Compare Mesa, ID Car Insurance Rates (2021)

Car insurance in Mesa, ID averages $231 a month. Mesa, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Mesa car insurance rates, compare quotes from the top car insurance companies in Mesa, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mesa, ID are $2,776/year
  • The cheapest car insurance company in Mesa is State Farm
  • Average car insurance rates in Mesa, ID after a DUI are $3,445/year

If you need to buy Mesa, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Mesa, ID is right here.

You’ll find Mesa car insurance rates, the cheapest Mesa, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Mesa, Idaho car insurance rates to Coeur d’Alene car insurance rates, Post Falls car insurance rates, and Twin Falls car insurance rates.

Ready to find affordable Mesa, ID car insurance today? Enter your ZIP code for fast, free Mesa car insurance quotes.

Cheapest Mesa, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mesa, ID car insurance rates? Every Mesa, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mesa, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,224 $2,213 $1,936 $2,006 $8,079 $9,334 $2,485 $2,629
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,505 $1,495 $1,326 $1,406 $7,398 $7,662 $1,729 $1,815
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,426 $1,538 $1,158 $1,290 $4,493 $4,992 $1,515 $1,606
Nationwide $1,859 $1,903 $1,676 $1,779 $4,579 $5,650 $2,177 $2,346
State Farm $1,072 $1,072 $966 $966 $3,204 $4,030 $1,210 $1,401
Travelers $1,279 $1,299 $1,282 $1,276 $6,199 $9,779 $1,357 $1,561
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

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Minimum Car Insurance in Mesa, ID

Every driver must carry the minimum car insurance in Mesa, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Mesa, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Mesa, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mesa, ID. Compare credit history car insurance rates in Mesa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mesa, Idaho

Insurance Company Poor Fair Good
Allstate $5,096 $3,465 $3,028
American Family $4,776 $3,404 $2,905
Farmers $3,426 $2,915 $2,785
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,217 $1,974 $1,565
Nationwide $3,279 $2,644 $2,315
State Farm $2,444 $1,546 $1,231
Travelers $3,442 $2,893 $2,677
USAA $2,742 $1,585 $1,273

Cheapest Mesa, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mesa, ID to rates for a clean record with top companies.

Annual Mesa, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,192 $4,005 $4,474 $3,782
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,651 $3,363 $3,158 $2,995
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,871 $2,340 $2,420 $2,378
Nationwide $2,098 $2,724 $3,806 $2,358
State Farm $1,587 $1,893 $1,740 $1,740
Travelers $1,862 $2,639 $4,565 $2,949
USAA $1,341 $1,908 $2,595 $1,623

Cheapest Mesa, ID Car Insurance for Teen Drivers

Teen car insurance in Mesa, ID can be expensive. Take a look at rates from the top car insurance companies in Mesa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mesa, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,079 $9,334
American Family $7,355 $9,596
Farmers $7,398 $7,662
GEICO $4,278 $5,328
Liberty Mutual $4,493 $4,992
Nationwide $4,579 $5,650
State Farm $3,204 $4,030
Travelers $6,199 $9,779
USAA $3,565 $3,999

Cheapest Mesa, ID Car Insurance for Seniors

Take a look at Mesa, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mesa, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $2,006
American Family $1,859 $1,859
Farmers $1,326 $1,406
GEICO $1,919 $1,863
Liberty Mutual $1,158 $1,290
Nationwide $1,676 $1,779
State Farm $966 $966
Travelers $1,282 $1,276
USAA $1,070 $1,059

Cheapest Mesa, ID Car Insurance Rates After a DUI

A DUI in Mesa, ID increases car insurance rates. Compare Mesa, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mesa, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,474
American Family $4,444
Farmers $3,158
GEICO $3,808
Liberty Mutual $2,420
Nationwide $3,806
State Farm $1,740
Travelers $4,565
USAA $2,595

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Cheapest Mesa, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mesa, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mesa, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,863 $3,863
American Family $3,619 $3,771
Farmers $3,042 $3,042
GEICO $2,730 $2,825
Liberty Mutual $2,252 $2,252
Nationwide $2,746 $2,746
State Farm $1,699 $1,781
Travelers $3,004 $3,004
USAA $1,844 $1,889

The Best Cheap Car Insurance Companies in Mesa, ID

Take a look at a side-by-side comparison of the top car insurance companies in Mesa, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mesa, Idaho

Insurance Company Average Annual Rates
Allstate $3,863
American Family $3,695
Farmers $3,042
GEICO $2,778
Liberty Mutual $2,252
Nationwide $2,746
State Farm $1,740
Travelers $3,004
USAA $1,867

Category Winners: Cheapest Car Insurance in Mesa, Idaho

Find the cheapest car insurance companies in Mesa, ID for each category right here.

Best Annual Car Insurance Rates by Company in Mesa, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Mesa, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mesa car insurance rates. Find the cheapest Mesa, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mesa, Idaho

Insurance Company Low Medium High
Allstate $3,724 $3,856 $4,010
American Family $3,705 $3,879 $3,502
Farmers $2,880 $3,004 $3,241
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,141 $2,249 $2,367
Nationwide $2,711 $2,885 $2,643
State Farm $1,647 $1,743 $1,831
Travelers $2,958 $3,048 $3,006
USAA $1,817 $1,864 $1,920

What affects car insurance rates in Mesa, Idaho?

What factors can have an impact on Mesa, ID car insurance? There are several reasons why Mesa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mesa, Idaho.

Traffic in Mesa

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Mesa, ID traffic data from INRIX ranks Mesa as the 928th-most congested in the world.

Compare Car Insurance Quotes in Mesa, ID

Ready to find affordable Mesa, Idaho car insurance today? Enter your ZIP code for fast, free Mesa, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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