Compare Mertztown, PA Car Insurance Rates (2021)

Car insurance in Mertztown, PA averages $334 a month. Mertztown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Mertztown car insurance rates, compare quotes from the top car insurance companies in Mertztown, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mertztown is USAA
  • Average car insurance rates in Mertztown, PA are $4,005/year
  • The cheapest car insurance company in Mertztown for teen drivers is USAA

If you need to buy Mertztown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Mertztown, PA is right here.

You’ll find Mertztown car insurance rates, the cheapest Mertztown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Mertztown, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Lancaster car insurance rates, and Bethlehem car insurance rates.

Ready to find affordable Mertztown, PA car insurance today? Enter your ZIP code for fast, free Mertztown car insurance quotes.

Cheapest Mertztown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mertztown, PA car insurance rates? Every Mertztown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mertztown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,340 $2,340 $2,163 $2,163 $7,924 $7,924 $2,571 $2,571
GEICO $2,384 $2,060 $2,266 $1,958 $5,926 $5,136 $2,383 $2,059
Liberty Mutual $3,823 $3,823 $3,503 $3,503 $11,150 $11,150 $4,851 $4,851
Nationwide $1,960 $1,960 $1,858 $1,858 $5,585 $5,585 $2,203 $2,203
Progressive $2,821 $2,821 $2,521 $2,521 $9,239 $9,239 $3,610 $3,610
State Farm $1,576 $1,576 $1,397 $1,397 $5,737 $5,737 $1,744 $1,744
Travelers $1,673 $1,673 $1,813 $1,813 $24,754 $24,754 $2,005 $2,005
USAA $1,157 $1,157 $1,046 $1,046 $3,529 $3,529 $1,537 $1,537

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Minimum Car Insurance in Mertztown, PA

Every driver must carry the minimum car insurance in Mertztown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Mertztown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Mertztown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mertztown, PA. Compare credit history car insurance rates in Mertztown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mertztown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,790 $3,576 $2,882
GEICO $4,546 $2,552 $1,967
Liberty Mutual $7,445 $5,337 $4,713
Nationwide $3,399 $2,803 $2,502
Progressive $6,015 $4,229 $3,399
State Farm $3,722 $2,302 $1,816
Travelers $8,213 $7,436 $7,035
USAA $2,266 $1,689 $1,497

Cheapest Mertztown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mertztown, PA to rates for a clean record with top companies.

Annual Mertztown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,589 $4,230 $3,589 $3,589
GEICO $2,222 $3,803 $2,981 $3,079
Liberty Mutual $5,309 $6,105 $5,956 $5,956
Nationwide $2,095 $2,807 $3,905 $2,798
Progressive $4,115 $5,717 $4,236 $4,122
State Farm $2,382 $2,845 $2,613 $2,613
Travelers $5,343 $7,634 $9,635 $7,634
USAA $1,460 $2,020 $2,157 $1,632

Cheapest Mertztown, PA Car Insurance for Teen Drivers

Teen car insurance in Mertztown, PA can be expensive. Take a look at rates from the top car insurance companies in Mertztown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mertztown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,924 $7,924
GEICO $5,926 $5,136
Liberty Mutual $11,150 $11,150
Nationwide $5,585 $5,585
Progressive $9,239 $9,239
State Farm $5,737 $5,737
Travelers $24,754 $24,754
USAA $3,529 $3,529

Cheapest Mertztown, PA Car Insurance for Seniors

Take a look at Mertztown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mertztown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,163 $2,163
GEICO $2,266 $1,958
Liberty Mutual $3,503 $3,503
Nationwide $1,858 $1,858
Progressive $2,521 $2,521
State Farm $1,397 $1,397
Travelers $1,813 $1,813
USAA $1,046 $1,046

Cheapest Mertztown, PA Car Insurance Rates After a DUI

A DUI in Mertztown, PA increases car insurance rates. Compare Mertztown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mertztown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,589
GEICO $2,981
Liberty Mutual $5,956
Nationwide $3,905
Progressive $4,236
State Farm $2,613
Travelers $9,635
USAA $2,157

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Cheapest Mertztown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mertztown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mertztown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,673 $3,826
GEICO $2,975 $3,068
Liberty Mutual $5,683 $5,981
Nationwide $2,901 $2,901
Progressive $4,548 $4,548
State Farm $2,536 $2,691
Travelers $7,561 $7,561
USAA $1,765 $1,869

The Best Cheap Car Insurance Companies in Mertztown, PA

Take a look at a side-by-side comparison of the top car insurance companies in Mertztown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mertztown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,749
GEICO $3,022
Liberty Mutual $5,832
Nationwide $2,901
Progressive $4,548
State Farm $2,613
Travelers $7,561
USAA $1,817

Category Winners: Cheapest Car Insurance in Mertztown, Pennsylvania

Find the cheapest car insurance companies in Mertztown, PA for each category right here.

Best Annual Car Insurance Rates by Company in Mertztown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Mertztown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mertztown car insurance rates. Find the cheapest Mertztown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mertztown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,601 $3,770 $3,877
GEICO $2,736 $3,047 $3,281
Liberty Mutual $5,532 $5,876 $6,087
Nationwide $2,907 $2,943 $2,854
Progressive $4,152 $4,584 $4,907
State Farm $2,424 $2,655 $2,762
Travelers $7,628 $7,573 $7,483
USAA $1,684 $1,835 $1,933

What affects car insurance rates in Mertztown, Pennsylvania?

What factors can have an impact on Mertztown, PA car insurance? There are several reasons why Mertztown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mertztown, Pennsylvania.

Commute Time in Mertztown

The more time you spend in your car the higher the risk of an accident. The average commute length in Mertztown, PA is 14.5 minutes according to City-Data.

Compare Car Insurance Quotes in Mertztown, PA

Ready to find affordable Mertztown, Pennsylvania car insurance today? Enter your ZIP code for fast, free Mertztown, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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