Compare Merrimac, WI Car Insurance Rates (2021)

Car insurance in Merrimac, WI averages $240 a month. Merrimac, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Merrimac car insurance rates, compare quotes from the top car insurance companies in Merrimac, WI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Merrimac is American Family
  • Average car insurance rates in Merrimac, WI after a DUI are $3,201/year
  • Average car insurance rates in Merrimac, WI are $2,879/year

If you need to buy Merrimac, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Merrimac, WI is right here.

You’ll find Merrimac car insurance rates, the cheapest Merrimac, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Merrimac, Wisconsin car insurance rates to Madison car insurance rates, Janesville car insurance rates, and Kenosha car insurance rates.

Ready to find affordable Merrimac, WI car insurance today? Enter your ZIP code for fast, free Merrimac car insurance quotes.

Cheapest Merrimac, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Merrimac, WI car insurance rates? Every Merrimac, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Merrimac, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,275 $2,400 $2,096 $2,314 $7,281 $9,301 $2,317 $2,522
American Family $939 $981 $887 $894 $2,744 $3,022 $1,109 $1,180
Farmers $1,816 $1,815 $1,609 $1,704 $8,615 $8,928 $2,065 $2,164
GEICO $1,149 $1,273 $1,195 $1,371 $3,860 $4,166 $1,063 $1,095
Liberty Mutual $1,790 $1,957 $1,448 $1,646 $5,847 $6,561 $1,906 $2,074
Nationwide $3,811 $4,009 $3,147 $3,317 $7,730 $11,827 $4,628 $5,506
Progressive $1,553 $1,471 $1,272 $1,332 $6,073 $6,840 $1,863 $2,025
State Farm $1,238 $1,238 $1,098 $1,098 $3,513 $4,437 $1,395 $1,596
USAA $1,322 $1,320 $1,196 $1,219 $3,357 $3,899 $1,717 $1,886

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Merrimac, WI

Every driver must carry the minimum car insurance in Merrimac, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Merrimac, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Merrimac, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Merrimac, WI. Compare credit history car insurance rates in Merrimac from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Merrimac, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,008 $3,447 $2,986
American Family $1,967 $1,296 $1,145
Farmers $4,056 $3,431 $3,281
GEICO $2,486 $1,776 $1,428
Liberty Mutual $4,201 $2,522 $1,988
Nationwide $6,180 $5,155 $5,155
Progressive $3,178 $2,710 $2,523
State Farm $2,911 $1,671 $1,273
USAA $3,068 $1,613 $1,287

Cheapest Merrimac, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Merrimac, WI to rates for a clean record with top companies.

Annual Merrimac, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,117 $4,278 $3,995 $3,864
American Family $1,406 $1,491 $1,491 $1,491
Farmers $3,129 $3,951 $3,738 $3,540
GEICO $1,310 $2,129 $2,449 $1,698
Liberty Mutual $2,223 $3,147 $3,277 $2,968
Nationwide $4,647 $5,376 $6,589 $5,376
Progressive $2,564 $3,117 $2,665 $2,869
State Farm $1,796 $2,107 $1,952 $1,952
USAA $1,560 $1,964 $2,656 $1,779

Cheapest Merrimac, WI Car Insurance for Teen Drivers

Teen car insurance in Merrimac, WI can be expensive. Take a look at rates from the top car insurance companies in Merrimac for teenagers.

Annual Car Insurance Rates for Teen Drivers in Merrimac, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,281 $9,301
American Family $2,744 $3,022
Farmers $8,615 $8,928
GEICO $3,860 $4,166
Liberty Mutual $5,847 $6,561
Nationwide $7,730 $11,827
Progressive $6,073 $6,840
State Farm $3,513 $4,437
USAA $3,357 $3,899

Cheapest Merrimac, WI Car Insurance for Seniors

Take a look at Merrimac, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Merrimac, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,096 $2,314
American Family $887 $894
Farmers $1,609 $1,704
GEICO $1,195 $1,371
Liberty Mutual $1,448 $1,646
Nationwide $3,147 $3,317
Progressive $1,272 $1,332
State Farm $1,098 $1,098
USAA $1,196 $1,219

Cheapest Merrimac, WI Car Insurance Rates After a DUI

A DUI in Merrimac, WI increases car insurance rates. Compare Merrimac, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Merrimac, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,995
American Family $1,491
Farmers $3,738
GEICO $2,449
Liberty Mutual $3,277
Nationwide $6,589
Progressive $2,665
State Farm $1,952
USAA $2,656

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Merrimac, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Merrimac, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Merrimac, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,722 $3,905
American Family $1,445 $1,494
Farmers $3,590 $3,590
GEICO $1,860 $1,933
Liberty Mutual $2,904 $2,904
Nationwide $5,497 $5,497
Progressive $2,804 $2,804
State Farm $1,904 $1,999
USAA $1,964 $2,015

The Best Cheap Car Insurance Companies in Merrimac, WI

Take a look at a side-by-side comparison of the top car insurance companies in Merrimac, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Merrimac, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,813
American Family $1,469
Farmers $3,590
GEICO $1,897
Liberty Mutual $2,904
Nationwide $5,497
Progressive $2,804
State Farm $1,952
USAA $1,990

Category Winners: Cheapest Car Insurance in Merrimac, Wisconsin

Find the cheapest car insurance companies in Merrimac, WI for each category right here.

Best Annual Car Insurance Rates by Company in Merrimac, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Merrimac, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Merrimac car insurance rates. Find the cheapest Merrimac, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Merrimac, Wisconsin

Insurance Company Low Medium High
Allstate $3,669 $3,805 $3,966
American Family $1,451 $1,483 $1,474
Farmers $3,313 $3,563 $3,893
GEICO $1,779 $1,897 $2,014
Liberty Mutual $2,695 $2,926 $3,090
Nationwide $5,349 $5,493 $5,648
Progressive $2,626 $2,827 $2,958
State Farm $1,849 $1,957 $2,049
USAA $1,921 $1,991 $2,057

What affects car insurance rates in Merrimac, Wisconsin?

What factors can have an impact on Merrimac, WI car insurance? There are several reasons why Merrimac car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Merrimac, Wisconsin.

Commute Time in Merrimac

The more time you spend in your car the higher the risk of an accident. The average commute length in Merrimac, WI is 32.0 minutes according to City-Data.

Compare Car Insurance Quotes in Merrimac, WI

Ready to find affordable Merrimac, Wisconsin car insurance today? Enter your ZIP code for fast, free Merrimac, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State