Compare Merrill, WI Car Insurance Rates (2021)

Car insurance in Merrill, WI averages $250 a month. Merrill, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Merrill car insurance rates, compare quotes from the top car insurance companies in Merrill, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Merrill for teen drivers is American Family
  • Average car insurance rates in Merrill, WI are $3,005/year
  • Average car insurance rates in Merrill, WI after a DUI are $3,346/year

If you need to buy Merrill, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Merrill, WI is right here.

You’ll find Merrill car insurance rates, the cheapest Merrill, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Merrill, Wisconsin car insurance rates to Janesville car insurance rates, Green Bay car insurance rates, and Oshkosh car insurance rates.

Ready to find affordable Merrill, WI car insurance today? Enter your ZIP code for fast, free Merrill car insurance quotes.

Cheapest Merrill, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Merrill, WI car insurance rates? Every Merrill, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Merrill, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,266 $2,393 $2,086 $2,309 $7,157 $9,183 $2,309 $2,510
American Family $983 $1,030 $914 $926 $2,641 $2,922 $1,149 $1,225
Farmers $1,967 $1,976 $1,747 $1,842 $9,076 $9,438 $2,231 $2,348
GEICO $1,346 $1,485 $1,385 $1,583 $4,448 $4,798 $1,246 $1,290
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $4,077 $4,306 $3,349 $3,542 $8,021 $12,216 $4,936 $5,933
Progressive $1,532 $1,462 $1,255 $1,306 $5,775 $6,518 $1,840 $1,998
State Farm $1,387 $1,387 $1,226 $1,226 $3,849 $4,881 $1,562 $1,775
USAA $1,391 $1,394 $1,252 $1,283 $3,456 $4,029 $1,814 $2,002

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Minimum Car Insurance in Merrill, WI

Every driver must carry the minimum car insurance in Merrill, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Merrill, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Merrill, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Merrill, WI. Compare credit history car insurance rates in Merrill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Merrill, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,961 $3,412 $2,957
American Family $1,972 $1,300 $1,149
Farmers $4,333 $3,654 $3,497
GEICO $2,886 $2,057 $1,651
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $6,518 $5,437 $5,437
Progressive $3,088 $2,615 $2,429
State Farm $3,225 $1,851 $1,409
USAA $3,216 $1,680 $1,337

Cheapest Merrill, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Merrill, WI to rates for a clean record with top companies.

Annual Merrill, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,099 $4,241 $3,950 $3,816
American Family $1,410 $1,495 $1,495 $1,495
Farmers $3,338 $4,200 $3,989 $3,784
GEICO $1,527 $2,465 $2,806 $1,992
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,901 $5,670 $6,950 $5,670
Progressive $2,484 $3,003 $2,576 $2,780
State Farm $1,995 $2,328 $2,162 $2,162
USAA $1,633 $2,047 $2,771 $1,860

Cheapest Merrill, WI Car Insurance for Teen Drivers

Teen car insurance in Merrill, WI can be expensive. Take a look at rates from the top car insurance companies in Merrill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Merrill, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,157 $9,183
American Family $2,641 $2,922
Farmers $9,076 $9,438
GEICO $4,448 $4,798
Liberty Mutual $5,914 $6,647
Nationwide $8,021 $12,216
Progressive $5,775 $6,518
State Farm $3,849 $4,881
USAA $3,456 $4,029

Cheapest Merrill, WI Car Insurance for Seniors

Take a look at Merrill, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Merrill, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,309
American Family $914 $926
Farmers $1,747 $1,842
GEICO $1,385 $1,583
Liberty Mutual $1,555 $1,774
Nationwide $3,349 $3,542
Progressive $1,255 $1,306
State Farm $1,226 $1,226
USAA $1,252 $1,283

Cheapest Merrill, WI Car Insurance Rates After a DUI

A DUI in Merrill, WI increases car insurance rates. Compare Merrill, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Merrill, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,950
American Family $1,495
Farmers $3,989
GEICO $2,806
Liberty Mutual $3,411
Nationwide $6,950
Progressive $2,576
State Farm $2,162
USAA $2,771

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Cheapest Merrill, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Merrill, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Merrill, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,686 $3,867
American Family $1,449 $1,498
Farmers $3,828 $3,828
GEICO $2,151 $2,244
Liberty Mutual $3,022 $3,022
Nationwide $5,798 $5,798
Progressive $2,711 $2,711
State Farm $2,108 $2,215
USAA $2,050 $2,105

The Best Cheap Car Insurance Companies in Merrill, WI

Take a look at a side-by-side comparison of the top car insurance companies in Merrill, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Merrill, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,777
American Family $1,474
Farmers $3,828
GEICO $2,198
Liberty Mutual $3,022
Nationwide $5,798
Progressive $2,711
State Farm $2,162
USAA $2,078

Category Winners: Cheapest Car Insurance in Merrill, Wisconsin

Find the cheapest car insurance companies in Merrill, WI for each category right here.

Best Annual Car Insurance Rates by Company in Merrill, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Merrill, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Merrill car insurance rates. Find the cheapest Merrill, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Merrill, Wisconsin

Insurance Company Low Medium High
Allstate $3,615 $3,767 $3,948
American Family $1,459 $1,486 $1,475
Farmers $3,544 $3,798 $4,142
GEICO $2,061 $2,196 $2,336
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $5,657 $5,796 $5,940
Progressive $2,558 $2,731 $2,843
State Farm $2,046 $2,168 $2,271
USAA $2,009 $2,079 $2,145

What affects car insurance rates in Merrill, Wisconsin?

What factors can have an impact on Merrill, WI car insurance? There are several reasons why Merrill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Merrill, Wisconsin.

Car Theft in Merrill

High levels of vehicle theft can make car insurance more expensive. Merrill, WI car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Merrill

The more time you spend in your car the higher the risk of an accident. The average commute length in Merrill, WI is 19.7 minutes according to City-Data.

Compare Car Insurance Quotes in Merrill, WI

Ready to find affordable Merrill, Wisconsin car insurance today? Enter your ZIP code for fast, free Merrill, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State