
Nationwide $2,499
Progressive $4,197
State Farm $2,738
Travelers $4,596
USAA $2,101

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Category Winners: Cheapest Car Insurance in Merriam, Kansas

Find the cheapest car insurance companies in Merriam, KS for each category right here.

Best Annual Car Insurance Rates by Company in Merriam, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Cheapest Merriam, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Merriam car insurance rates. Find the cheapest Merriam, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Merriam, Kansas

Insurance Company Low Medium High
Allstate $3,645 $3,758 $3,898
American Family $2,123 $2,218 $1,996
Farmers $3,694 $3,843 $4,056
GEICO $2,883 $2,989 $3,106
Liberty Mutual $4,514 $4,636 $4,797
Nationwide $2,606 $2,475 $2,416
Progressive $3,938 $4,159 $4,493
State Farm $2,614 $2,747 $2,854
Travelers $4,323 $4,608 $4,859
USAA $2,017 $2,095 $2,192

What affects car insurance rates in Merriam, Kansas?

What factors can have an impact on Merriam, KS car insurance? There are several reasons why Merriam car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Merriam, Kansas.

Commute Time in Merriam

The more time you spend in your car the higher the risk of an accident. The average commute length in Merriam, KS is 18.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Merriam, KS

Ready to find affordable Merriam, Kansas car insurance today? Enter your ZIP code for fast, free Merriam, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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