Compare Metairie, LA Car Insurance Rates (2021)

Car insurance in Metairie, LA averages $586 a month. Metairie, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Metairie car insurance rates, compare quotes from the top car insurance companies in Metairie, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Metairie is USAA
  • The cheapest car insurance company in Metairie for teen drivers is USAA
  • Average car insurance rates in Metairie, LA after a DUI are $8,101/year

If you need to buy Metairie, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Metairie, LA is right here.

You’ll find Metairie car insurance rates, the cheapest Metairie, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Metairie, Louisiana car insurance rates to Lake Charles car insurance rates, Shreveport car insurance rates, and Lafayette car insurance rates.

Ready to find affordable Metairie, LA car insurance today? Enter your ZIP code for fast, free Metairie car insurance quotes.

Cheapest Metairie, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Metairie, LA car insurance rates? Every Metairie, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Metairie, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,350 $4,350 $4,493 $4,493 $9,448 $11,875 $4,796 $5,194
GEICO $4,177 $4,815 $5,041 $6,243 $15,416 $16,117 $4,013 $3,841
Progressive $6,318 $5,930 $5,283 $5,699 $23,679 $26,349 $7,174 $7,201
State Farm $3,423 $3,423 $3,153 $3,153 $9,749 $12,222 $3,822 $4,270
USAA $3,142 $3,085 $3,086 $3,049 $9,749 $11,399 $3,871 $4,242

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Minimum Car Insurance in Metairie, LA

Every driver must carry the minimum car insurance in Metairie, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Metairie, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Metairie, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Metairie, LA. Compare credit history car insurance rates in Metairie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Metairie, Louisiana

Insurance Company Poor Fair Good
Allstate $8,024 $5,522 $4,828
GEICO $8,876 $7,699 $5,798
Progressive $12,453 $10,591 $9,818
State Farm $7,494 $4,820 $3,892
USAA $7,166 $4,598 $3,844

Cheapest Metairie, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Metairie, LA to rates for a clean record with top companies.

Annual Metairie, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,834 $7,380 $6,594 $5,692
GEICO $5,057 $8,163 $10,119 $6,493
Progressive $9,150 $12,154 $11,802 $10,710
State Farm $4,947 $5,856 $5,402 $5,402
USAA $3,954 $5,535 $6,588 $4,734

Cheapest Metairie, LA Car Insurance for Teen Drivers

Teen car insurance in Metairie, LA can be expensive. Take a look at rates from the top car insurance companies in Metairie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Metairie, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,448 $11,875
GEICO $15,416 $16,117
Progressive $23,679 $26,349
State Farm $9,749 $12,222
USAA $9,749 $11,399

Cheapest Metairie, LA Car Insurance for Seniors

Take a look at Metairie, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Metairie, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,493 $4,493
GEICO $5,041 $6,243
Progressive $5,283 $5,699
State Farm $3,153 $3,153
USAA $3,086 $3,049

Cheapest Metairie, LA Car Insurance Rates After a DUI

A DUI in Metairie, LA increases car insurance rates. Compare Metairie, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Metairie, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,594
GEICO $10,119
Progressive $11,802
State Farm $5,402
USAA $6,588

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Cheapest Metairie, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Metairie, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Metairie, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,125 $6,125
GEICO $7,303 $7,613
Progressive $10,954 $10,954
State Farm $5,256 $5,548
USAA $5,042 $5,364

Cheapest Metairie, LA Car Insurance Rates by ZIP Code

Metairie car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Metairie, LA.

Annual Car Insurance Rates by ZIP Code in Metairie, Louisiana

ZIP Code Average Annual Rates
70001 $6,584
70002 $6,642
70003 $6,622
70005 $6,595
70006 $6,619

The Best Cheap Car Insurance Companies in Metairie, LA

Take a look at a side-by-side comparison of the top car insurance companies in Metairie, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Metairie, Louisiana

Insurance Company Average Annual Rates
Allstate $6,125
GEICO $7,458
Progressive $10,954
State Farm $5,402
USAA $5,203

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Category Winners: Cheapest Car Insurance in Metairie, Louisiana

Find the cheapest car insurance companies in Metairie, LA for each category right here.

Best Annual Car Insurance Rates by Company in Metairie, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Metairie, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Metairie car insurance rates. Find the cheapest Metairie, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Metairie, Louisiana

Insurance Company Low Medium High
Allstate $5,284 $6,241 $6,849
GEICO $5,969 $7,484 $8,921
Progressive $8,858 $10,848 $13,157
State Farm $4,630 $5,389 $6,186
USAA $4,463 $5,287 $5,858

What affects car insurance rates in Metairie, Louisiana?

What factors can have an impact on Metairie, LA car insurance? There are several reasons why Metairie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Metairie, Louisiana.

Commute Time in Metairie

The more time you spend in your car the higher the risk of an accident. The average commute length in Metairie, LA is 21.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Metairie, LA

Ready to find affordable Metairie, Louisiana car insurance today? Enter your ZIP code for fast, free Metairie, LA car insurance quotes.

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