Compare Merritt, MI Car Insurance Rates (2021)

Car insurance in Merritt, MI averages $748 a month. Merritt, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Merritt car insurance rates, compare quotes from the top car insurance companies in Merritt, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Merritt, MI are $8,975/year
  • The cheapest car insurance company in Merritt for teen drivers is USAA
  • The cheapest car insurance company in Merritt is USAA

If you need to buy Merritt, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Merritt, MI is right here.

You’ll find Merritt car insurance rates, the cheapest Merritt, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Merritt, Michigan car insurance rates to Detroit car insurance rates, Dearborn car insurance rates, and Livonia car insurance rates.

Ready to find affordable Merritt, MI car insurance today? Enter your ZIP code for fast, free Merritt car insurance quotes.

Cheapest Merritt, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Merritt, MI car insurance rates? Every Merritt, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Merritt, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,192 $14,192 $13,168 $13,168 $35,302 $35,302 $14,954 $14,954
Farmers $4,488 $4,488 $4,186 $4,186 $10,107 $10,107 $5,057 $5,057
GEICO $3,814 $3,814 $3,876 $3,876 $10,621 $10,621 $3,647 $3,647
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,488 $3,488 $3,115 $3,115 $8,800 $8,800 $3,801 $3,801
Progressive $3,125 $2,900 $2,754 $3,090 $11,082 $11,728 $3,633 $3,333
State Farm $6,743 $6,743 $6,235 $6,235 $23,271 $23,271 $7,902 $7,902
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,449 $2,334 $2,300 $2,183 $5,954 $5,693 $2,992 $2,890

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Minimum Car Insurance in Merritt, MI

Every driver must carry the minimum car insurance in Merritt, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Merritt, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Merritt, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Merritt, MI. Compare credit history car insurance rates in Merritt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Merritt, Michigan

Insurance Company Poor Fair Good
Allstate $29,442 $16,297 $12,473
Farmers $7,856 $5,212 $4,811
GEICO $7,055 $5,189 $4,224
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,001 $4,531 $3,870
Progressive $6,033 $5,051 $4,533
State Farm $17,897 $9,060 $6,156
Travelers $8,534 $8,275 $8,170
USAA $5,004 $2,857 $2,186

Cheapest Merritt, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Merritt, MI to rates for a clean record with top companies.

Annual Merritt, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,488 $12,659 $42,222 $13,247
Farmers $4,999 $6,382 $6,299 $6,158
GEICO $1,952 $4,091 $12,330 $3,584
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,124 $5,458 $4,988 $4,634
Progressive $4,401 $5,794 $5,221 $5,406
State Farm $7,101 $8,470 $18,055 $10,524
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,699 $3,356 $4,400 $2,941

Cheapest Merritt, MI Car Insurance for Teen Drivers

Teen car insurance in Merritt, MI can be expensive. Take a look at rates from the top car insurance companies in Merritt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Merritt, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,302 $35,302
Farmers $10,107 $10,107
GEICO $10,621 $10,621
Liberty Mutual $30,474 $30,474
Nationwide $8,800 $8,800
Progressive $11,082 $11,728
State Farm $23,271 $23,271
Travelers $16,861 $16,861
USAA $5,954 $5,693

Cheapest Merritt, MI Car Insurance for Seniors

Take a look at Merritt, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Merritt, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,168 $13,168
Farmers $4,186 $4,186
GEICO $3,876 $3,876
Liberty Mutual $12,695 $12,695
Nationwide $3,115 $3,115
Progressive $2,754 $3,090
State Farm $6,235 $6,235
Travelers $4,792 $4,792
USAA $2,300 $2,183

Cheapest Merritt, MI Car Insurance Rates After a DUI

A DUI in Merritt, MI increases car insurance rates. Compare Merritt, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Merritt, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $42,222
Farmers $6,299
GEICO $12,330
Liberty Mutual $26,565
Nationwide $4,988
Progressive $5,221
State Farm $18,055
Travelers $12,908
USAA $4,400

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Cheapest Merritt, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Merritt, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Merritt, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,404 $19,404
Farmers $5,960 $5,960
GEICO $5,363 $5,615
Liberty Mutual $16,605 $17,805
Nationwide $4,801 $4,801
Progressive $5,206 $5,206
State Farm $10,739 $11,336
Travelers $8,279 $8,375
USAA $3,311 $3,387

The Best Cheap Car Insurance Companies in Merritt, MI

Take a look at a side-by-side comparison of the top car insurance companies in Merritt, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Merritt, Michigan

Insurance Company Average Annual Rates
Allstate $19,404
Farmers $5,960
GEICO $5,489
Liberty Mutual $17,205
Nationwide $4,801
Progressive $5,205
State Farm $11,038
Travelers $8,327
USAA $3,349

Category Winners: Cheapest Car Insurance in Merritt, Michigan

Find the cheapest car insurance companies in Merritt, MI for each category right here.

Best Annual Car Insurance Rates by Company in Merritt, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Merritt, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Merritt car insurance rates. Find the cheapest Merritt, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Merritt, Michigan

Insurance Company Low Medium High
Allstate $18,945 $19,445 $19,822
Farmers $5,830 $5,949 $6,101
GEICO $5,132 $5,441 $5,895
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,032 $4,718 $4,653
Progressive $5,033 $5,212 $5,371
State Farm $10,490 $11,105 $11,518
Travelers $8,241 $8,334 $8,405
USAA $3,255 $3,357 $3,436

Compare Car Insurance Quotes in Merritt, MI

Ready to find affordable Merritt, Michigan car insurance today? Enter your ZIP code for fast, free Merritt, MI car insurance quotes.

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