Compare Mertens, TX Car Insurance Rates (2021)

Car insurance in Mertens, TX averages $293 a month. Mertens, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Mertens car insurance rates, compare quotes from the top car insurance companies in Mertens, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mertens, TX after a DUI are $4,006/year
  • The cheapest car insurance company in Mertens is USAA
  • Average car insurance rates in Mertens, TX are $3,512/year

If you need to buy Mertens, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Mertens, TX is right here.

You’ll find Mertens car insurance rates, the cheapest Mertens, TX car insurance companies, and information on Texas car insurance laws. You can also compare Mertens, Texas car insurance rates to Austin car insurance rates, Corpus Christi car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Mertens, TX car insurance today? Enter your ZIP code for fast, free Mertens car insurance quotes.

Cheapest Mertens, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mertens, TX car insurance rates? Every Mertens, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mertens, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,304 $3,333 $3,263 $3,263 $8,743 $10,544 $4,083 $4,253
American Family $2,367 $2,620 $2,188 $2,491 $6,008 $7,879 $3,343 $3,805
GEICO $2,119 $2,268 $2,014 $2,253 $4,553 $4,741 $2,292 $2,305
Nationwide $2,297 $2,338 $2,028 $2,149 $6,517 $8,377 $2,698 $2,920
Progressive $2,291 $2,167 $2,055 $2,084 $9,902 $11,073 $2,713 $2,750
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

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Minimum Car Insurance in Mertens, TX

Every driver must carry the minimum car insurance in Mertens, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Mertens, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mertens, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mertens, TX. Compare credit history car insurance rates in Mertens from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mertens, Texas

Insurance Company Poor Fair Good
Allstate $6,476 $4,751 $4,067
American Family $5,308 $3,308 $2,896
GEICO $4,333 $2,466 $1,655
Nationwide $4,397 $3,531 $3,069
Progressive $4,908 $4,267 $3,963
State Farm $3,680 $2,290 $1,825
USAA $3,224 $1,855 $1,491

Cheapest Mertens, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mertens, TX to rates for a clean record with top companies.

Annual Mertens, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,959 $6,098 $6,376 $3,959
American Family $3,510 $4,431 $3,898 $3,510
GEICO $2,396 $3,139 $2,657 $3,081
Nationwide $3,178 $3,178 $4,716 $3,591
Progressive $3,817 $4,964 $4,452 $4,286
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,639 $2,406 $2,835 $1,880

Cheapest Mertens, TX Car Insurance for Teen Drivers

Teen car insurance in Mertens, TX can be expensive. Take a look at rates from the top car insurance companies in Mertens for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mertens, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,743 $10,544
American Family $6,008 $7,879
GEICO $4,553 $4,741
Nationwide $6,517 $8,377
Progressive $9,902 $11,073
State Farm $4,319 $5,493
USAA $3,887 $4,247

Cheapest Mertens, TX Car Insurance for Seniors

Take a look at Mertens, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mertens, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,263 $3,263
American Family $2,188 $2,491
GEICO $2,014 $2,253
Nationwide $2,028 $2,149
Progressive $2,055 $2,084
State Farm $1,629 $1,629
USAA $1,339 $1,334

Cheapest Mertens, TX Car Insurance Rates After a DUI

A DUI in Mertens, TX increases car insurance rates. Compare Mertens, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mertens, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,376
American Family $3,898
GEICO $2,657
Nationwide $4,716
Progressive $4,452
State Farm $3,111
USAA $2,835

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Cheapest Mertens, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mertens, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mertens, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,979 $5,217
American Family $3,837 $3,837
GEICO $2,765 $2,871
Nationwide $3,665 $3,665
Progressive $4,379 $4,379
State Farm $2,598 $2,598
USAA $2,162 $2,217

The Best Cheap Car Insurance Companies in Mertens, TX

Take a look at a side-by-side comparison of the top car insurance companies in Mertens, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mertens, Texas

Insurance Company Average Annual Rates
Allstate $5,098
American Family $3,837
GEICO $2,818
Nationwide $3,665
Progressive $4,379
State Farm $2,598
USAA $2,190

Category Winners: Cheapest Car Insurance in Mertens, Texas

Find the cheapest car insurance companies in Mertens, TX for each category right here.

Best Annual Car Insurance Rates by Company in Mertens, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Mertens, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mertens car insurance rates. Find the cheapest Mertens, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mertens, Texas

Insurance Company Low Medium High
Allstate $4,976 $5,053 $5,266
American Family $3,585 $3,704 $4,224
GEICO $2,692 $2,792 $2,970
Nationwide $3,964 $3,507 $3,525
Progressive $4,152 $4,360 $4,626
State Farm $2,476 $2,592 $2,727
USAA $2,122 $2,182 $2,265

What affects car insurance rates in Mertens, Texas?

What factors can have an impact on Mertens, TX car insurance? There are several reasons why Mertens car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mertens, Texas.

Commute Time in Mertens

The more time you spend in your car the higher the risk of an accident. The average commute length in Mertens, TX is 35.0 minutes according to City-Data.

Compare Car Insurance Quotes in Mertens, TX

Ready to find affordable Mertens, Texas car insurance today? Enter your ZIP code for fast, free Mertens, TX car insurance quotes.

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